We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Paying off £37065 unsecured debt by July 2027 while continuing to travel this amazing world

1…5556575961

Comments

  • FootyFanDan
    FootyFanDan Posts: 1,776 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Hope you’re feeling better soon. 
  • Nintud
    Nintud Posts: 554 Forumite
    Tenth Anniversary 500 Posts Name Dropper Photogenic
    The aches and temperature fluctuations have eased by I am still easily fatigued.

    I have a 70th birthday party to attend on Saturday and I’ve set myself a target of 2 hours. I don’t want a late night because I want to go to a carboot sale on Sunday morning.

    I bought myself a bunch of yellow roses, a smelly candle, and a house magazine today to cheer myself up. I managed an hour sat at my dining table, reading and admiring the roses by candlelight this afternoon. Drank a ready made G & rhubarb T, and ate a salmon and cream cheese sandwich and felt very decadent doing so.

    Back in bed (with the pooches) again now.

    I hope everyone else is well and enjoying Valentine’s Day 💝
    MBNA 237.47/13997.47
    Santander 300/10550
    Nationwide 60/460
    Very 943/943 paid off 01/02/25
    Santander OD 0/2900
    Nationwide OD 100/200
    Mortgage 18430/125194
    EF 300/1000
    Declutterred via Vinted 53/2025
    NSD Feb 2/7
    SPC2025 #11
    52 wk envelope challenge #6 28/virtual
    Debt repaid 2025 2437.60/38650.60
    MFW 2025 1036/107800
    Make £2025 in 2025 458/2025
    Friday Fiver 35/260 virtual pot.

    - - - -
    What matters is how we live and love and how we spend our dash. (L Ellis)
  • MFWannabe
    MFWannabe Posts: 2,506 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Sounds like a lovely day 🥰
    MFW 2025 #50: £1989.73/£6000

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    27/12/24: Debt: £0 🥳😁
    27/12/24: Savings: £12,000

    12/08/25: Savings: £12,000



  • Nintud
    Nintud Posts: 554 Forumite
    Tenth Anniversary 500 Posts Name Dropper Photogenic
    £4.50 Vinted sale today and £2.75 from earlier in the week.  Chipping away at the Nationwide cc. Hoping to see that in the 200s by the end of the month. I pay £40 per month and will now add the Very minimum payment plus any Vinted sales.
    MBNA 237.47/13997.47
    Santander 300/10550
    Nationwide 60/460
    Very 943/943 paid off 01/02/25
    Santander OD 0/2900
    Nationwide OD 100/200
    Mortgage 18430/125194
    EF 300/1000
    Declutterred via Vinted 53/2025
    NSD Feb 2/7
    SPC2025 #11
    52 wk envelope challenge #6 28/virtual
    Debt repaid 2025 2437.60/38650.60
    MFW 2025 1036/107800
    Make £2025 in 2025 458/2025
    Friday Fiver 35/260 virtual pot.

    - - - -
    What matters is how we live and love and how we spend our dash. (L Ellis)
  • Sarahwithlove
    Sarahwithlove Posts: 3,470 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    It will be gone before you know it. 
    *Dad loan - £5300 - £7000
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£0.00

    Barclaycard - £2315.25 - £0.00

    Creation Finance - £960.32 £0
    *Total debt - £7000/£11641.17*


    Savings
    *Sinking Fund - £800/£2500
    *Emergency Fund - £1000/£1000

    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • LzzyIsGod
    LzzyIsGod Posts: 554 Forumite
    500 Posts First Anniversary Photogenic Name Dropper
    Hope you're feeling better @Nintud. Well done on Vinted! And the roses sound lovely - I prefer yellow ones to red tbh.

    Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes
  • biggerpickle
    biggerpickle Posts: 193 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Hope both you and your Dad are feeling better @Nintud

    And these small chips all add up to reach goals so well done you!

    July 2024 £12,150  Dec 2025 B/Card £5,980, V/card £2,760, H'fax £763, IFC £284, Sports Trip £140, Very £66 Total £9,993. It's a slow slog in the right direction.
  • MFWannabe
    MFWannabe Posts: 2,506 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hope you’re okay Nintud x 
    MFW 2025 #50: £1989.73/£6000

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    27/12/24: Debt: £0 🥳😁
    27/12/24: Savings: £12,000

    12/08/25: Savings: £12,000



  • flossymcfly
    flossymcfly Posts: 79 Forumite
    Second Anniversary 10 Posts Name Dropper
    Hope you're okay @Nintud been lurking for your whole journey
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246.1K Work, Benefits & Business
  • 602.2K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture