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Outstanding October's No-Spend Days Challenge!

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  • short_bird
    short_bird Posts: 4,039 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Wednesday is NSD 22.
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • cathybird
    cathybird Posts: 15,708 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 31 October 2024 at 10:48PM
    October NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image 


    October targets


    AuntieL 15/15  image  image  image  image  image 


    beanielou 27/19  image  image  image  image  image  image  image 


    BestnamesRgone 21/15  image  image  image  image  image  image  image 


    Caeraugirl 18/18  image  image  image  image  image 


    cathybird 18/15  image  image  image  image  image  image 


    Crazycatlady2  


    Doris17 3/12  image


    GeorgianaCavendish 8 


    Geriatricmum 3/10  image 


    Honeysucklelou2  


    HotDog2020 8/10  image  image 


    KajiKita 20/20  image  image  image  image  image  image


    laura lau 17/18  image  image  image  image


    laurenh1 11/18  image  image  image


    leftatthetrafficlights 27/24  image  image  image  image  image  image  image 


    LittleMissDetermined 21/18  image  image  image  image  image  image  image 


    Makingabobor2 15 


    Nintud 3/5   image 


    QueenJess 17/10  image  image  image  image  image  image 


    RisingPhoenix1 16/15  image  image  image  image  image  image 


    RPD1953 10


    Rupacomp 13/15  image  image  image


    SecondStar 24/22  image  image  image  image  image  image  image 


    short bird 22/18   image  image  image  image  image  image  image 


    Worlds Worst Superhero  


    x raphael xx 20/25  image  image  image  image  image





    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • cathybird
    cathybird Posts: 15,708 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Shrewbie said:
    Hi @cathybird! I'd love to join for November. I'll start with 15 please.
    @Shrewbie welcome to our lovely thread! I've added you to the list for November :):)
  • cathybird
    cathybird Posts: 15,708 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    October results updated here :):)
  • Calling it early today for 24 NSDs in October! :)
    ‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’

    Frugal living in 2024.
    Frugal living in 2025.

    261 No Spend Days in 2024!

    3-month Emergency Fund: £3,500 / £3,500 - DONE!
    1k Pet Emergency Fund - £1,000 / £1,000 - DONE!

    Nationwide 1 year 6.5% Savings - £600 / £2,400
  • Declaring at 27/24 for October. 
    DNF: £708.92/£1000
    JSF: £708.58/£1000

    Winter season grocery budget: £600.85/£900

    Weight loss challenge 2024: 11/24lbs
    1st quarter start:9st 13.1lb
    2nd quarter start:9st 9.2 lb
    3rd quarter start: 9st 6.8 lb
    4th quarter start: 9st 10.2 lb
    End weight: 8st 13lb

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

  • 2 more for yesterday and today to end the month please
    LMD x

    I will aim for 18 again in November as I am away and it's getting closer to Christmas
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Claiming last two of the month for yesterday and today, taking me to my target of 18 for the month.

    Up until now, I've not counted any automated bills / direct debits but have counted all grocery and diesel spends, including my weekly food delivery. I actually think this has hampered my attempts to stop spending unnecessarily as I just tend to piggyback other spending on delivery or additional food spend days as "I'm already spending anyway"...

    So for next month I'm going to try excluding the weekly food delivery, essential food top up shops and any diesel spends and see whether that changes my patterns.

    If anyone else has any tips and hints I'd love to hear them.

    Thanks @cathybird for continuing to run the challenge, it's really helped me think about and improce my spending habits.
    #21 Save £12k in 2025 £16977.35/£20000

    August NSD Challenge 12/10
  • cathybird
    cathybird Posts: 15,708 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    November targets

    AuntieL 15

    beanielou 19

    BestnamesRgone 20

    Caeraugirl 20

    cathybird 15

    Doris17

    Geriatricmum 15

    KajiKita 20

    laura lau 18

    laurenh

    leftatthetrafficlights 24

    LittleMissDetermined 18

    Makingabobor2 15

    Nintud

    QueenJess 15

    RisingPhoenix1 15

    Rupacomp 12

    SecondStar

    short bird 18

    Shrewbie 15

    x raphael xx 18




    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • KajiKita
    KajiKita Posts: 7,938 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD today … wasn’t meant to be but I went out and forgot my handbag …! 🙄😂😂😂

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 46 books of target 52 in 2025, as @ 28th August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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