Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
August 2025 NSD Challenge 10/18
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Outstanding October's No-Spend Days Challenge!
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NSD today. Nearly there …MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £593/£7001 -
Tuesday is day 21.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.0 -
October NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
October targetsAuntieL 15/15
beanielou 27/19
BestnamesRgone 21/15
Caeraugirl 16/18
cathybird 17/15
Crazycatlady2Doris17 3/12GeorgianaCavendish 8Geriatricmum 3/10
Honeysucklelou2HotDog2020 8/10
KajiKita 19/20
laura lau 17/18
laurenh1 11/18
leftatthetrafficlights 26/24
LittleMissDetermined 19/18
Makingabobor2 15Nintud 3/5
QueenJess 17/10
RisingPhoenix1 16/15
RPD1953 10Rupacomp 13/15
SecondStar 20/22
short bird 21/18
Worlds Worst Superherox raphael xx 20/25
🌞 🌞 Everyone welcome to join! 🌞 🌞0 -
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November targetsAuntieL 15beanielou 19BestnamesRgone 20Caeraugirl 20cathybird 15Doris17Geriatricmum 15KajiKita 20laura lau 18laurenhleftatthetrafficlights 24LittleMissDeterminedMakingabobor2 15NintudQueenJess 15RisingPhoenix1 15Rupacomp 12SecondStarshort bird 18Shrewbie 15x raphael xx 18🌞 🌞 Everyone welcome to join! 🌞 🌞1
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NSD today 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
August 2025 NSD Challenge 10/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £593/£7001 -
Last one of the month today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
One today thanks 🙂1
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Last lot of Oct groceries bought yesterday. Allowed spends.
Nothing spent today.So I'm sitting on20/25 NSDs
I have no plans to spend tomorrow, so I should have snuck in with 21 NSDs. Not quite my target, but good effort.Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.981 -
Hi @cathybird! I'd love to join for November. I'll start with 15 please.Student loan £5655
House deposit €32,667K/€40k1
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