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Paying off £37065 unsecured debt by July 2027 while continuing to travel this amazing world
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Yayyyyyy 🥳🥂 Very debt is paid. Bye bye 42.2% interest.
I’ll total up my debts when I get back from buying knickers from Asda 😆MBNA 237.47/13997.47
Santander 300/10550
Nationwide 60/460
Very 943/943 paid off 01/02/25
Santander OD 0/2900
Nationwide OD 100/200
Mortgage 18430/125194
EF 300/1000
Declutterred via Vinted 53/2025
NSD Feb 2/7
SPC2025 #11
52 wk envelope challenge #6 28/virtual
Debt repaid 2025 2437.60/38650.60
MFW 2025 1036/107800
Make £2025 in 2025 458/2025
Friday Fiver 35/260 virtual pot.
- - - -
What matters is how we live and love and how we spend our dash. (L Ellis)11 -
Yeahhhhh 🎉 🥳 Well doneNintud said:Yayyyyyy 🥳🥂 Very debt is paid. Bye bye 42.2% interest.
I’ll total up my debts when I get back from buying knickers from Asda 😆
Buying knickers from Asda 😂😂 Living the high life now 😀😂MFW 2025 #50: £1139.75/£600007/03/25: Mortgage: £67,000.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
27/12/24: Debt: £0 🥳😁
27/12/24: Savings: £12,000
07/03/25: Savings: £16,5004 -
Massive congrats @Nintud ! 🎉🎉🎉 Well done you!
42.2% is insane!And yet you beat it! 🥳
Are the knickers some sort of celebration?🤔🤣End ofDec-24Jul-25Brother 5,400.00 8,100.00 Overdraft owed 1,349.90 - MBNA CC 10,534.20 12,073.22 Barclaycard CC 9,667.21 9,725.88 Fluid CC - 712.50 NatWest CC 12,018.14 12,171.46 Aqua - 342.08 Total debt 38,969.45 43,125.14 Paid off in the month - 4,638.17 Total paid off 2025 - 4,155.69 2 -
Celebratory knickers. It’s a thing 😆EatingBeans said:Massive congrats @Nintud ! 🎉🎉🎉 Well done you!
42.2% is insane!And yet you beat it! 🥳
Are the knickers some sort of celebration?🤔🤣
when I travel, I take my tattiest clothes and leave them behind. I left two pairs of knickers in Spain, plus an old pair of my son’s joggers and a scrappy T shirt, so these are my unholey replacements (not to be confused with the unholy lacy thong variety).MBNA 237.47/13997.47
Santander 300/10550
Nationwide 60/460
Very 943/943 paid off 01/02/25
Santander OD 0/2900
Nationwide OD 100/200
Mortgage 18430/125194
EF 300/1000
Declutterred via Vinted 53/2025
NSD Feb 2/7
SPC2025 #11
52 wk envelope challenge #6 28/virtual
Debt repaid 2025 2437.60/38650.60
MFW 2025 1036/107800
Make £2025 in 2025 458/2025
Friday Fiver 35/260 virtual pot.
- - - -
What matters is how we live and love and how we spend our dash. (L Ellis)3 -
Woooo well done @Nintud - hope they are awesome pants!Nintud said:Yayyyyyy 🥳🥂 Very debt is paid. Bye bye 42.2% interest.
I’ll total up my debts when I get back from buying knickers from Asda 😆July 2024 £12,150 Aug 2025 B/Card £6,300, N/West £1,770, Halifax £1,182, Klarna £568, Sports Trip £335, Very £122 & HMRC GONE!!!! Total £10,2762 -
Total current debt is around the £36k mark, potentially £35.5k as I don’t think my car and bank loans have updated. I’ve paid off about £2k since I last did the maths. It’s slow going, but it’s going, and that’s what matters.
Mystery of the day; I’ve just had £101 worth of groceries delivered from Sainsbury’s but have no idea how I have paid for them. Ex was late paying CM so I had no money in my bank or credit left on my credit cards. None of my accounts have a debit pending. It’s a mystery!MBNA 237.47/13997.47
Santander 300/10550
Nationwide 60/460
Very 943/943 paid off 01/02/25
Santander OD 0/2900
Nationwide OD 100/200
Mortgage 18430/125194
EF 300/1000
Declutterred via Vinted 53/2025
NSD Feb 2/7
SPC2025 #11
52 wk envelope challenge #6 28/virtual
Debt repaid 2025 2437.60/38650.60
MFW 2025 1036/107800
Make £2025 in 2025 458/2025
Friday Fiver 35/260 virtual pot.
- - - -
What matters is how we live and love and how we spend our dash. (L Ellis)1 -
Many congratulations Nintud!Well B.c.lay had a major, countrywide incident yesterday whereby payments weren’t showing.0
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Still no payment taken, and no receipt. Very odd!MBNA 237.47/13997.47
Santander 300/10550
Nationwide 60/460
Very 943/943 paid off 01/02/25
Santander OD 0/2900
Nationwide OD 100/200
Mortgage 18430/125194
EF 300/1000
Declutterred via Vinted 53/2025
NSD Feb 2/7
SPC2025 #11
52 wk envelope challenge #6 28/virtual
Debt repaid 2025 2437.60/38650.60
MFW 2025 1036/107800
Make £2025 in 2025 458/2025
Friday Fiver 35/260 virtual pot.
- - - -
What matters is how we live and love and how we spend our dash. (L Ellis)0 -
Not showing on my nectar points either, and no email about the items I returned.MBNA 237.47/13997.47
Santander 300/10550
Nationwide 60/460
Very 943/943 paid off 01/02/25
Santander OD 0/2900
Nationwide OD 100/200
Mortgage 18430/125194
EF 300/1000
Declutterred via Vinted 53/2025
NSD Feb 2/7
SPC2025 #11
52 wk envelope challenge #6 28/virtual
Debt repaid 2025 2437.60/38650.60
MFW 2025 1036/107800
Make £2025 in 2025 458/2025
Friday Fiver 35/260 virtual pot.
- - - -
What matters is how we live and love and how we spend our dash. (L Ellis)0 -
Debts 04/01/25 02/08/25
Tesco CC £6,509.97 £6,030 (now NatWest2)
NatWest CC £7,612.74 £7,080
Lloyds CC £6,112.60 £5,075
1st Direct CC £176.03 £19.92
CC total £20,411.34 £18,204.92TSB OD £500 £0
1st Direct OD £600 £250 (0%)
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £9,246.15
Total £36,195.78 £31,451.07
EF £400.562
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