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Splendid September's No-Spend Days Challenge!
Comments
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3 for 3 so far...Cancel the kitchen scraps for lepers and orphans, no more merciful beheadings, and call off Christmas.1
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NSD for me 2/12.
"Make Everyday Count"1 -
September NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =September targetsAppleADay2024AuntieL 1/15beanielou 4/19Caeraugirl 1/15cathybird 3/15Crazycatlady2Doris17 2/12Geriatricmum 1/10Honeysucklelou2 1/10HotDog2020 15iloveteaKajiKita 3/20laura lau 15laurenh 1/18leftatthetrafficlights 24LittleMissDetermined 1/8Makingabobor2 1/15MoneyFreedom24Mrs CautiousProdigal50 15Rupacomp 15Saver-upperSecondStar 2/TFshort bird 3/18Worlds Worst Superhero 20🌞 🌞 Everyone welcome to join! 🌞 🌞1
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Thanks @cathybird, I have been enjoying my first few days of new job and although they have been spendy today and yesterday, I am getting a plan in place for the next few months and I have also spent £3.40 on Tens of pounds worth of stuff I can't say what but it is one of the perks of the job! and very handy reducing grocery shop. Yay!October's Missions:-
Mission 1 - NS days aim 10/31 actual 5/31 Current Month October.
Mission 2 - Get a new job (Full time) ASAP
Mission 3 - Keep the lodger - so far so good.
🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️🏋️♀️2 -
NSD Tuesday here 😊
KKAs at 16.09.24:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £26,656 end date brought closer by 2 months
- OPs to mortgage = £7,173, Interest saved £2,658 to date
- LTV 51% @ccord, 51% Yopa
Fixed rate 2.17% ends October 2024
Read 31 books of target 52 in 2024 (as @ 8th October)
Produce tracker: £173 of £300
Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality.1 -
I’m still at 0!!! Hopefully tomorrow will be my first! Im
not even on holiday yet 😳My debt free journey starts on 30/08/2023:
CC1 - 5,151.92 now 5,121.07
CC2 - 4,625.87 now 0 (balance transfer to CC4)
CC3 - 4,166.15 now 4,509.38
CC4 - 0 now 4,406.07 (balance transfer from CC2)
Current outstanding: 14,036.32
Debt free by Jan 2027.
October 2024 NSD Challenge - 9/18
NST September 2024 - Health (exercising and new low sugar diet), Wealth (only planned expenses), Life well lived (declutter, find joy & mindfulness while travelling)
#21 1p savings challenge 2024 £382.94/£671.611 -
September results updated here0
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Hi Cathybird,
Sorry been missing in here as life has been so busy. I need to track NSDs this month and going forwards. Please could you put me down for 10 NSDs this month. Today has been number 1!
paydbx2024 #2 £2395/£5000 . Mortgage start £148k June 23 - now £142k.
2024 savings challenge £5/£2000 EF £140. Savings 2 £30.00. Weekly savings envelope #171 -
DNF: £626.33/£1000
JSF: £626.29/£1000
Weight loss challenge 2024: 3/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'2 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1
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