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Outstanding October's No-Spend Days Challenge!

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  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    NSD as planned today! So I managed to hit 21 of my 25 target.

    I'll aim for 25 again in Nov.

    I am planning a tech detox for Nov, so I won't be posting a lot, but I'll keep track and pop in once or twice, at least at the end of the month.
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • A final NSD for October, thanks for running the challenge cathybird 💐🙏
  • cathybird
    cathybird Posts: 15,708 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 1 November 2024 at 2:59PM
    October NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image 


    October targets


    AuntieL 15/15  image  image  image  image  image 


    beanielou 27/19  image  image  image  image  image  image  image 


    BestnamesRgone 22/15  image  image  image  image  image  image  image 


    Caeraugirl 18/18  image  image  image  image  image 


    cathybird 18/15  image  image  image  image  image  image 


    Crazycatlady2  


    Doris17 3/12  image


    GeorgianaCavendish 8 


    Geriatricmum 3/10  image 


    Honeysucklelou2  


    HotDog2020 8/10  image  image 


    KajiKita 20/20  image  image  image  image  image  image


    laura lau 18/18  image  image  image  image  image 


    laurenh1 11/18  image  image  image


    leftatthetrafficlights 27/24  image  image  image  image  image  image  image 


    LittleMissDetermined 21/18  image  image  image  image  image  image  image 


    Makingabobor2 15 


    Nintud 3/5   image 


    QueenJess 17/10  image  image  image  image  image  image 


    RisingPhoenix1 16/15  image  image  image  image  image  image 


    RPD1953 10


    Rupacomp 13/15  image  image  image


    SecondStar 24/22  image  image  image  image  image  image  image 


    short bird 23/18   image  image  image  image  image  image  image 


    Worlds Worst Superhero  


    x raphael xx 21/25  image  image  image  image  image





    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • cathybird
    cathybird Posts: 15,708 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    October results updated here :):)
  • cathybird
    cathybird Posts: 15,708 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    November targets

    AuntieL 15

    beanielou 19

    BestnamesRgone 20

    Caeraugirl 20

    cathybird 15

    Doris17

    Geriatricmum 15

    KajiKita 20

    laura lau 18

    laurenh

    leftatthetrafficlights 24

    LittleMissDetermined 18

    Makingabobor2 15

    Nintud

    QueenJess 15

    RisingPhoenix1 15

    Rupacomp 12

    SecondStar

    short bird 18

    Shrewbie 15

    x raphael xx 25




    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • short_bird
    short_bird Posts: 4,039 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    And Halloween was day 23.  >:)
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • KajiKita
    KajiKita Posts: 7,938 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Thanks @cathybird, see you on November’s thread 😊

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 46 books of target 52 in 2025, as @ 28th August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • i have to call one last day for October, wednesday 30th was a NSD and I think I managed to reach my target, just about!
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
  • beanielou
    beanielou Posts: 95,831 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    At a charity coffee morning today. Do I count the spends or not? 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • cathybird
    cathybird Posts: 15,708 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Yay for October! Well done everyone. See you on the November thread, which is here :smiley:
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