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Splendid September's No-Spend Days Challenge!

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  • short_bird
    short_bird Posts: 3,815 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 3 September at 2:54PM
    3 for 3 so far...
    Cancel the kitchen scraps for lepers and orphans, no more merciful beheadings, and call off Christmas.
  • Doris17
    Doris17 Posts: 753 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    NSD for me 2/12.

    "Make Everyday Count"



  • cathybird
    cathybird Posts: 14,439 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 4 September at 5:48PM
    September NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image


    September targets


    AppleADay2024


    AuntieL 1/15  image


    beanielou 4/19  image


    Caeraugirl 1/15  image


    cathybird 3/15  image


    Crazycatlady2  


    Doris17 2/12  image


    Geriatricmum 1/10  image


    Honeysucklelou2 1/10  image


    HotDog2020 15 


    ilovetea  


    KajiKita 3/20  image


    laura lau 15 


    laurenh 1/18  image


    leftatthetrafficlights 24


    LittleMissDetermined 1/8   image


    Makingabobor2 1/15  image


    MoneyFreedom24  


    Mrs Cautious


    Prodigal50 15


    Rupacomp 15 


    Saver-upper


    SecondStar 2/TF  image


    short bird 3/18   image


    Worlds Worst Superhero 20 





    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • HotDog2020
    HotDog2020 Posts: 1,151 Forumite
    1,000 Posts Fifth Anniversary Name Dropper Photogenic
    Thanks @cathybird, I have been enjoying my first few days of new job and although they have been spendy today and yesterday, I am getting a plan in place for the next few months and I have also spent £3.40 on Tens of pounds worth of stuff I can't say what but it is one of the perks of the job! and very handy reducing grocery shop. Yay!
    October's Missions:-

    Mission 1 - NS days aim 10/31 actual 5/31 Current Month October.

    Mission 2 - Get a new job (Full time) ASAP 

    Mission 3 - Keep the lodger - so far so good.

    🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️
  • KajiKita
    KajiKita Posts: 5,001 Forumite
    1,000 Posts Third Anniversary Name Dropper Photogenic
    NSD Tuesday here 😊

    KK
    As at 16.09.24:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £26,656 end date brought closer by 2 months  
    - OPs to mortgage = £7,173, Interest saved £2,658 to date
    - LTV 51% @ccord, 51% Yopa
    Fixed rate 2.17% ends October 2024

    Read 31 books of target 52 in 2024 (as @ 8th October)
    Produce tracker: £173 of £300

    Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality. 
  • laura_lau
    laura_lau Posts: 516 Forumite
    Seventh Anniversary 500 Posts Photogenic Name Dropper
    I’m still at 0!!! Hopefully tomorrow will be my first! Im
    not even on holiday yet 😳
    My debt free journey starts on 30/08/2023:

    CC1 - 5,151.92 now 5,121.07
    CC2 - 4,625.87 now 0 (balance transfer to CC4)
    CC3 - 4,166.15 now 4,509.38
    CC4 - 0 now 4,406.07 (balance transfer from CC2)
    Current outstanding: 14,036.32
    Debt free by Jan 2027.

    October 2024 NSD Challenge - 9/18
    NST September 2024 - Health (exercising and new low sugar diet), Wealth (only planned expenses), Life well lived (declutter, find joy & mindfulness while travelling)
    #21 1p savings challenge 2024 £382.94/£671.61
  • cathybird
    cathybird Posts: 14,439 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    September results updated here :):)
  • Honeysucklelou2
    Honeysucklelou2 Posts: 4,709 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Hi Cathybird,
    Sorry been missing in here as life has been so busy. I need to track NSDs this month and going forwards. Please could you put me down for 10 NSDs this month. Today has been number 1!
    paydbx2024 #2 £2395/£5000 . Mortgage start £148k June 23 - now £142k.
    2024 savings challenge £5/£2000
    EF £140. Savings 2 £30.00. Weekly savings envelope #17
  • I'm back from my digital detox! 

    Can you put me down for 24 in September please @cathybird? 😁
    DNF: £626.33/£1000
    JSF: £626.29/£1000

    Weight loss challenge 2024: 3/24lbs
    1st quarter start:9st 13.1lb
    2nd quarter start:9st 9.2 lb
    3rd quarter start: 9st 6.8 lb
    4th quarter start: 9st 10.2 lb

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

  • beanielou
    beanielou Posts: 92,554 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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