Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
August 2025 NSD Challenge 10/18
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Splendid September's No-Spend Days Challenge!
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Thursday is day 4.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
NSD #3 for me today 😁MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £593/£7001 -
Second NSD for me today.#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 12/101 -
Wahoo day one and we are off...Yay! Thanks @cathybird1
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September NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =September targetsAppleADay2024AuntieL 3/15beanielou 5/19Caeraugirl 2/15cathybird 5/15Crazycatlady2Doris17 2/12Geriatricmum 1/10Honeysucklelou2 1/10HotDog2020 1/15iloveteaKajiKita 5/20laura lau 2/15laurenh 3/18leftatthetrafficlights 1/24LittleMissDetermined 4/8Makingabobor2 1/15MoneyFreedom24Mrs CautiousProdigal50 15Rupacomp 1/15Saver-upperSecondStar 2/TFshort bird 4/18Worlds Worst Superhero 20🌞 🌞 Everyone welcome to join! 🌞 🌞1
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First NSD of sept for me today 🥰Savings goal by 31/12/24: £22000
Dec 23: £6945.231 -
One for yesterday, so that’s number 5 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 48 books of target 52 in 2025, as @ 31st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
First one yesterday! 🙌DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'1 -
It's one for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6991 | EF £1000/£1000 | Sabbatical £3530/£6000 | Travel savings £1828 | Sinking pots £28271
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