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The final countdown to June 2026
Comments
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Into the £9k’s. 🎉
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
Congrats on that milestone 🥳 and have a lovely week off
MFW: Journey started Nov 2025. Due to finish Nov 2053.
OPs: £70
DC pension pot to target: 25.15%
Mrs SD's 2026 Declutter Campaign: 🏅⭐️
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WHAT a milestone!!! Really pleased for you 😊🎊🎉❤️💪👏
KK
As at 21.05.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £215,607
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 40 books of target 52 in 2026 as @ 14th June.
Produce tracker: £139 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Wow great milestone 🎉
Must be something in the air with snoring husbands this week, I've had the same 🙈
Debt Busting Again in 2026!
Starting Debt 03.05.26 = £5345 Current Total 01.06.26 = £4913
Clear the M&S Card Starting Balance 03.05.26 £600 Current Total 01.06.26 = £418
1 -
Only my cats snore here 🤣
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0 -
Morning all, thank you so much for your well wishes 🥰
I feel your pain @DancingInTheRain it was another looong night 🙉
Current Balance £7,145
MFW 2026 #31 £15855 / £23,000 OP
MFIT - T7
Emergency Fund £4,450 / £5,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £217.60 / £365
Declutter 42 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91 April £422.85
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum1 -
Afternoon all,
A quick update to say l have just submitted my final payroll exam. I have spent about 20 hours on exams this week 😰 so l am very happy to be done (subject to passing of course).
Finally off to the garden with a gin and tonic 🍹 in hand
Current Balance £7,145
MFW 2026 #31 £15855 / £23,000 OP
MFIT - T7
Emergency Fund £4,450 / £5,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £217.60 / £365
Declutter 42 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91 April £422.85
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum3 -
Well done.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
Good job. Not far away now! 😃👍
I'm FTB, not an expert, all my comments are from personal experience and not a professional advice.Mortgage debt start date 11/2024 = 175k (5.19%)... Q1/2026 = PAID (3.94%)1 -
Evening all
l hope your all enjoying the sunshine.
I'm not sure why, given it was the hottest days of the year but l decided to press on with my long list of jobs in the house, Monday and Tuesday were spent cleaning and sorting the house, all the beds have been stripped pulled out and vacuumed. Skirting boards, light fittings and blinds cleaned, clothes and belongings organised or thrown away, even the tops of the wardrobes were cleared and cleaned😇 . Today l took the proceeds to the tip, with a bulging black bag ready for charity and even more items to add on Vinted.
The kids had friends to play today which took up most of the day, they enjoyed themselves which was the main thing. I am now physically and mentally shattered so have officially shut the "mom shop" until Friday. Not sure what I'm doing tomorrow, but it will not include, cleaning up after people and cooking dinner.
Not much to report money wise it looks like l wont need to pay back the £150 l overpaid in error at the beginning of the month, not sure how but we've spent less than normal on food so just £20 pound will be needed to balance the books.
I also received a £15 credit onto the credit card from our home insurance company id forgotten about a welcome bonus, this has been used on petrol for the coming month.
I've spent quite a lot on the kids for new school shoes and clothes on Vinted this month but entertaining them hasn't been too bad just £30 today for a treat pizza, snacks and ice cream l over ordered so plenty for tomorrow.
Still need to sort out my tax return, switch ISA's because the interest rate has dropped and find new energy contract our finishes next month. But it can all wait until another day.
Current Balance £7,145
MFW 2026 #31 £15855 / £23,000 OP
MFIT - T7
Emergency Fund £4,450 / £5,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £217.60 / £365
Declutter 42 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91 April £422.85
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum1
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