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Paying off £37065 unsecured debt by July 2027 while continuing to travel this amazing world

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Comments

  • Nintud
    Nintud Posts: 557 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    I’m travelling to India late August, flying from Cyprus with two flight changes. My flight home will be booked using avíos, so £250 to Heathrow then a flight to Manchester, possibly also using avois. I’m hoping my summer flights will come in at around £800 for 6 weeks away.

    Lots of saving to do as I still owe around £330 for the hotels and there will be internal flights and yummy food to pay for.
    MBNA 430/14000
    Santander 435/10550
    Nationwide 0/497
    Santander OD 0/2900
    Nationwide OD 21/100
    Mortgage
    NSD Jan/6

    - - - -
    What matters is how we live and love and how we spend our dash. (L Ellis)
  • Nintud
    Nintud Posts: 557 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    I’ve chipped a bit more off Very and it now stands at a very annoying £31.45!!
    MBNA 430/14000
    Santander 435/10550
    Nationwide 0/497
    Santander OD 0/2900
    Nationwide OD 21/100
    Mortgage
    NSD Jan/6

    - - - -
    What matters is how we live and love and how we spend our dash. (L Ellis)
  • EatingBeans
    EatingBeans Posts: 727 Forumite
    500 Posts First Anniversary Photogenic Name Dropper
    Unlurking just to say keep going @Nintud I am rooting for you! 

    Your diary was my inspiration to start my own diary a few weeks ago and it has made a huge different to me - thank you. 😁

    I keep checking back to see how you are going with the Very. Oh so close now! 

    End of
    Sep-25
    Oct-25
    Brother 7,800.00 7,650.00
    Overdraft owed 0.00 0.00
    MBNA CC 11,481.53 11,504.06
    Barclaycard CC 9,662.17 9,558.10
    Fluid CC 1,046.44 1,036.29
    NatWest CC 11,705.36 11,693.03
    Aqua 1,127.94 1,107.94

    Total debt
    42,823.44
    42,549.42
    Paid off in the month 211.33 274.02

    Interested in my diary? Check out...
    https://forums.moneysavingexpert.com/discussion/6580468/teetering-on-the-brink/p1
  • MFWannabe
    MFWannabe Posts: 2,563 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    So close Nintud 💪 
    we’re all rooting for you 👍

    MFW 2026 #50

    Mortgage:

    04/04/26: £33,500 

    07/03/26: £34,418.15

    16/01/26: £56,794.25
    02/01/26: £60,223.17

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    Savings: £20,000




  • Nintud
    Nintud Posts: 557 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Very is in single figures 🥳
    £6 to go 😁
    MBNA 430/14000
    Santander 435/10550
    Nationwide 0/497
    Santander OD 0/2900
    Nationwide OD 21/100
    Mortgage
    NSD Jan/6

    - - - -
    What matters is how we live and love and how we spend our dash. (L Ellis)
  • badmemory
    badmemory Posts: 10,627 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper
    Well I for one am on the edge of my seat waiting for that last £6 to go.  So so near.
  • MFWannabe
    MFWannabe Posts: 2,563 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Come onnnn 🤛💪👏

    MFW 2026 #50

    Mortgage:

    04/04/26: £33,500 

    07/03/26: £34,418.15

    16/01/26: £56,794.25
    02/01/26: £60,223.17

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    Savings: £20,000




  • LzzyIsGod
    LzzyIsGod Posts: 714 Forumite
    500 Posts First Anniversary Photogenic Name Dropper
    Going.......

    Going .......




    Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes
  • FootyFanDan
    FootyFanDan Posts: 2,055 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    so close - I think we all are waiting for the celebration of that debt disappearing :)
  • Rhyddid2026
    Rhyddid2026 Posts: 1,297 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Wow Nintud!! You are my inspiration! I'm hoping to make a big dent in my debt this year but felt a bit guilty/silly for still wanting to do the odd nice thing (after struggling to make ends meet for the past 4 or 5 years). You've shown me that it can be done, as long as I'm sensible.
    You are amazing!!
    Debts                04/01/25       04/05/26  
    Natwest2           £6,509.97      £3,775
    NatWest CC      £7,612.74       £6,125
    Lloyds CC          £6,112.60      £3,897.12
    1st Direct CC     £176.03         £35.71
    CC total             £20,411.34    £13,832.83
    OD                     £1100            £0
    Car loan             £4,000          £3,400
    1st Direct Loan  £10,684.44    £6,745
    Total                  £36,195.78    £23,977.83
    EF £1,800
    HF £272.11
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