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Nifty November's No-Spend Days Challenge!

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  • NSD today  :)
    Savings goal by 31/12/24: £22000
    Dec 23: £6945.23
  • beanielou
    beanielou Posts: 95,553 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today.  
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Declaring early- 16/24
    DNF: £708.92/£1000
    JSF: £708.58/£1000

    Winter season grocery budget: £600.85/£900

    Weight loss challenge 2024: 11/24lbs
    1st quarter start:9st 13.1lb
    2nd quarter start:9st 9.2 lb
    3rd quarter start: 9st 6.8 lb
    4th quarter start: 9st 10.2 lb
    End weight: 8st 13lb

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

  • KajiKita
    KajiKita Posts: 7,649 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Not yesterday but will be today 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • 2 more please for yesterday and today. I don't think I will hit my target this month, but I will still try my best!
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • NSD for me today!
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
  • QueenJess
    QueenJess Posts: 4,495 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Should be a NSD today at last.  Spent £3 yesterday on charity shop books.
    2025 decluttering: 3,802🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
    2025 use up challenge: 322🥉🥈🥇💎🏆
    Big kitchen declutter challenge 98/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • laurenh1
    laurenh1 Posts: 992 Forumite
    Tenth Anniversary 500 Posts Photogenic Name Dropper
    Not a NSD as I booked cinema tickets for Monday with my girl friends from work. I did use a loyalty coupon when putting fuel in my car and I am still in budget - hurrah! 
  • cathybird
    cathybird Posts: 15,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    November NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image 


    November targets


    AuntieL 11/15  image  image  image


    beanielou 19/19  image  image  image  image  image


    BestnamesRgone 14/20  image  image  image


    Caeraugirl 12/20  image  image  image


    cathybird 18/15  image  image  image  image  image  image 


    Geriatricmum 1/15  image


    HotDog2020 3/10  image 


    Janeryan 1/5  image 


    KajiKita 14/20  image  image  image


    laura lau 9/18  image  image


    laurenh1 13/18   image  image  image


    leftatthetrafficlights 16/24  image  image  image  image


    LittleMissDetermined 12/18  image  image  image


    Makingabobor2 10/15  image  image  image


    Nintud 1/6  image


    QueenJess 10/15  image  image  image


    RisingPhoenix1 15 


    Rupacomp 7/12  image  image


    SecondStar 11/20  image  image  image


    short bird 12/18   image  image  image


    Shrewbie 15 


    TizerCat 12/16  image  image  image


    winterbear95 5/TF  image  image


    x raphael xx 25 





    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • cathybird
    cathybird Posts: 15,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    November results updated here :):)
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