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Outstanding October's No-Spend Days Challenge!

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Comments

  • KajiKita
    KajiKita Posts: 8,403 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Another NSD here as the first tai chi class is free 😊

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • NSD for me today, thanks 🙂
  • Up to 18 NSDs :)
    ‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’

    Frugal living in 2024.
    Frugal living in 2025.

    261 No Spend Days in 2024!

    3-month Emergency Fund: £3,500 / £3,500 - DONE!
    1k Pet Emergency Fund - £1,000 / £1,000 - DONE!

    Nationwide 1 year 6.5% Savings - £1,000 / £2,200
  • cathybird
    cathybird Posts: 15,837 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 25 October 2024 at 12:21PM
    October NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image 


    October targets


    AuntieL 9/15  image  image


    beanielou 21/19  image  image  image  image  image  image  image 


    BestnamesRgone 17/15  image  image  image  image  image  image 


    Caeraugirl 14/18  image  image  image


    cathybird 13/15  image  image  image


    Crazycatlady2  


    Doris17 3/12  image


    GeorgianaCavendish 8 


    Geriatricmum 3/10  image 


    Honeysucklelou2  


    HotDog2020 8/10  image  image 


    KajiKita 15/20  image  image  image  image


    laura lau 15/18  image  image  image  image


    laurenh1 11/18  image  image  image


    leftatthetrafficlights 23/24  image  image  image  image  image


    LittleMissDetermined 17/18  image  image  image  image


    Makingabobor2 15 


    Nintud 2/5   image 


    QueenJess 14/10  image  image  image  image  image 


    RisingPhoenix1 16/15  image  image  image  image  image  image 


    RPD1953 10


    Rupacomp 11/15  image  image  image


    SecondStar 18/22  image  image  image  image


    short bird 18/18   image  image  image  image  image


    Worlds Worst Superhero  


    x raphael xx 13/25  image  image  image





    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • KajiKita
    KajiKita Posts: 8,403 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Hope you had a good time @cathybird? 😊

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • leftatthetrafficlights
    leftatthetrafficlights Posts: 2,110 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    edited 25 October 2024 at 6:57AM
    Declaring early - 23/24 for me please 

    Hope you had a fab time @cathybird!! 🥳😁
    'Happiness is not a destination but the journey you walk every day'

    Weight loss challenge 2024:
    Start weight: 9st 13.1lb
    End weight: 8st 13lb

    Weight loss challenge 2025: 
    Start weight: 8st 6lbs
    End weight: 

    JSF: £0/£2000

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

  • Early call for one today :)
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £3107
  • laura_lau
    laura_lau Posts: 682 Forumite
    Seventh Anniversary 500 Posts Photogenic Name Dropper
    Welcome back @cathybird hope you had a lovely time! I am flying toDublin tonight and back on Monday, so today will not be a NSD for sure, tomorrow I'm at my friend's baby shower, so maybe, and Sunday we will be celebrating jointed birthdays so I doubt! I will report back once I'm safely back home on Monday evening! If we are planning days for November in the meantime I am aiming at 15 as I have another couple of weekends away planned, one day in London, and I'm sure end of year type of gatherings will start to pop up...


    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
  • cathybird
    cathybird Posts: 15,837 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 25 October 2024 at 12:25PM
    @KajiKita @leftatthetrafficlights @laura_lau I had a great time, thanks - happy to be back home again though :):) 

    Today will definitely be an NSD after a week of spendy days!
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