September NSD challenge
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Splendid September's No-Spend Days Challenge!
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Kicking the month off with a NSD today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
September targetsAppleADay2024AuntieL 1/15beanielou 2/19Caeraugirl 1/15cathybird 1/15Crazycatlady2Doris17 1/12Geriatricmum 10HotDog2020 15iloveteaKajiKita 20laura lau 15laurenh 1/18leftatthetrafficlightsLittleMissDetermined 1/8Makingabobor2 1/15MoneyFreedom24Mrs CautiousProdigal50 15Rupacomp 15Saver-upperSecondStarshort bird 1/18Worlds Worst Superhero 20🌞 🌞 Everyone welcome to join! 🌞 🌞0 -
@HotDog2020 if those are your only spends then you can call this an NSD - fuel, basic groceries and keys are all essentials. xxHotDog2020 said:Thank you @ Cathybird I am loving the cool characters on September emoji targets, I almost missed the new thread link, Yay I found it! Good luck everyone tomorrow and for the rest of the month. 🏋️♀️🏋️♀️🏋️♀️🤩🤩🤩
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Thanks @cathybird, I wish I had seen this message before going to garage for naughty snacks! Thank you. Xcathybird said:
@HotDog2020 if those are your only spends then you can call this an NSD - fuel, basic groceries and keys are all essentials. xxHotDog2020 said:Thank you @ Cathybird I am loving the cool characters on September emoji targets, I almost missed the new thread link, Yay I found it! Good luck everyone tomorrow and for the rest of the month. 🏋️♀️🏋️♀️🏋️♀️🤩🤩🤩1 -
Sunday was my first NSD.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Hi all
Sorry I went AWOL last month. Lots going on here. Trying my best to keep on track.
Please put me down for 18. First one today xx2 -
Will go for 15 again this month and hope to get there. Claiming 1 for yesterday already.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
First NSD of September today (Monday) 😁
But more importantly, today I paid off my last debt (except for my mortgage) 🤩 I already feel so much lighter being debt-free and am going to keep being more mindful with my money to make sure I don’t fall back into debt.Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7001
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