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Paying off £37065 unsecured debt by July 2027 while continuing to travel this amazing world
Comments
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Yayyyyyy 🥳🥂 Very debt is paid. Bye bye 42.2% interest.
I’ll total up my debts when I get back from buying knickers from Asda 😆MBNA 237.47/13997.47
Santander 300/10550
Nationwide 60/460
Very 943/943 paid off 01/02/25
Santander OD 0/2900
Nationwide OD 100/200
Mortgage 18430/125194
EF 300/1000
Declutterred via Vinted 53/2025
NSD Feb 2/7
SPC2025 #11
52 wk envelope challenge #6 28/virtual
Debt repaid 2025 2437.60/38650.60
MFW 2025 1036/107800
Make £2025 in 2025 458/2025
Friday Fiver 35/260 virtual pot.
- - - -
What matters is how we live and love and how we spend our dash. (L Ellis)11 -
Yeahhhhh 🎉 🥳 Well doneNintud said:Yayyyyyy 🥳🥂 Very debt is paid. Bye bye 42.2% interest.
I’ll total up my debts when I get back from buying knickers from Asda 😆
Buying knickers from Asda 😂😂 Living the high life now 😀😂MFW 2025 #50: £1989.73/£600007/03/25: Mortgage: £67,000.00
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
27/12/24: Debt: £0 🥳😁
27/12/24: Savings: £12,000
12/08/25: Savings: £12,0004 -
Massive congrats @Nintud ! 🎉🎉🎉 Well done you!
42.2% is insane!And yet you beat it! 🥳
Are the knickers some sort of celebration?🤔🤣End ofDec-24Sep-25
Brother
5,400.00
7,800.00Overdraft owed 1,349.90 0.00 MBNA CC 10,534.20 11,481.53 Barclaycard CC 9,667.21 9,662.17 Fluid CC 0.00 1,046.44 NatWest CC 12,018.14 11,705.36 Aqua 0.00 1,127.94
Total debt
38,969.45
42,823.44Paid off in the month 211.33
Interested in my diary? Check out...
https://forums.moneysavingexpert.com/discussion/6580468/teetering-on-the-brink/p1
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Celebratory knickers. It’s a thing 😆EatingBeans said:Massive congrats @Nintud ! 🎉🎉🎉 Well done you!
42.2% is insane!And yet you beat it! 🥳
Are the knickers some sort of celebration?🤔🤣
when I travel, I take my tattiest clothes and leave them behind. I left two pairs of knickers in Spain, plus an old pair of my son’s joggers and a scrappy T shirt, so these are my unholey replacements (not to be confused with the unholy lacy thong variety).MBNA 237.47/13997.47
Santander 300/10550
Nationwide 60/460
Very 943/943 paid off 01/02/25
Santander OD 0/2900
Nationwide OD 100/200
Mortgage 18430/125194
EF 300/1000
Declutterred via Vinted 53/2025
NSD Feb 2/7
SPC2025 #11
52 wk envelope challenge #6 28/virtual
Debt repaid 2025 2437.60/38650.60
MFW 2025 1036/107800
Make £2025 in 2025 458/2025
Friday Fiver 35/260 virtual pot.
- - - -
What matters is how we live and love and how we spend our dash. (L Ellis)3 -
Woooo well done @Nintud - hope they are awesome pants!Nintud said:Yayyyyyy 🥳🥂 Very debt is paid. Bye bye 42.2% interest.
I’ll total up my debts when I get back from buying knickers from Asda 😆July 2024 £12,150 Nov 2025 B/Card £6,105, V/card £2,881, H'fax £491, IFC £398, Sports Trip £290 Total £10,1652 -
Total current debt is around the £36k mark, potentially £35.5k as I don’t think my car and bank loans have updated. I’ve paid off about £2k since I last did the maths. It’s slow going, but it’s going, and that’s what matters.
Mystery of the day; I’ve just had £101 worth of groceries delivered from Sainsbury’s but have no idea how I have paid for them. Ex was late paying CM so I had no money in my bank or credit left on my credit cards. None of my accounts have a debit pending. It’s a mystery!MBNA 237.47/13997.47
Santander 300/10550
Nationwide 60/460
Very 943/943 paid off 01/02/25
Santander OD 0/2900
Nationwide OD 100/200
Mortgage 18430/125194
EF 300/1000
Declutterred via Vinted 53/2025
NSD Feb 2/7
SPC2025 #11
52 wk envelope challenge #6 28/virtual
Debt repaid 2025 2437.60/38650.60
MFW 2025 1036/107800
Make £2025 in 2025 458/2025
Friday Fiver 35/260 virtual pot.
- - - -
What matters is how we live and love and how we spend our dash. (L Ellis)1 -
Many congratulations Nintud!Well B.c.lay had a major, countrywide incident yesterday whereby payments weren’t showing.0
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Still no payment taken, and no receipt. Very odd!MBNA 237.47/13997.47
Santander 300/10550
Nationwide 60/460
Very 943/943 paid off 01/02/25
Santander OD 0/2900
Nationwide OD 100/200
Mortgage 18430/125194
EF 300/1000
Declutterred via Vinted 53/2025
NSD Feb 2/7
SPC2025 #11
52 wk envelope challenge #6 28/virtual
Debt repaid 2025 2437.60/38650.60
MFW 2025 1036/107800
Make £2025 in 2025 458/2025
Friday Fiver 35/260 virtual pot.
- - - -
What matters is how we live and love and how we spend our dash. (L Ellis)0 -
Not showing on my nectar points either, and no email about the items I returned.MBNA 237.47/13997.47
Santander 300/10550
Nationwide 60/460
Very 943/943 paid off 01/02/25
Santander OD 0/2900
Nationwide OD 100/200
Mortgage 18430/125194
EF 300/1000
Declutterred via Vinted 53/2025
NSD Feb 2/7
SPC2025 #11
52 wk envelope challenge #6 28/virtual
Debt repaid 2025 2437.60/38650.60
MFW 2025 1036/107800
Make £2025 in 2025 458/2025
Friday Fiver 35/260 virtual pot.
- - - -
What matters is how we live and love and how we spend our dash. (L Ellis)0 -
Debts 04/01/25 01/10/25
Natwest2 £6,509.97 £5,830
NatWest CC £7,612.74 £6,830
Lloyds CC £6,112.60 £4,940
1st Direct CC £176.03 £0
CC total £20,411.34 £17,600
TSB OD £500 £0
1st Direct OD £600 £250
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £8,710
Total £36,195.78 £30,3102
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