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Nifty November's No-Spend Days Challenge!

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  • another one today, up to 11/15 now. Can't believe how well I've done this month. Think the cold snap in the weather is stopping me from wanting to go out and spend random bits in local shops.  
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £500/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £79.31

    Decluttering items 755

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • NSD for me today, not stepped outside the house all day! 
  • I thought it was a no spend day, but actually I made a donation, I am not sorry the poor chap was out in the cold...awful!
  • AuntieL
    AuntieL Posts: 370 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Another nsd today
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    June 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £529/£700
  • Up to 16 NSDs :)
    ‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’

    Frugal living in 2024.
    Frugal living in 2025.

    261 No Spend Days in 2024!

    3-month Emergency Fund: £3,500 / £3,500 - DONE!
    1k Pet Emergency Fund - £1,000 / £1,000 - DONE!

    Nationwide 1 year 6.5% Savings - £400 / £2,400
  • I thought it was a no spend day, but actually I made a donation, I am not sorry the poor chap was out in the cold...awful!
    I think that shouldn't count as spending. Well done for helping him
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £500/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £79.31

    Decluttering items 755

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • cathybird
    cathybird Posts: 15,625 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I thought it was a no spend day, but actually I made a donation, I am not sorry the poor chap was out in the cold...awful!
    @HotDog2020 this issue has come up on the thread before and if the only spend all day is a donation to charity the conclusion was that it could be discounted, so if you wanted to call it an NSD feel free :):)
  • cathybird
    cathybird Posts: 15,625 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 22 November 2024 at 4:31PM
    November NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image 


    November targets


    AuntieL 12/15  image  image  image


    beanielou 19/19  image  image  image  image  image


    BestnamesRgone 15/20  image  image  image  image 


    Caeraugirl 12/20  image  image  image


    cathybird 19/15  image  image  image  image  image  image 


    Geriatricmum 1/15  image


    HotDog2020 4/10  image 


    Janeryan 1/5  image 


    KajiKita 14/20  image  image  image


    laura lau 9/18  image  image


    laurenh1 13/18   image  image  image


    leftatthetrafficlights 16/24  image  image  image  image


    LittleMissDetermined 13/18  image  image  image


    Makingabobor2 11/15  image  image  image


    Nintud 1/6  image


    QueenJess 10/15  image  image  image


    RisingPhoenix1 15 


    Rupacomp 7/12  image  image


    SecondStar 16/20  image  image  image  image


    short bird 12/18   image  image  image


    Shrewbie 15 


    TizerCat 12/16  image  image  image


    winterbear95 5/TF  image  image


    x raphael xx 25 





    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • cathybird said:
    I thought it was a no spend day, but actually I made a donation, I am not sorry the poor chap was out in the cold...awful!
    @HotDog2020 this issue has come up on the thread before and if the only spend all day is a donation to charity the conclusion was that it could be discounted, so if you wanted to call it an NSD feel free :):)
    Okay thanks I will that is 4/10, Thank you 🤩.
  • It's another one for me today 
    LMD  x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
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