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Paying off £37065 unsecured debt by July 2027 while continuing to travel this amazing world
Comments
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I’m travelling to India late August, flying from Cyprus with two flight changes. My flight home will be booked using avíos, so £250 to Heathrow then a flight to Manchester, possibly also using avois. I’m hoping my summer flights will come in at around £800 for 6 weeks away.
Lots of saving to do as I still owe around £330 for the hotels and there will be internal flights and yummy food to pay for.MBNA 237.47/13997.47
Santander 300/10550
Nationwide 60/460
Very 943/943 paid off 01/02/25
Santander OD 0/2900
Nationwide OD 100/200
Mortgage 18430/125194
EF 300/1000
Declutterred via Vinted 53/2025
NSD Feb 2/7
SPC2025 #11
52 wk envelope challenge #6 28/virtual
Debt repaid 2025 2437.60/38650.60
MFW 2025 1036/107800
Make £2025 in 2025 458/2025
Friday Fiver 35/260 virtual pot.
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What matters is how we live and love and how we spend our dash. (L Ellis)2 -
I’ve chipped a bit more off Very and it now stands at a very annoying £31.45!!MBNA 237.47/13997.47
Santander 300/10550
Nationwide 60/460
Very 943/943 paid off 01/02/25
Santander OD 0/2900
Nationwide OD 100/200
Mortgage 18430/125194
EF 300/1000
Declutterred via Vinted 53/2025
NSD Feb 2/7
SPC2025 #11
52 wk envelope challenge #6 28/virtual
Debt repaid 2025 2437.60/38650.60
MFW 2025 1036/107800
Make £2025 in 2025 458/2025
Friday Fiver 35/260 virtual pot.
- - - -
What matters is how we live and love and how we spend our dash. (L Ellis)4 -
Unlurking just to say keep going @Nintud I am rooting for you!Your diary was my inspiration to start my own diary a few weeks ago and it has made a huge different to me - thank you. 😁
I keep checking back to see how you are going with the Very. Oh so close now!End ofDec-24Sep-25
Brother
5,400.00
7,800.00Overdraft owed 1,349.90 0.00 MBNA CC 10,534.20 11,481.53 Barclaycard CC 9,667.21 9,662.17 Fluid CC 0.00 1,046.44 NatWest CC 12,018.14 11,705.36 Aqua 0.00 1,127.94
Total debt
38,969.45
42,823.44Paid off in the month 211.33
Interested in my diary? Check out...
https://forums.moneysavingexpert.com/discussion/6580468/teetering-on-the-brink/p1
2 -
So close Nintud 💪
we’re all rooting for you 👍MFW 2025 #50: £1989.73/£600007/03/25: Mortgage: £67,000.00
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
27/12/24: Debt: £0 🥳😁
27/12/24: Savings: £12,000
12/08/25: Savings: £12,0001 -
Very is in single figures 🥳
£6 to go 😁MBNA 237.47/13997.47
Santander 300/10550
Nationwide 60/460
Very 943/943 paid off 01/02/25
Santander OD 0/2900
Nationwide OD 100/200
Mortgage 18430/125194
EF 300/1000
Declutterred via Vinted 53/2025
NSD Feb 2/7
SPC2025 #11
52 wk envelope challenge #6 28/virtual
Debt repaid 2025 2437.60/38650.60
MFW 2025 1036/107800
Make £2025 in 2025 458/2025
Friday Fiver 35/260 virtual pot.
- - - -
What matters is how we live and love and how we spend our dash. (L Ellis)3 -
Well I for one am on the edge of my seat waiting for that last £6 to go. So so near.
1 -
Come onnnn 🤛💪👏MFW 2025 #50: £1989.73/£600007/03/25: Mortgage: £67,000.00
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
27/12/24: Debt: £0 🥳😁
27/12/24: Savings: £12,000
12/08/25: Savings: £12,0001 -
Going.......
Going .......
Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes1 -
so close - I think we all are waiting for the celebration of that debt disappearing
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Wow Nintud!! You are my inspiration! I'm hoping to make a big dent in my debt this year but felt a bit guilty/silly for still wanting to do the odd nice thing (after struggling to make ends meet for the past 4 or 5 years). You've shown me that it can be done, as long as I'm sensible.
You are amazing!!Debts 04/01/25 01/10/25
Natwest2 £6,509.97 £5,830
NatWest CC £7,612.74 £6,830
Lloyds CC £6,112.60 £4,940
1st Direct CC £176.03 £0
CC total £20,411.34 £17,600
TSB OD £500 £0
1st Direct OD £600 £250
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £8,710
Total £36,195.78 £30,3102
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