September NSD challenge
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Splendid September's No-Spend Days Challenge!
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Get you 🤩KajiKita said:NSD here. Bought raffle tickets at the Chapel ‘do’ this evening (Mr KK won a red Osprey purse which I have immediately started using as my old one is grubby and too deep) but they came out of my pocket money 😊
KKI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Declaring early today - I have to do normal grocery shopping but that doesn't count - so 3/24DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'1 -
An early call for today. I am currently walking back from town to save on parking and to get my steps in and I used a loyalty voucher for my shopping. Feeling rather smug 😏 😆xx2
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Ok so you at 8 pages before I even joined 🤣 I've no idea this month as it's very spendy due to doing work on new house we had to get credit cards which are interest free for 20 months and as well putting house up for sale next month should be all good. Today should be a no spend day though as takeaway and ordered a bathroom yesterday 🤣1
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One more under my belt for today.#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 3/101 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
September targetsAppleADay2024AuntieL 3/15beanielou 7/19
Caeraugirl 3/15cathybird 7/15
Crazycatlady2 1/18Doris17 2/12Geriatricmum 3/10Honeysucklelou2 1/10HotDog2020 2/15iloveteaKajiKita 6/20
laura lau 4/15laurenh 5/18
leftatthetrafficlights 3/24
LittleMissDetermined 5/8
Makingabobor2 3/15MoneyFreedom24Mrs CautiousProdigal50 15Rupacomp 1/15Saver-upperSecondStar 2/TFshort bird 5/18
Worlds Worst Superhero 20🌞 🌞 Everyone welcome to join! 🌞 🌞0 -
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Another NSD for me todayDebt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
Saturday was day 5.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1
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