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Nifty November's No-Spend Days Challenge!

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  • laura_lau
    laura_lau Posts: 682 Forumite
    Seventh Anniversary 500 Posts Photogenic Name Dropper
    NSD yesterday and NSD today.
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
  • laurenh1
    laurenh1 Posts: 992 Forumite
    Tenth Anniversary 500 Posts Photogenic Name Dropper
    another today please CB. I did spend yesterday, I bought two long sleeved tops to keep me warm! 
  • HotDog2020
    HotDog2020 Posts: 593 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    I need to come back @cathybird my spending is through the roof and I still have no job! I am on 3 and can I aim for 10 please...Thank youX
  • cathybird
    cathybird Posts: 15,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @HotDog2020, good to see you back xx :)
  • cathybird
    cathybird Posts: 15,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 18 November 2024 at 11:23PM
    November NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image 

    November targets


    AuntieL 9/15  image  image

    beanielou 16/19  image  image  image  image 

    BestnamesRgone 13/20  image  image  image

    Caeraugirl 10/20  image  image  image

    cathybird 16/15  image  image  image  image  image  image 

    Geriatricmum 1/15  image

    HotDog2020 3/10  image 

    KajiKita 13/20  image  image  image

    laura lau 8/18  image  image

    laurenh1 12/18   image  image  image

    leftatthetrafficlights 14/24  image  image  image

    LittleMissDetermined 10/18  image  image  image

    Makingabobor2 9/15  image  image

    Nintud 1/6  image

    QueenJess 9/15  image  image

    RisingPhoenix1 15 

    Rupacomp 6/12  image  image

    SecondStar 11/20  image  image  image

    short bird 11/18   image  image  image

    Shrewbie 15 

    TizerCat 9/16  image  image

    winterbear95 5/TF  image  image

    x raphael xx 25 




    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • Makingabobor2
    Makingabobor2 Posts: 4,213 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    2 more to add, yesterday & today. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  August £0

    Decluttering items 756
    Books read    13
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • KajiKita
    KajiKita Posts: 7,650 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD here - bought Christmas wrapping paper but from pocket money cash so it doesn’t break my NS rules. 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Rupacomp
    Rupacomp Posts: 305 Forumite
    Fourth Anniversary 100 Posts Name Dropper Photogenic
    One yesterday please x
    Savings goal by 31/12/24: £22000
    Dec 23: £6945.23
  • Janeryan
    Janeryan Posts: 290 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 18 November 2024 at 9:01PM
    NEWBIE HERE.
    My months run from 20th which is payday so I am aiming for 15/30 for the Nov-Dec period. Can someone let me know how to do the emojis to show how we are doing please? TIA
  • AuntieL
    AuntieL Posts: 370 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Another NSD for me today 😁 
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    June 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £529/£700
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