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Nifty November's No-Spend Days Challenge!

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Comments

  • cathybird
    cathybird Posts: 16,999
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    Janeryan said:
    NEWBIE HERE.
    My months run from 20th which is payday so I am aiming for 15/30 for the Nov-Dec period. Can someone let me know how to do the emojis to show how we are doing please? TIA
    @Janeryan hi there image and welcome image to our lovely thread! Re the timing,the challenge does run during the calendar month - I know some of the other challenges on MSE are flexible and let people set their own timing, but not us. You could go target-free for the rest of November and see how you go, or set a small target (say 5?) for the rest of November and then set a target of 10 or 15 for December? Re the emojis, you don't need to worry about them, I do them when I update the list. image
  • short_bird
    short_bird Posts: 4,068
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    Monday 18th was day 12.
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • KajiKita
    KajiKita Posts: 10,925
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    Not today - ordered one of Mr KK’s Christmas presents from big river place and combined it with new storage containers to help me organise my kitchen! 

    KK
    As at 16.10.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 76 books of target 52 in 2026 as @ 23rd October. 
    Produce tracker: £348 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 101,570
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • QueenJess
    QueenJess Posts: 4,986
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    Not one today.  As usual I need to spend a few pounds.  Today was £5 for DS's Beavers bowling xmas party.  I'm almost tempted to say £5 or less doesn't exclude me from a NSD, but then it might tempt me to spend everyday and that's £150 over a month.
    2026 decluttering: 11,836 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️👑⭐️🏅⭐️🏅⭐️
    2026 use up challenge: 1,018🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️ 🏅👑 ⭐️ ⭐️
    2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑500
  • laurenh1
    laurenh1 Posts: 1,221
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    Nothing spent today. I think I am being strongly encouraged by the absolute dread of my new mortgage payment :smile:
  • BestnamesRgone
    BestnamesRgone Posts: 164
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    Today will be a NSD, it’s snowing and that’s a good enough reason to stay in and keep warm.
  • Janeryan
    Janeryan Posts: 290
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    cathybird said:
    Janeryan said:
    NEWBIE HERE.
    My months run from 20th which is payday so I am aiming for 15/30 for the Nov-Dec period. Can someone let me know how to do the emojis to show how we are doing please? TIA
    @Janeryan hi there image and welcome image to our lovely thread! Re the timing,the challenge does run during the calendar month - I know some of the other challenges on MSE are flexible and let people set their own timing, but not us. You could go target-free for the rest of November and see how you go, or set a small target (say 5?) for the rest of November and then set a target of 10 or 15 for December? Re the emojis, you don't need to worry about them, I do them when I update the list. image
    Thanks @cathybird. I will go for 5 if the remaining days of November then please.
  • cathybird
    cathybird Posts: 16,999
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    November NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image 

    November targets


    AuntieL 9/15  image  image

    beanielou 17/19  image  image  image  image 

    BestnamesRgone 14/20  image  image  image

    Caeraugirl 10/20  image  image  image

    cathybird 16/15  image  image  image  image  image  image 

    Geriatricmum 1/15  image

    HotDog2020 3/10  image 

    Janeryan 5 

    KajiKita 13/20  image  image  image

    laura lau 8/18  image  image

    laurenh1 13/18   image  image  image

    leftatthetrafficlights 14/24  image  image  image

    LittleMissDetermined 10/18  image  image  image

    Makingabobor2 9/15  image  image

    Nintud 1/6  image

    QueenJess 9/15  image  image

    RisingPhoenix1 15 

    Rupacomp 6/12  image  image

    SecondStar 11/20  image  image  image

    short bird 12/18   image  image  image

    Shrewbie 15 

    TizerCat 9/16  image  image

    winterbear95 5/TF  image  image

    x raphael xx 25 




    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • cathybird
    cathybird Posts: 16,999
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    @Janeryan I've added you to the thread, best of luck with the challenge! image
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