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Splendid September's No-Spend Days Challenge!

Comments

laura_lau Posts: 516 Forumite

4 September at 11:54AM

first NSD for me today!

My debt free journey starts on 30/08/2023:

CC1 - 5,151.92 now 5,121.07
CC2 - 4,625.87 now 0 (balance transfer to CC4)
CC3 - 4,166.15 now 4,509.38
CC4 - 0 now 4,406.07 (balance transfer from CC2)
Current outstanding: 14,036.32
Debt free by Jan 2027.

October 2024 NSD Challenge - 9/18
NST September 2024 - Health (exercising and new low sugar diet), Wealth (only planned expenses), Life well lived (declutter, find joy & mindfulness while travelling)
#21 1p savings challenge 2024 £382.94/£671.61
1
AuntieL Posts: 235 Forumite

4 September at 5:25PM

NSD #2 for me today 😁

Debt-free journey started August 2023. DF 02/09/2024 🥳

October 2024 update:
NSD Challenge 6/15
MFW 2024 Overpayment: £473.60
EF £467.75/£1000

1
cathybird Posts: 14,437 Forumite

4 September at 5:50PM edited 5 September at 6:29PM

September NSD challenge

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

September targets

AppleADay2024

AuntieL 2/15

beanielou 5/19

Caeraugirl 1/15

cathybird 4/15

Crazycatlady2

Doris17 2/12

Geriatricmum 1/10

Honeysucklelou2 1/10

HotDog2020 15

ilovetea

KajiKita 4/20

laura lau 2/15

laurenh 3/18

leftatthetrafficlights 24

LittleMissDetermined 3/8

Makingabobor2 1/15

MoneyFreedom24

Mrs Cautious

Prodigal50 15

Rupacomp 15

Saver-upper

SecondStar 2/TF

short bird 3/18

Worlds Worst Superhero 20

🌞 🌞 Everyone welcome to join! 🌞 🌞

0
cathybird Posts: 14,437 Forumite

4 September at 5:52PM

September results updated here

1
HotDog2020 Posts: 1,151 Forumite

4 September at 7:32PM edited 4 September at 7:33PM

I was all set for championing the no spend today, I did really well up until home time, I decided I would drop off work shop goods to MD (she was delighted), however this took me until virtually not long before 7 to get home, I thought it would take until 7:30 to eat, so I opted for Fish and chips, the last lot I had were good so was overly tempted...tomorrow should be better as I will go straight home, plus I am having a free meal in the canteen.

October's Missions:-

Mission 1 - NS days aim 10/31 actual 5/31 Current Month October.

Mission 2 - Get a new job (Full time) ASAP

Mission 3 - Keep the lodger - so far so good.

🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️
1
KajiKita Posts: 4,998 Forumite

4 September at 8:46PM

NSD Wednesday here 😊

KK

As at 16.09.24:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £26,656 end date brought closer by 2 months
- OPs to mortgage = £7,173, Interest saved £2,658 to date
- LTV 51% @ccord, 51% Yopa
Fixed rate 2.17% ends October 2024

Read 31 books of target 52 in 2024 (as @ 8th October)
Produce tracker: £173 of £300

Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality.
1
LittleMissDetermined Posts: 8,606 Forumite

5 September at 7:17AM

2 more for me please, for yesterday and today
LMD x

Life gets in the way...PADding is addictive...Saving's better than spending...
My savings diary - Now for a healthier, wealthier me

2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017

Sealed pot 2024 £6425 | EF £1000/£1000 | Sabbatical £1805/£3000 | Travel savings £1564 | General Saver £1257

1
beanielou Posts: 92,554 Ambassador

5 September at 10:36AM

One today.

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
1
laura_lau Posts: 516 Forumite

5 September at 10:51AM

Second NSD for me today!

My debt free journey starts on 30/08/2023:

CC1 - 5,151.92 now 5,121.07
CC2 - 4,625.87 now 0 (balance transfer to CC4)
CC3 - 4,166.15 now 4,509.38
CC4 - 0 now 4,406.07 (balance transfer from CC2)
Current outstanding: 14,036.32
Debt free by Jan 2027.

October 2024 NSD Challenge - 9/18
NST September 2024 - Health (exercising and new low sugar diet), Wealth (only planned expenses), Life well lived (declutter, find joy & mindfulness while travelling)
#21 1p savings challenge 2024 £382.94/£671.61
1
laurenh1 Posts: 864 Forumite

5 September at 2:05PM

Czn I have one for today and yesterday please

1

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