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The final countdown to June 2026

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Comments

  • beanielou
    beanielou Posts: 99,801 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Into the £9k’s. 🎉

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • Ms_Potato_Head
    Ms_Potato_Head Posts: 139 Forumite
    Sixth Anniversary 100 Posts Name Dropper Combo Breaker

    Congrats on that milestone 🥳 and have a lovely week off

    MFW: Journey started Nov 2025. Due to finish Nov 2053.

    OPs: £50

    DC pension pot to target: 25.15%

    Mrs SD's 2026 Declutter Campaign: 🏅⭐️

  • KajiKita
    KajiKita Posts: 10,142 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    WHAT a milestone!!! Really pleased for you 😊🎊🎉❤️💪👏

    KK

    As at 21.05.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £215,607
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 35 books of target 52 in 2026 as @ 24th May. 
    Produce tracker: £119 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • DancingInTheRain
    DancingInTheRain Posts: 1,414 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic

    Wow great milestone 🎉

    Must be something in the air with snoring husbands this week, I've had the same 🙈

    Debt Busting Again in 2026!

    Starting Debt 03.05.26 = £5345

    Clear the M&S Card Starting Balance 03.05.26 £600

  • beanielou
    beanielou Posts: 99,801 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Only my cats snore here 🤣

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • carboot_karaoke
    carboot_karaoke Posts: 681 Forumite
    500 Posts Second Anniversary Photogenic Name Dropper

    Morning all, thank you so much for your well wishes 🥰

    I feel your pain @DancingInTheRain it was another looong night 🙉

    Current Balance £9,995
    MFW 2026 #31 £13005 / £23,000 OP
    MFIT - T7  

    Emergency Fund £4,410 / £5,000


    0%CC May 2027-  £5,000

    0% Loan £600.00  - paid ✅️

    Money made £210.60 / £365

    Declutter 42 /52 

    Grocery Challenge 2025 £4885.78
    Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91 April £422.85

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


  • carboot_karaoke
    carboot_karaoke Posts: 681 Forumite
    500 Posts Second Anniversary Photogenic Name Dropper

    Afternoon all,

    A quick update to say l have just submitted my final payroll exam. I have spent about 20 hours on exams this week 😰 so l am very happy to be done (subject to passing of course).

    Finally off to the garden with a gin and tonic 🍹 in hand

    Current Balance £9,995
    MFW 2026 #31 £13005 / £23,000 OP
    MFIT - T7  

    Emergency Fund £4,410 / £5,000


    0%CC May 2027-  £5,000

    0% Loan £600.00  - paid ✅️

    Money made £210.60 / £365

    Declutter 42 /52 

    Grocery Challenge 2025 £4885.78
    Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91 April £422.85

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


  • beanielou
    beanielou Posts: 99,801 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Well done.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • Jemma01
    Jemma01 Posts: 734 Forumite
    Fifth Anniversary 500 Posts Photogenic Name Dropper
    I'm FTB, not an expert, all my comments are from personal experience and not a professional advice.
    Mortgage debt start date 11/2024 = 175k (5.19%)... Q1/2026 = PAID (3.94%)
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