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Splendid September's No-Spend Days Challenge!

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Comments

  • HotDog2020
    HotDog2020 Posts: 1,138 Forumite
    1,000 Posts Fifth Anniversary Name Dropper Photogenic
    I wanted one, I had good intentions when I left for my first day at work, then I got hungry, ate extra sandwich, crisps and drink, then went home and bought fish and chips as I have nothing in substantial as I was trying to go on a diet!
    October's Missions:-

    Mission 1 - NS days aim 10/31 actual 4/31 Current Month October.

    Mission 2 - Get a new job (Full time) ASAP - Looks like I have!

    Mission 3 - Keep the lodger - so far so good.
  • short_bird
    short_bird Posts: 3,813 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    and it's Hello! to day 2.
    Cancel the kitchen scraps for lepers and orphans, no more merciful beheadings, and call off Christmas.
  • KajiKita
    KajiKita Posts: 4,953 Forumite
    1,000 Posts Third Anniversary Name Dropper Photogenic
    I forgot to post yesterday and like Hotdog, forgot to bookmark the September thread! 😂

    Yesterday and today have been NSDs so we are away 😊

    KK
    As at 16.09.24:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £26,656 end date brought closer by 2 months  
    - OPs to mortgage = £7,173, Interest saved £2,658 to date
    - LTV 51% @ccord, 51% Yopa
    Fixed rate 2.17% ends October 2024

    Read 31 books of target 52 in 2024 (as @ 8th October)
    Produce tracker: £173 of £300

    Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 14,423 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    AuntieL said:
    First NSD of September today (Monday) 😁

    But more importantly, today I paid off my last debt (except for my mortgage) 🤩 I already feel so much lighter being debt-free and am going to keep being more mindful with my money to make sure I don’t fall back into debt. 
    @AuntieL that's fantastic! Congratulations xx :):) I know how that feels, it's a great feeling! 
  • cathybird
    cathybird Posts: 14,423 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 3 September at 3:20PM
    September NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image

    September targets


    AppleADay2024

    AuntieL 1/15  image

    beanielou 3/19  image

    Caeraugirl 1/15  image

    cathybird 2/15  image

    Crazycatlady2  

    Doris17 1/12  image

    Geriatricmum 1/10  image

    HotDog2020 15 

    ilovetea  

    KajiKita 2/20  image

    laura lau 15 

    laurenh 1/18  image

    leftatthetrafficlights

    LittleMissDetermined 1/8   image

    Makingabobor2 1/15  image

    MoneyFreedom24  

    Mrs Cautious

    Prodigal50 15

    Rupacomp 15 

    Saver-upper

    SecondStar 2/TF  image

    short bird 2/18   image

    Worlds Worst Superhero 20 




    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • cathybird
    cathybird Posts: 14,423 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    September results updated here :):)
  • AuntieL
    AuntieL Posts: 234 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    cathybird said:
    AuntieL said:
    First NSD of September today (Monday) 😁

    But more importantly, today I paid off my last debt (except for my mortgage) 🤩 I already feel so much lighter being debt-free and am going to keep being more mindful with my money to make sure I don’t fall back into debt. 
    @AuntieL that's fantastic! Congratulations xx :):) I know how that feels, it's a great feeling! 
    Thank you @cathybird!
    Debt-free journey started August 2023. DF 02/09/2024 🥳

    October 2024 update:
    NSD Challenge 3/15
    Overpayments to mortgage £473.60
    EF £467.75/£1000


  • beanielou
    beanielou Posts: 92,503 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Geriatricmum
    Geriatricmum Posts: 205 Forumite
    100 Posts Name Dropper Photogenic
    1 for me for yesterday 😁
  • SecondStar
    SecondStar Posts: 485 Forumite
    100 Posts Second Anniversary Name Dropper
    Apologies for disappearing last month, August was difficult.

    I’ve had 2 NSDs so far in September, not sure what my target is yet but will let you know :)
    ‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’

    Frugal living in 2024.

    3-month Emergency Fund: £3,359.01 / £3,500.
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