November NSD challenge
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Nifty November's No-Spend Days Challenge!
Comments
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NSD yesterday and NSD today.Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
another today please CB. I did spend yesterday, I bought two long sleeved tops to keep me warm!1
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I need to come back @cathybird my spending is through the roof and I still have no job! I am on 3 and can I aim for 10 please...Thank youX1
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@HotDog2020, good to see you back xx1
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Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =November targetsAuntieL 9/15beanielou 16/19BestnamesRgone 13/20Caeraugirl 10/20cathybird 16/15Geriatricmum 1/15HotDog2020 3/10KajiKita 13/20laura lau 8/18laurenh1 12/18leftatthetrafficlights 14/24LittleMissDetermined 10/18Makingabobor2 9/15Nintud 1/6QueenJess 9/15RisingPhoenix1 15Rupacomp 6/12SecondStar 11/20short bird 11/18Shrewbie 15TizerCat 9/16winterbear95 5/TFx raphael xx 25🌞 🌞 Everyone welcome to join! 🌞 🌞0
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2 more to add, yesterday & today.
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,524....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £590/£3000
.
Studies/surveys August £32.11
Decluttering items 986
Books read 16
Jigsaws done 10
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
NSD here - bought Christmas wrapping paper but from pocket money cash so it doesn’t break my NS rules. 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 48 books of target 52 in 2025, as @ 31st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
One yesterday please xSavings goal by 31/12/24: £22000
Dec 23: £6945.231 -
NEWBIE HERE.
My months run from 20th which is payday so I am aiming for 15/30 for the Nov-Dec period. Can someone let me know how to do the emojis to show how we are doing please? TIA3 -
Another NSD for me today 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
August 2025 NSD Challenge 10/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £593/£7001
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