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Paying off £37065 unsecured debt by July 2027 while continuing to travel this amazing world
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I’m travelling to India late August, flying from Cyprus with two flight changes. My flight home will be booked using avíos, so £250 to Heathrow then a flight to Manchester, possibly also using avois. I’m hoping my summer flights will come in at around £800 for 6 weeks away.
Lots of saving to do as I still owe around £330 for the hotels and there will be internal flights and yummy food to pay for.MBNA 237.47/13997.47
Santander 300/10550
Nationwide 60/460
Very 943/943 paid off 01/02/25
Santander OD 0/2900
Nationwide OD 100/200
Mortgage 18430/125194
EF 300/1000
Declutterred via Vinted 53/2025
NSD Feb 2/7
SPC2025 #11
52 wk envelope challenge #6 28/virtual
Debt repaid 2025 2437.60/38650.60
MFW 2025 1036/107800
Make £2025 in 2025 458/2025
Friday Fiver 35/260 virtual pot.
- - - -
What matters is how we live and love and how we spend our dash. (L Ellis)2 -
I’ve chipped a bit more off Very and it now stands at a very annoying £31.45!!MBNA 237.47/13997.47
Santander 300/10550
Nationwide 60/460
Very 943/943 paid off 01/02/25
Santander OD 0/2900
Nationwide OD 100/200
Mortgage 18430/125194
EF 300/1000
Declutterred via Vinted 53/2025
NSD Feb 2/7
SPC2025 #11
52 wk envelope challenge #6 28/virtual
Debt repaid 2025 2437.60/38650.60
MFW 2025 1036/107800
Make £2025 in 2025 458/2025
Friday Fiver 35/260 virtual pot.
- - - -
What matters is how we live and love and how we spend our dash. (L Ellis)4 -
Unlurking just to say keep going @Nintud I am rooting for you!Your diary was my inspiration to start my own diary a few weeks ago and it has made a huge different to me - thank you. 😁
I keep checking back to see how you are going with the Very. Oh so close now!End ofDec-24Jul-25Brother 5,400.00 8,100.00 Overdraft owed 1,349.90 - MBNA CC 10,534.20 12,073.22 Barclaycard CC 9,667.21 9,725.88 Fluid CC - 712.50 NatWest CC 12,018.14 12,171.46 Aqua - 342.08 Total debt 38,969.45 43,125.14 Paid off in the month - 4,638.17 Total paid off 2025 - 4,155.69 2 -
So close Nintud 💪
we’re all rooting for you 👍MFW 2025 #50: £1139.75/£600007/03/25: Mortgage: £67,000.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
27/12/24: Debt: £0 🥳😁
27/12/24: Savings: £12,000
07/03/25: Savings: £16,5001 -
Very is in single figures 🥳
£6 to go 😁MBNA 237.47/13997.47
Santander 300/10550
Nationwide 60/460
Very 943/943 paid off 01/02/25
Santander OD 0/2900
Nationwide OD 100/200
Mortgage 18430/125194
EF 300/1000
Declutterred via Vinted 53/2025
NSD Feb 2/7
SPC2025 #11
52 wk envelope challenge #6 28/virtual
Debt repaid 2025 2437.60/38650.60
MFW 2025 1036/107800
Make £2025 in 2025 458/2025
Friday Fiver 35/260 virtual pot.
- - - -
What matters is how we live and love and how we spend our dash. (L Ellis)3 -
Well I for one am on the edge of my seat waiting for that last £6 to go. So so near.
1 -
Come onnnn 🤛💪👏MFW 2025 #50: £1139.75/£600007/03/25: Mortgage: £67,000.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
27/12/24: Debt: £0 🥳😁
27/12/24: Savings: £12,000
07/03/25: Savings: £16,5001 -
Going.......
Going .......
Nov/Dec 24 £39 564
July 25 £34 5311 -
so close - I think we all are waiting for the celebration of that debt disappearing
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Wow Nintud!! You are my inspiration! I'm hoping to make a big dent in my debt this year but felt a bit guilty/silly for still wanting to do the odd nice thing (after struggling to make ends meet for the past 4 or 5 years). You've shown me that it can be done, as long as I'm sensible.
You are amazing!!Debts 04/01/25 02/08/25
Tesco CC £6,509.97 £6,030 (now NatWest2)
NatWest CC £7,612.74 £7,080
Lloyds CC £6,112.60 £5,075
1st Direct CC £176.03 £19.92
CC total £20,411.34 £18,204.92TSB OD £500 £0
1st Direct OD £600 £250 (0%)
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £9,246.15
Total £36,195.78 £31,451.07
EF £400.562
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