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The Save £12k in 2025 challenge

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Comments

  • KrsyW
    KrsyW Posts: 31 Forumite
    Ninth Anniversary 10 Posts
    KrsyW #59 Reporting £804.69 for September

    The first month with some holiday spending in it - I'm actually expecting October to be a small negative, but still ahead of target overall.
    Emergency Fund: £15,000/£15,000     Mortgage Overpayment Fund: £36,000/£72,000

    Mortgage:     
    Current End: Nov 47      Target End: Apr 34     Current End Inc Overpayment Fund: Sept 43
  • kev2009
    kev2009 Posts: 1,114 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi,

    #003 declaring £500 for October.

    Thanks

    Kev
  • juststuff123
    juststuff123 Posts: 313 Forumite
    Part of the Furniture 100 Posts Photogenic Mortgage-free Glee!
    #41 reporting minus £6745 for September.

    I had to buy a new car :(
    GOAL:- £400k in Savings by March 2026 SAVINGS: – £385,758 COMPLETE GOALS - Debt Free, Mortgage Free, £350k Savings Save 12k in 2025 #41 = £19,280 / £25,000
  • Simobla1
    Simobla1 Posts: 68 Forumite
    Second Anniversary 10 Posts Name Dropper
    edited 1 October at 7:29PM
    Hi there - Number 36 reporting a savings amount of £5,388.60 to allocate to October.  A combination of an extra payment from a bonus (£5k), a new regular saver being opened today (£300) and £88.60 in interest from my isa.  

    Thanks so much!
    Save £12k in 2025
    #36 2025: Target £15k / £15,492
    #39 2024: 
    Target £10k / £13,623 (exceeded)
    #39 2023: Target £3k / £4,415 (exceeded)

    MFW member No.56
    2025 Overpayment Target £4k / £6,578
    2024 Overpayment Target £7k / £7,683 (exceeded)
    2023 Overpayment Target £5k £9,358 (exceeded)
    Mortgage total May ‘23: £119,202. Jan ‘25: £96,098.  June '25 £92,751  Sept '25 £87,758

    MFiT-T7 #15
    Target £70k
  • Cassingtonbear
    Cassingtonbear Posts: 65 Forumite
    10 Posts Name Dropper
    #13 with ₤500 for September please. Thank you!
    No.13 in the 2025 saving money challenge. Target £36,000.

    Monthly grocery budget challenge: £720

    NSD challenge: target 10 a month

    Fat loss quarterly challenge: 21%body fat to 17%. 
  • Sandyra
    Sandyra Posts: 296 Forumite
    Tenth Anniversary 100 Posts Name Dropper Cashback Cashier
    #48 here with saving of £1,600 for September please x

    MFW 2025 #32 £6,815.78/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000

    Save £12k in 2025 #48 £14,400/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000

  • enthusiasticsaver
    enthusiasticsaver Posts: 16,114 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Welcome to October savers and welcome back @Suffolk_lass.  Hope you enjoyed your holidays. 

    I am updating October as a big fat zero for me.  We  replaced my laptop and monitor in September and DH will be ordering his new PC next week so I will not be putting money in savings this month.  Any spare money at the end of the month will be siphoned into our Christmas and Holiday pots as we have our Danube cruise to pay for in January and a trip to China planned for next year plus spending money for our Canaries holiday next month.   The Christmas pot looks dire too as I raided it to replace our garage door so I have topped that back up.

    I have still met my savings target for the year but don't expect to add anymore.  I have moved it into my cash isa for now.  
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£391.55
    Save £12k in 2025 #1 £12000/£12000
  • Suffolk_lass
    Suffolk_lass Posts: 10,439 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thank you, @enthusiasticsaver, it was lovely. A week in Plockton in the Scottish Highlands, surrounded by another week at my Mum's including her 96th birthday celebrations. This month's savings will be modest as the CC took a right hammering, eating out (to support the local economy) and shopping local, although we did take wine from home.
    Save £12k in 2025 #2 I am at £10,020.92 out of £6000 after September
    OS Grocery Challenge in 2025 I am at £2234.63/£3000 or 74.49% of my annual spend so far (not going to be much of a Christmas at this rate as no spare after 9 months!
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • ElmoR
    ElmoR Posts: 415 Forumite
    Tenth Anniversary 100 Posts Name Dropper
    Number 43 reporting in with £850 for  August and another £850 September. 
    Car service messed up the chance to add more. Another car service coming up in October for our even older car...

    ElmoR
  • time2change_2
    time2change_2 Posts: 57 Forumite
    Part of the Furniture 10 Posts Photogenic Name Dropper
    #47 reporting £1122.04 for September
    Declutter 2024 :277

    Save £12k: #47 £4757.58/£12000

    Grocery challenge: £2080 pa, bulk buy £520 pa
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