September NSD challenge
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Splendid September's No-Spend Days Challenge!
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2 more to add for me. Up to 3/15 nowMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
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Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Early call for my NSD today!Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =September targetsAppleADay2024AuntieL 3/15beanielou 6/19Caeraugirl 2/15cathybird 6/15Crazycatlady2Doris17 2/12Geriatricmum 3/10Honeysucklelou2 1/10HotDog2020 2/15iloveteaKajiKita 6/20laura lau 3/15laurenh 4/18leftatthetrafficlights 1/24LittleMissDetermined 5/8Makingabobor2 3/15MoneyFreedom24Mrs CautiousProdigal50 15Rupacomp 1/15Saver-upperSecondStar 2/TFshort bird 4/18Worlds Worst Superhero 20🌞 🌞 Everyone welcome to join! 🌞 🌞0
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Hi @cathybird I have made another non spend day, thank you kindly that makes 2 I think. Thank you.🤩🤩🤩1
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NSD for me please 🙏1
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One for yesterday and one for today please! Hope everyone has a fab weekend ☺️1
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NSD here. Bought raffle tickets at the Chapel ‘do’ this evening (Mr KK won a red Osprey purse which I have immediately started using as my old one is grubby and too deep) but they came out of my pocket money 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Another for me please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710
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