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Splendid September's No-Spend Days Challenge!

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  • 2 more to add for me. Up to 3/15 now
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  August £0

    Decluttering items 756

    Books read    13
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Early call for my NSD today!
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • cathybird
    cathybird Posts: 15,652 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 7 September 2024 at 5:18PM
    September NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image


    September targets


    AppleADay2024


    AuntieL 3/15  image


    beanielou 6/19  image  image


    Caeraugirl 2/15  image


    cathybird 6/15  image  image


    Crazycatlady2  


    Doris17 2/12  image


    Geriatricmum 3/10  image


    Honeysucklelou2 1/10  image


    HotDog2020 2/15  image


    ilovetea  


    KajiKita 6/20  image  image


    laura lau 3/15  image


    laurenh 4/18  image


    leftatthetrafficlights 1/24  image 


    LittleMissDetermined 5/8   image  image


    Makingabobor2 3/15  image


    MoneyFreedom24  


    Mrs Cautious


    Prodigal50 15


    Rupacomp 1/15  image


    Saver-upper


    SecondStar 2/TF  image


    short bird 4/18   image


    Worlds Worst Superhero 20 





    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • cathybird
    cathybird Posts: 15,652 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    September results updated here :):)
  • Hi @cathybird I have made another non spend day, thank you kindly that makes 2 I think. Thank you.🤩🤩🤩
  • laurenh1
    laurenh1 Posts: 995 Forumite
    Tenth Anniversary 500 Posts Photogenic Name Dropper
    NSD for me please 🙏 
  • One for yesterday and one for today please! Hope everyone has a fab weekend ☺️
  • KajiKita
    KajiKita Posts: 7,685 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD here. Bought raffle tickets at the Chapel ‘do’ this evening (Mr KK won a red Osprey purse which I have immediately started using as my old one is grubby and too deep) but they came out of my pocket money 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Another for me please
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
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