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The final countdown to June 2026
Comments
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Afternoon all,
The agents have confirmed the other interested tenants have paid there holding deposit. Subject to references or changing there minds etc it looks like we have new tenants. I'm happy but also a little nervous 😕.
In money news, because things are a bit in limbo atm i'm going to focus on adding any extra funds to the EF so today I've moved another £700 across. This will help with a deposit for second rental or, if we change our minds (again🙄) we can clear the mortgage.
Current Balance £6000
MFW 2026 #31 £17000 / £23,000 OP
MFIT - T7
Emergency Fund £5,620 / £5,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £402.30 / £365 (12/07/26)
Declutter 42 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan £328.20, Feb £297.01, Mar £352.91, April £422.85, May £358.26, June £431.70
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum1 -
Oh positive vibes.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 14 months left.1 -
Afternoon all,
Its "End of term Eve" looking forward to a few weeks of not having to get up and out the house with two children before 8am or remember every afterschool club, non uniform day, parent workshop etc. I'll still be up going to work but the whole house feels more relaxed 😊. I've made decent progress on the uniform purchasing, just the school branded blazer and PE kits to buy. I'll wait until mid august before getting those. With the exception of some trousers which fit perfectly so l don't mind, everything has been brought in the sale on Vinted or with a discount code.
We have our camping trip to look forward to next week, typical now the cooler weather is here 🙄. I am not looking forward to the packing, its always like we're moving home 😂. But the trouble is whether your staying 1 night or 10 you need it all. I intend to make a start on it this weekend. Apart from a few walks, a charity shop jigsaw and visiting the local village we have no plans…just how l like it.
In money news Mr Ck car bill came to nearly £700 😱 not what he needed after his insurance renewal last week for £800 and his payment on account due to HMRC the end of this month. He is feeling very poor indeed.
I finally submitted my tax return last night when l couldn't bear to watch the football. Turns out HMRC agree with me for once i'm due a £1360 refund !!. Although, between my own car insurance, mot, service and helping Mr Ck out its already spent.
Current Balance £6000
MFW 2026 #31 £17000 / £23,000 OP
MFIT - T7
Emergency Fund £5,620 / £5,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £402.30 / £365 (12/07/26)
Declutter 42 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan £328.20, Feb £297.01, Mar £352.91, April £422.85, May £358.26, June £431.70
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum0 -
Oh, almost forgot another £420 has been sent to the emergency/deposit fund.
Current Balance £6000
MFW 2026 #31 £17000 / £23,000 OP
MFIT - T7
Emergency Fund £5,620 / £5,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £402.30 / £365 (12/07/26)
Declutter 42 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan £328.20, Feb £297.01, Mar £352.91, April £422.85, May £358.26, June £431.70
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum1
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