The final countdown to June 2026

carboot_karaoke · 28 May at 3:59PM

Afternoon all,

I am enjoying my day off when I'm not being harassed by the kids for snacks and drinks and something to do !! 😂. I was also thinking about this MFW journey and looked at some of my previous posts. Cant believe its been nearly 2 years thank you for keeping me company. l know that l wouldn't be this close without the diary for accountability and support.

A quote from my very first post 15th June 2024

"So the current numbers as of today are :

Amount owed
£ 99569.04 - yikes seems a scary number @ 6.04%

Term remaining, 80 months ideally we want to halve that.

The plan
Jun - Dec 2024 Target balance £60k
Jan - Dec 2025 Target balance 30k
Jan - Dec 2026 Target balance 15k
Jan - Dec 2027 Credit neutral"

carboot_karaoke · 2 June at 12:59PM

Afternoon all,

After a lovely final weekend off it was back to work yesterday for me and the kids.

I sold another item for £7 on Vinted, but have spent ALOT more than that recently on the site. All needs, not wants and will, in the long run save money.

I've decided to add the £80 made on Vinted last month to our holiday pot so that sits at a healthy £549.57 we have a £96 balance to pay for camping but the rest can be used over the summer holidays for days out and treats.

I enquired about energy contracts it made for grim reading tbh. The short version is that we will be paying +£15 a month from July. On the plus side we paid our final settee payment of £30 yesterday. This means the increase in the water rates, c/tax and now the energy bills will be offset by not paying the settee company.

In other news, after the normal money shuffle l made an overpayment of £2320.

New balance £7675 😁it feels so close and yet so far. I find myself wishing the next 3 months away 😂