Paying off £37065 unsecured debt by July 2027 while continuing to travel this amazing world

Nintud

£2.73 payment due from Quidco and £1 from Vinted. If I take £2.27 out of the EF, I should be able to clear Very by the weekend 😁

Squirrelz92

EEEEEEKKKKKK So excited for you!!! Well done!! 🎉🎉🎉🎉🎉🎉

backinbusiness

I don't know when I've ever been so excited - you GO girl!! BiB x 

biggerpickle

How utterly brilliant of you to get Very out the way - taking money from the EF for this is genius. One debt down!

RelievedSheff

Well done.

Whats next on the hit list?

Nintud

RelievedSheff said:

Well done.

Whats next on the hit list?

Nationwide cc is next. Around £360 to pay off. Rolling Very over will pay £86 (inc my monthly DD). I have £50 to come from Vinted sales. I can pay off 1/3rd within 3 weeks then put all Vinted payments towards the debt and try to pay it off by the end of February. Santander cc after that. Repaying £250 plus Vinted sales. Aiming to pay off 50% of that CC by Christmas. My car loan ends then and I will try to pay off £850 per month and have that cc paid by the end of April 2026.

It feels like a mammoth task.

LzzyIsGod

Nintud said:

RelievedSheff said:

Well done.

Whats next on the hit list?

Nationwide cc is next. Around £360 to pay off. Rolling Very over will pay £86 (inc my monthly DD). I have £50 to come from Vinted sales. I can pay off 1/3rd within 3 weeks then put all Vinted payments towards the debt and try to pay it off by the end of February. Santander cc after that. Repaying £250 plus Vinted sales. Aiming to pay off 50% of that CC by Christmas. My car loan ends then and I will try to pay off £850 per month and have that cc paid by the end of April 2026.

It feels like a mammoth task.

Genuinely I think your progress is immense! 

Moneywhizz

That is great news that Very has gone and another debt is not far behind. You are showing such discipline and hard work getting this debt down while still doing your travelling.It may seem like a huge mountain to get the bigger credit cards off but things can change along the way and you may find the snowballing effect kicks in making it easier than you think. You might event some balance transfer offers which would save you interest and speed everything up. You have made massive changes over the last six months and are an inspiration to many on here. 

RelievedSheff

You have done the hard part by making a start and sticking too it. 

FootyFanDan

As others have commented, I think you have made fantastic progress. I am looking forward to see the balance tumbling on the next debt on your hit list.