The final countdown to June 2026

carboot_karaoke

Afternoon all,

I had a very nice weekend and even better day out with the kids.

It was the first time we did just the three of us, normally Mr CK or a friend and there children join us.

I will definitely look to book things again even when Mr Ck isn't available. l was shattered by the time we got home. But they still had energy to excitedly tell there older siblings and dad all about it 🥰. Today there having a quiet day while i'm at work.

In flat news …the survey is taking place on Thursday. I suspect we will receive the report towards the end of next week.

The new tenants are due to move in on Friday so hopefully some money will be paid into our account. It wont be much because the estate agents take off finding fees etc first.

carboot_karaoke

Evening all,

The last few days have been busy, l bit the bullet and ordered new shoes for young CK @£50 and went to the school shop for the branded blazer, PE kit etc X 2, I haven't worked it out properly but a decent guess puts the total cost including bags, trainers, trousers, shirts etc at £350. Ive got a few things to return and then I'll be able to see if the kids account has any money left at all 😬. I keep telling myself that's what its there for but l don't like seeing it this empty.

Speaking of money about £650 went into our rent account on Friday. A bit more than I was expecting so I'll have to check all deductions have been made. I have to phone up and settle the council tax, and utilities for two weeks out of it. It wasn't worth doing until l had the new tenants details to give them at the same time that will be a Monday job.

The solicitors have begun the searches for the new flat and hopefully we will get the homebuyer report at the end of the week. Maybe even the mortgage offer?who knows. Things are moving at a manageable pace so I'm grateful for that.

carboot_karaoke

Morning all,

Yesterday was a NSD in fact, l went to the shops on my way home from work but just to return the excess uniform items. The kids accounts now has £6.30 😟remaining in it. Thankfully, the holiday fund still has a bit of money in it so l will use that as needed.

At the moment any surplus is being saved, I've combined the emergency fund and rental emergency fund to create our "renovation budget". It currently has £12,155 in it. I would love to get it to £15k by the time we complete. Is it sad that i'm excited by a new financial challenge 🤣

I didn't get chance to sort out the utilities yesterday so must do that today if only so l can send any money left to the renovation pot.

carboot_karaoke

Hi all,

l am so tired today but l had a great weekend with friends and family.

I feel like the school holidays have flown by this year. l can feel a slight nervousness building in my stomach when l think about it. I'm fairly confident that the kids have all they need to "return to school" but l must double check this week.

Also signed up to another phone contract for Little Ck. Up till now using my old phone connected to the WIFI in the house for what's app etc has been enough. But l will feel happier knowing they can call us in an emergency and the location app will track there whereabouts. The cost is a reasonable £1.94 a month for the first 9 months then £4.90.

Its official !! our mortgage has been approved subject to the valuation. I'm not sure when the mortgage company valuation will take place but we should get our home buyer report later this week.

I tried to sort out the utilities but after speaking with our estate agent she said not to worry they will let me know when they receive the bills. I'm not sure if that sounds right to me but l guess they know what there doing 🤷‍♀️. I have left what l believe is enough to cover the cost in the account. I had nearly two months rent in there the first amount in case it took a while to get a new tenant. The other was the recent payment made by the new tenants. Using this money I have paid £784 off my 0% credit card this was for the survey and payment on account with the solicitors. Plus £345 towards the renovation budget which now stands at £12,500.

carboot_karaoke

Afternoon all,

I have just received a phone call from the estate agents, another offer has been submitted on the flat 🙁 they cant say how much. The offer is also from an investor who will require a mortgage.

Not sure what to do, called Mr Ck but he's busy atm. I've tried to contact solicitors to find out how much it will cost if the sale doesn't complete. We have already spent £284 on a survey and a £500 payment on account for the solicitors.

We always knew it was a risk, but l foolishly thought it would be ok. The agent has asked for our best and final offer. I'm thinking if we say our current offer is our best offer, then they will have to sell to the new buyers and publish the new offer online. I'm guessing then we could re offer, but l don't know.