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Outstanding October's No-Spend Days Challenge!

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Comments

  • Ive been a bit rubbish at keepingoup with my NSDs, I've had loads but been so busy. I'm writing this month off! Back to normal in November 
  • Can I get 15 in November please! 
  • beanielou
    beanielou Posts: 96,642 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Nintud
    Nintud Posts: 554 Forumite
    Tenth Anniversary 500 Posts Name Dropper Photogenic
    I finally managed another NSD on Sunday.  I need to get better at this’
    MBNA 237.47/13997.47
    Santander 300/10550
    Nationwide 60/460
    Very 943/943 paid off 01/02/25
    Santander OD 0/2900
    Nationwide OD 100/200
    Mortgage 18430/125194
    EF 300/1000
    Declutterred via Vinted 53/2025
    NSD Feb 2/7
    SPC2025 #11
    52 wk envelope challenge #6 28/virtual
    Debt repaid 2025 2437.60/38650.60
    MFW 2025 1036/107800
    Make £2025 in 2025 458/2025
    Friday Fiver 35/260 virtual pot.

    - - - -
    What matters is how we live and love and how we spend our dash. (L Ellis)
  • 26/24 for me today please 😁 I'm out tomorrow so will be spending then! 
    'Happiness is not a destination but the journey you walk every day'

    Weight loss challenge 2024:
    Start weight: 9st 13.1lb
    End weight: 8st 13lb

    Weight loss challenge 2025: 
    Start weight: 8st 6lbs
    End weight: 

    JSF: £0/£2000

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Time to catch up!
    I had to buy a new water dish for the beardie - But it's pet spends so allowed. Also had to buy some buggos and it was time to stock up on both wet & dry dog food.
    I bought the bf a video game for his birthday (his b'day was 2 months ago but he's only just decided what he wanted) This is out of the gift fund, so I'm allowing it.
    Otherwise its just been groceries.

    Only naughty spend was cakes for SIL visit.

    Current total:
    18/25 NSDs
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • A NSD today, I had to pay for parking when I went to collect my Olio stash from boots but loose change from my husband covered that! 
  • AuntieL
    AuntieL Posts: 417 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    NSD today 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    October 2025 NSD Challenge 10/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £94,306.78
    2024 Overpayment = £675.66
    2025 Overpayment = £645/£700
  • KajiKita
    KajiKita Posts: 8,403 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD today 😊

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 15,839 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    October NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image 


    October targets


    AuntieL 13/15  image  image  image 


    beanielou 25/19  image  image  image  image  image  image  image 


    BestnamesRgone 20/15  image  image  image  image  image  image  image 


    Caeraugirl 16/18  image  image  image  image 


    cathybird 16/15  image  image  image  image  image  image 


    Crazycatlady2  


    Doris17 3/12  image


    GeorgianaCavendish 8 


    Geriatricmum 3/10  image 


    Honeysucklelou2  


    HotDog2020 8/10  image  image 


    KajiKita 18/20  image  image  image  image


    laura lau 15/18  image  image  image  image


    laurenh1 11/18  image  image  image


    leftatthetrafficlights 26/24  image  image  image  image  image  image  image 


    LittleMissDetermined 18/18  image  image  image  image  image


    Makingabobor2 15 


    Nintud 3/5   image 


    QueenJess 17/10  image  image  image  image  image  image 


    RisingPhoenix1 16/15  image  image  image  image  image  image 


    RPD1953 10


    Rupacomp 12/15  image  image  image


    SecondStar 20/22  image  image  image  image  image


    short bird 20/18   image  image  image  image  image  image  image 


    Worlds Worst Superhero  


    x raphael xx 18/25  image  image  image  image 





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