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Paying off £37065 unsecured debt by July 2027 while continuing to travel this amazing world

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  • MFWannabe
    MFWannabe Posts: 2,458 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hope everything’s ok @Nintud

    How are your Vinted sales going? 

    MFW 2025 #50: £1139.75/£6000

    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    27/12/24: Debt: £0 🥳😁
    27/12/24: Savings: £12,000

    07/03/25: Savings: £16,500

  • Nintud
    Nintud Posts: 554 Forumite
    Tenth Anniversary 500 Posts Name Dropper Photogenic
    No movement on debt repayments other than standard DDs. Struggling to motivate myself to do anything. My Dad is in hospital. His bladder is destroyed and he is now using a catheter for ever. I’m currently arranging for family members to fly over in shifts to take care of him.

    It’s overwhelming. He refuses to move back to the UK. I think my only option is to take early retirement in November and move out to care for him. I’ve no idea how I will cope financially if that has to happen.
    MBNA 237.47/13997.47
    Santander 300/10550
    Nationwide 60/460
    Very 943/943 paid off 01/02/25
    Santander OD 0/2900
    Nationwide OD 100/200
    Mortgage 18430/125194
    EF 300/1000
    Declutterred via Vinted 53/2025
    NSD Feb 2/7
    SPC2025 #11
    52 wk envelope challenge #6 28/virtual
    Debt repaid 2025 2437.60/38650.60
    MFW 2025 1036/107800
    Make £2025 in 2025 458/2025
    Friday Fiver 35/260 virtual pot.

    - - - -
    What matters is how we live and love and how we spend our dash. (L Ellis)
  • liselle
    liselle Posts: 142 Forumite
    Sixth Anniversary 100 Posts
    So sorry to hear that, Nintud. Are you able to visit him to maybe get a clearer picture? Thinking of you
  • lucielle
    lucielle Posts: 11,509 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry to hear your news. Hope you get sorted. 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Nintud
    Nintud Posts: 554 Forumite
    Tenth Anniversary 500 Posts Name Dropper Photogenic
    liselle said:
    So sorry to hear that, Nintud. Are you able to visit him to maybe get a clearer picture? Thinking of you
    My cousin is visiting him at the moment so she is keeping me up to date. I’ve just come off a video call with him. He’s stoic about it all. Doesn’t stop me from worrying though.
    MBNA 237.47/13997.47
    Santander 300/10550
    Nationwide 60/460
    Very 943/943 paid off 01/02/25
    Santander OD 0/2900
    Nationwide OD 100/200
    Mortgage 18430/125194
    EF 300/1000
    Declutterred via Vinted 53/2025
    NSD Feb 2/7
    SPC2025 #11
    52 wk envelope challenge #6 28/virtual
    Debt repaid 2025 2437.60/38650.60
    MFW 2025 1036/107800
    Make £2025 in 2025 458/2025
    Friday Fiver 35/260 virtual pot.

    - - - -
    What matters is how we live and love and how we spend our dash. (L Ellis)
  • stymied
    stymied Posts: 656 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    What does your dad think should happen? Assuming he's clear enough of mind to decide. Sadly he will need to fund it himself if there's no social care where he's living x
  • liselle
    liselle Posts: 142 Forumite
    Sixth Anniversary 100 Posts
    I wouldn’t think about November yet, personally.
  • LzzyIsGod
    LzzyIsGod Posts: 405 Forumite
    100 Posts Photogenic Name Dropper
    edited 7 February at 10:32PM
    So sorry to hear this @Nintud, be gentle with yourself and I understand the worry and stress about what the future may hold. Sometimes only time will tell, frustrating as that may be. 
    Nov/Dec 24  £39 564

    July 25  £34 531
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