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NatWest £180 Switch offer from 22/10/24

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  • s71hj
    s71hj Posts: 597 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    s71hj said:
    Any suggestions for good  direct debits to pay to other accounts to meet the £2 threshold but is in effect paying money to yourself?
    I've been using a weekly Moneybox DD on my NatWest account and a weekly Plum DD on my RBS account for years without any issues :)
    So presumably 4x £2 for each? And it's no problem it's 2 dds to the same thing?
  • PRAISETHESUN
    PRAISETHESUN Posts: 4,808 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 20 November 2024 at 4:35PM
    s71hj said:
    s71hj said:
    Any suggestions for good  direct debits to pay to other accounts to meet the £2 threshold but is in effect paying money to yourself?
    I've been using a weekly Moneybox DD on my NatWest account and a weekly Plum DD on my RBS account for years without any issues :)
    So presumably 4x £2 for each? And it's no problem it's 2 dds to the same thing?
    Both Moneybox and Plum allow a weekly deposit option - so it pulls 4-5 days per month depending on the number of weeks. For the on-going rewards they just want multiple £2+ DD payments taken each month, so a single mandate pulling multiple times is fine for this purpose and has worked for me for years without fail.

    Note that this is completely separate from the switching incentive however, which requires 2x unique direct debits set up on the account.
  • s71hj
    s71hj Posts: 597 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    s71hj said:
    s71hj said:
    Any suggestions for good  direct debits to pay to other accounts to meet the £2 threshold but is in effect paying money to yourself?
    I've been using a weekly Moneybox DD on my NatWest account and a weekly Plum DD on my RBS account for years without any issues :)
    So presumably 4x £2 for each? And it's no problem it's 2 dds to the same thing?
    Both Moneybox and Plum allow a weekly deposit option - so it pulls 4-5 days per month depending on the number of weeks. For the on-going rewards they just want multiple £2+ DD payments taken each month, so a single mandate pulling multiple times is fine for this purpose and has worked for me for years without fail.

    Note that this is completely separate from the switching incentive however, which requires 2x unique direct debits set up on the account.
    Excellent. Thanks for all the help. I'm aiming to get the household £24 a month automated income by setting this up with an account each with Natwest and RBS and a joint account for these.
    I don't think the Natwest switching incentive requires any dds.
  • s71hj said:
    s71hj said:
    s71hj said:
    Any suggestions for good  direct debits to pay to other accounts to meet the £2 threshold but is in effect paying money to yourself?
    I've been using a weekly Moneybox DD on my NatWest account and a weekly Plum DD on my RBS account for years without any issues :)
    So presumably 4x £2 for each? And it's no problem it's 2 dds to the same thing?
    Both Moneybox and Plum allow a weekly deposit option - so it pulls 4-5 days per month depending on the number of weeks. For the on-going rewards they just want multiple £2+ DD payments taken each month, so a single mandate pulling multiple times is fine for this purpose and has worked for me for years without fail.

    Note that this is completely separate from the switching incentive however, which requires 2x unique direct debits set up on the account.
    Excellent. Thanks for all the help. I'm aiming to get the household £24 a month automated income by setting this up with an account each with Natwest and RBS and a joint account for these.
    I don't think the Natwest switching incentive requires any dds.
    Sorry yes - I'm getting confused with other switch offers which do require them. No DDs required for this offer, but in general the point stands. A single mandate pulling multiple times won't satisfy a switch offer that requires 2+ DDs.
  • Is it possible to login to Natwests app on online banking on a laptop to be eligible for the £180 reward? I dont have an iphone!
  • northwalesd
    northwalesd Posts: 1,305 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Is it possible to login to Natwests app on online banking on a laptop to be eligible for the £180 reward? I dont have an iphone!
    Do you not have any sort of 'smartphone' (since you say no iPhone, an Android phone) or an Apple/ Android tablet? I think Android apps are still currently supported on Windows 11, though I read that's ending in 2025, I've never tried that so can offer no advice.

    But to answer your question, there's no straightforward way of circumventing the requirement to login to the NatWest mobile app using a laptop.
  • Did the people that got the Ulster incentive in Feb/March this year manage to get the NatWest incentive this time?
  • Is it possible to login to Natwests app on online banking on a laptop to be eligible for the £180 reward? I dont have an iphone!
    Do you not have any sort of 'smartphone' (since you say no iPhone, an Android phone) or an Apple/ Android tablet? I think Android apps are still currently supported on Windows 11, though I read that's ending in 2025, I've never tried that so can offer no advice.

    But to answer your question, there's no straightforward way of circumventing the requirement to login to the NatWest mobile app using a laptop.

    Thanks, no i havent got a smartphone so it looks like i wont be eligible for the £180 so it'll be a waste of time switching from santander!
  • Nasqueron
    Nasqueron Posts: 10,613 Forumite
    Tenth Anniversary 10,000 Posts Photogenic Name Dropper
    Is it possible to login to Natwests app on online banking on a laptop to be eligible for the £180 reward? I dont have an iphone!
    Do you not have any sort of 'smartphone' (since you say no iPhone, an Android phone) or an Apple/ Android tablet? I think Android apps are still currently supported on Windows 11, though I read that's ending in 2025, I've never tried that so can offer no advice.

    But to answer your question, there's no straightforward way of circumventing the requirement to login to the NatWest mobile app using a laptop.

    Thanks, no i havent got a smartphone so it looks like i wont be eligible for the £180 so it'll be a waste of time switching from santander!
    I couldn't guarantee it will work but an emulator like bluestacks will let you install the app just obviously you can't use biometrics to login to the app like on a phone and I'd say 90% chance they will not allow you to login via that method but worth a go for £180 - nothing ventured and all that

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • MakeVotesMatter
    MakeVotesMatter Posts: 14 Forumite
    10 Posts Second Anniversary
    edited 5 December 2024 at 9:57PM
    Q1) On the best bank account's page (https://www.moneysavingexpert.com/banking/compare-best-bank-accounts/) It says: "Ends next Wed. NatWest: FREE £180 + cashback"
    Where do they get this info from as I've looked on the NatWest website and the T&Cs and can't see an end date?
    Q2) I also see it mentioned in this article: https://uk.news.yahoo.com/nationwide-lloyds-santander-natwest-warning-122842748.html?guccounter=1
    Which also says: "The changes will see the end of switching offers". What changes are those?
    Q3) I take it, (if it does end Wed), it's too late to get the cash? Terms say: "(3) Request and complete a switch"
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