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Outstanding October's No-Spend Days Challenge!
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Yes there's a shiny new month just round the corner, any thoughts on targets? ...
November targetsAuntieL 15beanielou 19BestnamesRgone 20Caeraugirl 20cathybird 15Doris17Geriatricmum 15KajiKita 20laura lau 18laurenhleftatthetrafficlights 24LittleMissDeterminedMakingabobor2 15NintudQueenJess 15RisingPhoenix1 15Rupacomp 12SecondStarshort bird 18x raphael xx 18🌞 🌞 Everyone welcome to join! 🌞 🌞0 -
Thank you @AuntieL and @cathybird I had a lovely long weekend indeed!
Friday I had an unexpected NSD, as I was stuck in traffic while going to the airport (for 3 hours! 😱) and I almost missed my flight. So obviously I had absolutely no time for spending! Saturday I am also counting as NSD, as I bought some accessiories for a manicure but they were very cheap, I I used some leftover euros from previous holidays, so since it’s another currency and it’s in coin form doesn’t count as spending, right?Yesterday and today however I did spend, so for the weekend I am adding 2 new NSD. Tomorrow I am in the office, so i will be spending. However I might still be able to make it for this month!Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/662 -
Also, could I add 18 again for November @cathybird please?Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
It's another one for me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
October NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
October targetsAuntieL 13/15
beanielou 26/19
BestnamesRgone 20/15
Caeraugirl 16/18
cathybird 17/15
Crazycatlady2Doris17 3/12GeorgianaCavendish 8Geriatricmum 3/10
Honeysucklelou2HotDog2020 8/10
KajiKita 19/20
laura lau 17/18
laurenh1 11/18
leftatthetrafficlights 26/24
LittleMissDetermined 19/18
Makingabobor2 15Nintud 3/5
QueenJess 17/10
RisingPhoenix1 16/15
RPD1953 10Rupacomp 13/15
SecondStar 20/22
short bird 20/18
Worlds Worst Superherox raphael xx 18/25
🌞 🌞 Everyone welcome to join! 🌞 🌞0 -
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NSD today 😊 and I'll go for 12 in November (have a few breaks planned, meaning have a few spends planned 😀)Savings goal by 31/12/24: £22000
Dec 23: £6945.231 -
NSD today. Might actually make target this month …. 🤞
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 46 books of target 52 in 2025, as @ 28th August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1
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