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Splendid September's No-Spend Days Challenge!

Comments

Makingabobor2 Posts: 3,272 Forumite

6 September at 9:33AM

2 more to add for me. Up to 3/15 now

Making the debt go down and savings go up

LBM 2015 - debt £57K / Now £32,245

Mortgage Oct '24 £12,900 Officially ends 06/26 but plan to be MF sooner
Total OPs 2022 - £240 2023 - £1766
OPs so far in 2024 £1313.38

Challenges
EF #68 £780/£1000
1p a Day '24 #12 £156.25/£667. SPC '24 #41 £23.66
Christmas '24 £28
Make £5 a day Oct £32.64/£155
NSDs Oct 3/15

My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up

1
laura_lau Posts: 516 Forumite

6 September at 10:02AM

Early call for my NSD today!

My debt free journey starts on 30/08/2023:

CC1 - 5,151.92 now 5,121.07
CC2 - 4,625.87 now 0 (balance transfer to CC4)
CC3 - 4,166.15 now 4,509.38
CC4 - 0 now 4,406.07 (balance transfer from CC2)
Current outstanding: 14,036.32
Debt free by Jan 2027.

October 2024 NSD Challenge - 9/18
NST September 2024 - Health (exercising and new low sugar diet), Wealth (only planned expenses), Life well lived (declutter, find joy & mindfulness while travelling)
#21 1p savings challenge 2024 £382.94/£671.61
1
beanielou Posts: 92,554 Ambassador

6 September at 12:36PM

One today.

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
1
cathybird Posts: 14,437 Forumite

6 September at 2:58PM edited 7 September at 5:18PM

September NSD challenge

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

September targets

AppleADay2024

AuntieL 3/15

beanielou 6/19

Caeraugirl 2/15

cathybird 6/15

Crazycatlady2

Doris17 2/12

Geriatricmum 3/10

Honeysucklelou2 1/10

HotDog2020 2/15

ilovetea

KajiKita 6/20

laura lau 3/15

laurenh 4/18

leftatthetrafficlights 1/24

LittleMissDetermined 5/8

Makingabobor2 3/15

MoneyFreedom24

Mrs Cautious

Prodigal50 15

Rupacomp 1/15

Saver-upper

SecondStar 2/TF

short bird 4/18

Worlds Worst Superhero 20

🌞 🌞 Everyone welcome to join! 🌞 🌞

0
cathybird Posts: 14,437 Forumite

6 September at 3:00PM

September results updated here

0
HotDog2020 Posts: 1,151 Forumite

6 September at 6:33PM

Hi @cathybird I have made another non spend day, thank you kindly that makes 2 I think. Thank you.🤩🤩🤩

October's Missions:-

Mission 1 - NS days aim 10/31 actual 5/31 Current Month October.

Mission 2 - Get a new job (Full time) ASAP

Mission 3 - Keep the lodger - so far so good.

🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️
1
laurenh1 Posts: 864 Forumite

6 September at 8:58PM

NSD for me please 🙏

1
Geriatricmum Posts: 205 Forumite

6 September at 10:08PM

One for yesterday and one for today please! Hope everyone has a fab weekend ☺️

1
KajiKita Posts: 4,997 Forumite

6 September at 10:25PM

NSD here. Bought raffle tickets at the Chapel ‘do’ this evening (Mr KK won a red Osprey purse which I have immediately started using as my old one is grubby and too deep) but they came out of my pocket money 😊

KK

As at 16.09.24:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £26,656 end date brought closer by 2 months
- OPs to mortgage = £7,173, Interest saved £2,658 to date
- LTV 51% @ccord, 51% Yopa
Fixed rate 2.17% ends October 2024

Read 31 books of target 52 in 2024 (as @ 8th October)
Produce tracker: £173 of £300

Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality.
2
LittleMissDetermined Posts: 8,606 Forumite

7 September at 6:45AM

Another for me please
LMD x

Life gets in the way...PADding is addictive...Saving's better than spending...
My savings diary - Now for a healthier, wealthier me

2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017

Sealed pot 2024 £6425 | EF £1000/£1000 | Sabbatical £1805/£3000 | Travel savings £1564 | General Saver £1257

0

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