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Paying off £37065 unsecured debt by July 2027 while continuing to travel this amazing world

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  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Does you vets offer a monthly health plan at all?

    Our works out good value with monthly flea and worm treatments, vaccinations and a couple of consults a year included.
  • kazzymac_2
    kazzymac_2 Posts: 122 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Nintud said:
    Another two sales and £5 more pending.

    Tight budget this month. My car tax is due, and I need to put some money aside for the birthdays of three of my children in March. One is a grown up, but the others are my two youngest, including NEET who is turning 18.

    I also need to save for a new passport, and I’m late getting the pooches boosters. Life is just one long list of bills.

    Enjoying your progress! Are you not able to pay for the car tax by monthly direct debit or even 6 monthly to give you a bit of breathing space? I know there is a charge so not strictly money saving :) but it spreads it out a little?
    2025: 52 wk envelope challenge #8
  • Nintud
    Nintud Posts: 554 Forumite
    Tenth Anniversary 500 Posts Name Dropper Photogenic
    Nintud said:
    Another two sales and £5 more pending.

    Tight budget this month. My car tax is due, and I need to put some money aside for the birthdays of three of my children in March. One is a grown up, but the others are my two youngest, including NEET who is turning 18.

    I also need to save for a new passport, and I’m late getting the pooches boosters. Life is just one long list of bills.

    Enjoying your progress! Are you not able to pay for the car tax by monthly direct debit or even 6 monthly to give you a bit of breathing space? I know there is a charge so not strictly money saving :) but it spreads it out a little?
    Thankfully it’s only £35
    MBNA 237.47/13997.47
    Santander 300/10550
    Nationwide 60/460
    Very 943/943 paid off 01/02/25
    Santander OD 0/2900
    Nationwide OD 100/200
    Mortgage 18430/125194
    EF 300/1000
    Declutterred via Vinted 53/2025
    NSD Feb 2/7
    SPC2025 #11
    52 wk envelope challenge #6 28/virtual
    Debt repaid 2025 2437.60/38650.60
    MFW 2025 1036/107800
    Make £2025 in 2025 458/2025
    Friday Fiver 35/260 virtual pot.

    - - - -
    What matters is how we live and love and how we spend our dash. (L Ellis)
  • LzzyIsGod
    LzzyIsGod Posts: 405 Forumite
    100 Posts Photogenic Name Dropper
    Nintud said:
    Another two sales and £5 more pending.

    Tight budget this month. My car tax is due, and I need to put some money aside for the birthdays of three of my children in March. One is a grown up, but the others are my two youngest, including NEET who is turning 18.

    I also need to save for a new passport, and I’m late getting the pooches boosters. Life is just one long list of bills.
    Ugh I hear you about the bills. Hopefully NEET will have a good one anyway (and it opens up a few more opportunities for them)
    Nov/Dec 24  £39 564

    July 25  £34 531
  • LzzyIsGod
    LzzyIsGod Posts: 405 Forumite
    100 Posts Photogenic Name Dropper
    Nearly bye bye Very!

    (I wont mention the car)
    Nov/Dec 24  £39 564

    July 25  £34 531
  • stymied
    stymied Posts: 656 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Thank goodness that's done and dusted!
  • biggerpickle
    biggerpickle Posts: 155 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Nintud said:
    £5 from Vinted and matched. Very is now down to £72 😁

    car accident repairs paid for (and that’s all I’m saying about that 😡)
    Yeah but that's one thing out of the way - monetary and brainspace. 

    So nearly there on Very, well done you!
    July 2024 £12,150  Aug 2025 B/Card £6,300, N/West £1,770, Halifax £1,182, Klarna £568, Sports Trip £335, Very £122 & HMRC GONE!!!!  Total £10,276
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    At least it is all done and dusted now and you can move on.

    Very is so close. 
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