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Paying off £37065 unsecured debt by July 2027 while continuing to travel this amazing world
Comments
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Yayyyyyy 🥳🥂 Very debt is paid. Bye bye 42.2% interest.
I’ll total up my debts when I get back from buying knickers from Asda 😆MBNA 430/14000
Santander 435/10550
Nationwide 0/497
Santander OD 0/2900
Nationwide OD 21/100
Mortgage
NSD Jan/6
- - - -
What matters is how we live and love and how we spend our dash. (L Ellis)11 -
Yeahhhhh 🎉 🥳 Well doneNintud said:Yayyyyyy 🥳🥂 Very debt is paid. Bye bye 42.2% interest.
I’ll total up my debts when I get back from buying knickers from Asda 😆
Buying knickers from Asda 😂😂 Living the high life now 😀😂MFW 2026 #5007/03/25: Mortgage: £67,000.00
Mortgage:
04/04/26: £33,500
07/03/26: £34,418.15
16/01/26: £56,794.25
02/01/26: £60,223.17
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
Savings: £20,0004 -
Massive congrats @Nintud ! 🎉🎉🎉 Well done you!
42.2% is insane!And yet you beat it! 🥳
Are the knickers some sort of celebration?🤔🤣End ofSep-25Oct-25Brother 7,800.00 7,650.00 Overdraft owed 0.00 0.00 MBNA CC 11,481.53 11,504.06 Barclaycard CC 9,662.17 9,558.10 Fluid CC 1,046.44 1,036.29 NatWest CC 11,705.36 11,693.03 Aqua 1,127.94 1,107.94
Total debt
42,823.44
42,549.42Paid off in the month 211.33 274.02
Interested in my diary? Check out...
https://forums.moneysavingexpert.com/discussion/6580468/teetering-on-the-brink/p12 -
Celebratory knickers. It’s a thing 😆EatingBeans said:Massive congrats @Nintud ! 🎉🎉🎉 Well done you!
42.2% is insane!And yet you beat it! 🥳
Are the knickers some sort of celebration?🤔🤣
when I travel, I take my tattiest clothes and leave them behind. I left two pairs of knickers in Spain, plus an old pair of my son’s joggers and a scrappy T shirt, so these are my unholey replacements (not to be confused with the unholy lacy thong variety).MBNA 430/14000
Santander 435/10550
Nationwide 0/497
Santander OD 0/2900
Nationwide OD 21/100
Mortgage
NSD Jan/6
- - - -
What matters is how we live and love and how we spend our dash. (L Ellis)3 -
Woooo well done @Nintud - hope they are awesome pants!Nintud said:Yayyyyyy 🥳🥂 Very debt is paid. Bye bye 42.2% interest.
I’ll total up my debts when I get back from buying knickers from Asda 😆July 2024 £12,150 May 26 Bclycrd £4,096, Hfax £3,032, Lyds £1,394, PPin3 £170, Klarn £57, Very £16 Total £8,765 yay another £1k barrier smashed!!2 -
Total current debt is around the £36k mark, potentially £35.5k as I don’t think my car and bank loans have updated. I’ve paid off about £2k since I last did the maths. It’s slow going, but it’s going, and that’s what matters.
Mystery of the day; I’ve just had £101 worth of groceries delivered from Sainsbury’s but have no idea how I have paid for them. Ex was late paying CM so I had no money in my bank or credit left on my credit cards. None of my accounts have a debit pending. It’s a mystery!MBNA 430/14000
Santander 435/10550
Nationwide 0/497
Santander OD 0/2900
Nationwide OD 21/100
Mortgage
NSD Jan/6
- - - -
What matters is how we live and love and how we spend our dash. (L Ellis)1 -
Many congratulations Nintud!Well B.c.lay had a major, countrywide incident yesterday whereby payments weren’t showing.0
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Still no payment taken, and no receipt. Very odd!MBNA 430/14000
Santander 435/10550
Nationwide 0/497
Santander OD 0/2900
Nationwide OD 21/100
Mortgage
NSD Jan/6
- - - -
What matters is how we live and love and how we spend our dash. (L Ellis)0 -
Not showing on my nectar points either, and no email about the items I returned.MBNA 430/14000
Santander 435/10550
Nationwide 0/497
Santander OD 0/2900
Nationwide OD 21/100
Mortgage
NSD Jan/6
- - - -
What matters is how we live and love and how we spend our dash. (L Ellis)0 -
Debts 04/01/25 04/05/26
Natwest2 £6,509.97 £3,775
NatWest CC £7,612.74 £6,125
Lloyds CC £6,112.60 £3,897.12
1st Direct CC £176.03 £35.71
CC total £20,411.34 £13,832.83
OD £1100 £0
Car loan £4,000 £3,400
1st Direct Loan £10,684.44 £6,745
Total £36,195.78 £23,977.83
EF £1,800
HF £272.112
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