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Paying off £37065 unsecured debt by July 2027 while continuing to travel this amazing world

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Comments

  • FootyFanDan
    FootyFanDan Posts: 1,751 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Hope you’re feeling better soon. 
  • Nintud
    Nintud Posts: 554 Forumite
    Tenth Anniversary 500 Posts Name Dropper Photogenic
    The aches and temperature fluctuations have eased by I am still easily fatigued.

    I have a 70th birthday party to attend on Saturday and I’ve set myself a target of 2 hours. I don’t want a late night because I want to go to a carboot sale on Sunday morning.

    I bought myself a bunch of yellow roses, a smelly candle, and a house magazine today to cheer myself up. I managed an hour sat at my dining table, reading and admiring the roses by candlelight this afternoon. Drank a ready made G & rhubarb T, and ate a salmon and cream cheese sandwich and felt very decadent doing so.

    Back in bed (with the pooches) again now.

    I hope everyone else is well and enjoying Valentine’s Day 💝
    MBNA 237.47/13997.47
    Santander 300/10550
    Nationwide 60/460
    Very 943/943 paid off 01/02/25
    Santander OD 0/2900
    Nationwide OD 100/200
    Mortgage 18430/125194
    EF 300/1000
    Declutterred via Vinted 53/2025
    NSD Feb 2/7
    SPC2025 #11
    52 wk envelope challenge #6 28/virtual
    Debt repaid 2025 2437.60/38650.60
    MFW 2025 1036/107800
    Make £2025 in 2025 458/2025
    Friday Fiver 35/260 virtual pot.

    - - - -
    What matters is how we live and love and how we spend our dash. (L Ellis)
  • MFWannabe
    MFWannabe Posts: 2,493 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Sounds like a lovely day 🥰
    MFW 2025 #50: £1989.73/£6000

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    27/12/24: Debt: £0 🥳😁
    27/12/24: Savings: £12,000

    12/08/25: Savings: £12,000



  • Nintud
    Nintud Posts: 554 Forumite
    Tenth Anniversary 500 Posts Name Dropper Photogenic
    £4.50 Vinted sale today and £2.75 from earlier in the week.  Chipping away at the Nationwide cc. Hoping to see that in the 200s by the end of the month. I pay £40 per month and will now add the Very minimum payment plus any Vinted sales.
    MBNA 237.47/13997.47
    Santander 300/10550
    Nationwide 60/460
    Very 943/943 paid off 01/02/25
    Santander OD 0/2900
    Nationwide OD 100/200
    Mortgage 18430/125194
    EF 300/1000
    Declutterred via Vinted 53/2025
    NSD Feb 2/7
    SPC2025 #11
    52 wk envelope challenge #6 28/virtual
    Debt repaid 2025 2437.60/38650.60
    MFW 2025 1036/107800
    Make £2025 in 2025 458/2025
    Friday Fiver 35/260 virtual pot.

    - - - -
    What matters is how we live and love and how we spend our dash. (L Ellis)
  • Sarahwithlove
    Sarahwithlove Posts: 3,420 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    It will be gone before you know it. 
    *Dad loan - £5300 - £7000
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£0.00

    Barclaycard - £2315.25 - £0.00

    Creation Finance - £960.32 £760
    *Total debt - £7760/£11641.17*


    Savings
    *Savings Buffer - £500/£1500
    *Emergency Fund - £1500/£1500

    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • LzzyIsGod
    LzzyIsGod Posts: 533 Forumite
    500 Posts First Anniversary Photogenic Name Dropper
    Hope you're feeling better @Nintud. Well done on Vinted! And the roses sound lovely - I prefer yellow ones to red tbh.

    Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes
  • biggerpickle
    biggerpickle Posts: 185 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Hope both you and your Dad are feeling better @Nintud

    And these small chips all add up to reach goals so well done you!

    July 2024 £12,150  Nov 2025 B/Card £6,105, V/card £2,881, H'fax £491, IFC £398, Sports Trip £290 Total £10,165
  • MFWannabe
    MFWannabe Posts: 2,493 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hope you’re okay Nintud x 
    MFW 2025 #50: £1989.73/£6000

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    27/12/24: Debt: £0 🥳😁
    27/12/24: Savings: £12,000

    12/08/25: Savings: £12,000



  • flossymcfly
    flossymcfly Posts: 79 Forumite
    Second Anniversary 10 Posts Name Dropper
    Hope you're okay @Nintud been lurking for your whole journey
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