We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Splendid September's No-Spend Days Challenge!
Options
Comments
-
3 for 3 so far...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
NSD for me 2/12.
"Make Everyday Count"1 -
September NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =September targetsAppleADay2024AuntieL 1/15beanielou 4/19Caeraugirl 1/15cathybird 3/15Crazycatlady2Doris17 2/12Geriatricmum 1/10Honeysucklelou2 1/10HotDog2020 15iloveteaKajiKita 3/20laura lau 15laurenh 1/18leftatthetrafficlights 24LittleMissDetermined 1/8Makingabobor2 1/15MoneyFreedom24Mrs CautiousProdigal50 15Rupacomp 15Saver-upperSecondStar 2/TFshort bird 3/18Worlds Worst Superhero 20🌞 🌞 Everyone welcome to join! 🌞 🌞1
-
Thanks @cathybird, I have been enjoying my first few days of new job and although they have been spendy today and yesterday, I am getting a plan in place for the next few months and I have also spent £3.40 on Tens of pounds worth of stuff I can't say what but it is one of the perks of the job! and very handy reducing grocery shop. Yay!2
-
NSD Tuesday here 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
I’m still at 0!!! Hopefully tomorrow will be my first! Im
not even on holiday yet 😳Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
0
-
Hi Cathybird,
Sorry been missing in here as life has been so busy. I need to track NSDs this month and going forwards. Please could you put me down for 10 NSDs this month. Today has been number 1!
paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 171 -
DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'2 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 599K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards