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Splendid September's No-Spend Days Challenge!

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laura_lau Posts: 682 Forumite

4 September 2024 at 11:54AM

first NSD for me today!

Debt free journey started 30/08/2023:

CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.

Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/66
1
AuntieL Posts: 370 Forumite

4 September 2024 at 5:25PM

NSD #2 for me today 😁

Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18

MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£700
1
cathybird Posts: 15,650 Forumite

4 September 2024 at 5:50PM edited 5 September 2024 at 6:29PM

September NSD challenge

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

September targets

AppleADay2024

AuntieL 2/15

beanielou 5/19

Caeraugirl 1/15

cathybird 4/15

Crazycatlady2

Doris17 2/12

Geriatricmum 1/10

Honeysucklelou2 1/10

HotDog2020 15

ilovetea

KajiKita 4/20

laura lau 2/15

laurenh 3/18

leftatthetrafficlights 24

LittleMissDetermined 3/8

Makingabobor2 1/15

MoneyFreedom24

Mrs Cautious

Prodigal50 15

Rupacomp 15

Saver-upper

SecondStar 2/TF

short bird 3/18

Worlds Worst Superhero 20

🌞 🌞 Everyone welcome to join! 🌞 🌞

0
cathybird Posts: 15,650 Forumite

4 September 2024 at 5:52PM

September results updated here

1
HotDog2020 Posts: 593 Forumite

4 September 2024 at 7:32PM edited 4 September 2024 at 7:33PM

I was all set for championing the no spend today, I did really well up until home time, I decided I would drop off work shop goods to MD (she was delighted), however this took me until virtually not long before 7 to get home, I thought it would take until 7:30 to eat, so I opted for Fish and chips, the last lot I had were good so was overly tempted...tomorrow should be better as I will go straight home, plus I am having a free meal in the canteen.

1
KajiKita Posts: 7,673 Forumite

4 September 2024 at 8:46PM

NSD Wednesday here 😊

KK

As at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030

Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025

Watch your thoughts, they become your words.
Watch your words, they become your actions.
Watch your actions, they become your reality.
1
LittleMissDetermined Posts: 9,647 Forumite

5 September 2024 at 7:17AM

2 more for me please, for yesterday and today
LMD x

Life gets in the way...PADding is addictive...Saving's better than spending...
My savings diary - Now for a healthier, wealthier me

2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017

Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571

1
beanielou Posts: 95,580 Ambassador

5 September 2024 at 10:36AM

One today.

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
1
laura_lau Posts: 682 Forumite

5 September 2024 at 10:51AM

Second NSD for me today!

Debt free journey started 30/08/2023:

CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.

Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/66
1
laurenh1 Posts: 994 Forumite

5 September 2024 at 2:05PM

Czn I have one for today and yesterday please

1

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