Pots To Be Filled:
Car Insurance: £0/£450
Festival Aug 2025: £0/£450
Holiday 2025: £0/£500
Emergency Fund: £0/£500
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Outstanding October's No-Spend Days Challenge!
Comments
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
It will be one for today.Targeting 20 for November (although it looks unlikely that I will hit it this month 🤷♀️).
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 46 books of target 52 in 2025, as @ 28th August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Today will be a NSD for me.
Re November target I’m going to be ambitious and go for 20 🤞 I’ve just learned my job will be made redundant at the end of the year (which I’m very pleased about, have been hanging on for years waiting for this day!) but it does mean I want to lessen my spending.3 -
It’s finally another one for me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Hello, day 20!
I'll stick with 18 for November although it may be a bit of a challenge...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Another two for yesterday and today.
And could I set a target of 20 for next month please?#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 12/101 -
I'll go for 15 again for November please xxDebt Total Sept 24 - £9532.26 - Current Total - £8992.89 - Percentage Paid 5.65%
Pots To Be Filled:
Car Insurance: £0/£450
Festival Aug 2025: £0/£450
Holiday 2025: £0/£500
Emergency Fund: £0/£500****TARGET DEBT-FREE DATE 01/07/2026****1 -
Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
August 2025 NSD Challenge 10/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £593/£7001 -
October NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
October targetsAuntieL 12/15
beanielou 24/19
BestnamesRgone 19/15
Caeraugirl 16/18
cathybird 15/15
Crazycatlady2Doris17 3/12GeorgianaCavendish 8Geriatricmum 3/10
Honeysucklelou2HotDog2020 8/10
KajiKita 17/20
laura lau 15/18
laurenh1 11/18
leftatthetrafficlights 24/24
LittleMissDetermined 18/18
Makingabobor2 15Nintud 2/5
QueenJess 17/10
RisingPhoenix1 16/15
RPD1953 10Rupacomp 12/15
SecondStar 20/22
short bird 20/18
Worlds Worst Superherox raphael xx 13/25
🌞 🌞 Everyone welcome to join! 🌞 🌞1 -
Yes there's a shiny new month just round the corner, any thoughts on targets? ...
November targetsAuntieL 15beanielou 19BestnamesRgone 20Caeraugirl 20cathybird 15Doris17Geriatricmum 10KajiKita 20laura laulaurenhleftatthetrafficlights 24LittleMissDeterminedMakingabobor2 15NintudQueenJess 15RisingPhoenix1 15RupacompSecondStarshort bird 18🌞 🌞 Everyone welcome to join! 🌞 🌞0
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