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Zopa Current account

1525355575861

Comments

  • norton66
    norton66 Posts: 35 Forumite
    10 Posts Second Anniversary Name Dropper

    That's a great tip re. Edge charges (and one I now note in their Key Facts Document), I want Edge for the 6% Saver and RS (and a stab at the shopping voucher) so wont activate the monthly fee and DD cashback to reduce admin.

    Re. Zopa Biscuit my "Switch Benefits" button has reappeared as of today, and my new benefits commence 27th Sep (for some reason).

  • Slinky
    Slinky Posts: 11,927 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper

    27th will be your 'monthverssary' date, ie the date of the month you first opened the account. Mine is 3rd.

    Make £2026 in 2026
    Prolific £231.51, Octopoints £4.60, Tesco Clubcard challenges £38.80, Airtime £10 TCB £225.19, Everup £77.04, Roadkill £1.77,  Zopa CB £30, Misc £10.11,
    Total £629.02  31%

    Make £2025 in 2025  Total £2241.23/£2025 110.7%
    Prolific £1062.50, Octopoints £6.64, TCB £492.05, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £70, Shopmium £53.06, Everup £106.08, Zopa CB £30, Misc survey £10

    Make £2024 in 2024 Total £1410 70%
    Make £2023 in 2023 Total: £2606.33 128.8%


  • gwapenut
    gwapenut Posts: 1,540 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 29 August at 9:03AM

    My 2% on £1500 is due to reset on October.

    I can understand people who have already reset this summer now being able to double dip on the green scheme, but what do we think the chances are of them resetting the allowance for people in September onwards under the old scheme, now that they're trying to encourage people into their new regume?

    Also, my old emails from then just say 2% on £1500 per year but I seem to remember it was capped at £10pcm because I split it into 3 lots of £500. Does this ring true?

    Trying to decide whether to forego September's new-scheme cashback in the hope that i am able to renew on the old scheme in October, milk that, then switch to the new scheme in January

  • flaneurs_lobster
    flaneurs_lobster Posts: 12,197 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper

    Aldi, my old emails from then just say 2% on £1500 per year but I seem to remember it was capped at £10pcm because I split it into 3 lots of £500. Does this ring true?

    The old, old scheme was as you say, 2% on £1500 DD per year. What many chose to do was a single DD for £1500 (Moneybox is/was popular) thus getting the whole £30 in the next month. There is/was no monthly cap, this features in the later schemes.

  • huw01
    huw01 Posts: 514 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper

    I've looked high and low in the Android app and I can't see anything about the new benefits

  • flaneurs_lobster
    flaneurs_lobster Posts: 12,197 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper

    It's disappeared from my Android app (for the second time) too.

  • norton66
    norton66 Posts: 35 Forumite
    10 Posts Second Anniversary Name Dropper

    I lost the button for a few days but it reappeared. Check under the first App page tab (Spend) → scroll to Benefits and click arrow next to it → you should see a page of existing benefits and (possibly) a "Switch my benefits" button below that will show you new options.

  • goatfaced
    goatfaced Posts: 389 Forumite
    Sixth Anniversary 100 Posts Name Dropper Photogenic
    12038.png

    When you're on the 'spend' tab scroll down for benefits

  • Slinky
    Slinky Posts: 11,927 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper

    Just had a thought, are DD's from National Lottery allowed as qualifying DDs?

    Make £2026 in 2026
    Prolific £231.51, Octopoints £4.60, Tesco Clubcard challenges £38.80, Airtime £10 TCB £225.19, Everup £77.04, Roadkill £1.77,  Zopa CB £30, Misc £10.11,
    Total £629.02  31%

    Make £2025 in 2025  Total £2241.23/£2025 110.7%
    Prolific £1062.50, Octopoints £6.64, TCB £492.05, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £70, Shopmium £53.06, Everup £106.08, Zopa CB £30, Misc survey £10

    Make £2024 in 2024 Total £1410 70%
    Make £2023 in 2023 Total: £2606.33 128.8%


  • HillStreetBlues
    HillStreetBlues Posts: 7,076 Forumite
    1,000 Posts Fourth Anniversary Homepage Hero Photogenic

    AFAIK although they state cashback on bills it's actually cashback on DD so any DD works.

    Let's Be Careful Out There
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