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The final countdown to June 2026
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Afternoon all,
I have finally been paid !!
Savings interest and left over grocery budget came to £87.72 which l have rounded up to £90 and sent to the EF New Balance £4350. That's the good news…
Then the weekend got very "spendy" indeed. Young Ck needed new glasses, most is covered by the NHS but a £25 contribution was needed to get some sunglasses. Then youngest CK needed some school shoes and l brought a new top with 25% off another £26.74 gone.
By far my biggest indulgence was tickets to see the Gladiators show in the autumn. We went with the second cheapest tickets but it still set us back over £261 😱 for four. I paid for the kids tickets from there "pot" of money the others come out of Mr Ck and my personal spends.
Its a programme the kids love so l know we will enjoy it. I took solace in thinking we will be mortgage free by the time we attend😊, and of course we will still bring our own snacks and drinks. Some things will never change regardless of mortgage status 😂
Speaking of personal spends l think the virtuous days of March are long forgotten. On top of my gladiator ticket, l have two dinner dates and a baby shower to attend 💸💸💸.
Current Balance £14,300
MFW 2026 #31 £8,700 / £17,000 OP
MFIT - T7
Emergency Fund £4,400 / £5,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £130 / £365
Declutter 4 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum3 -
Morning all,
l decided to get some fuel from Costco on my way to work this morning, not only was there a big queue 7.15am but the cost had risen by 23p a litre for petrol. Mr Ck uses diesel and that's gone up nearly 40p.
I think we weather permitting we will try and walk to a few more places, glad we have our coach trip planned for next week 😊.
Waiting for the rent and Mr Ck bank transfer tomorrow before making a OP.
Our various pots have taken a hit in the last month. We begin April with…
1st March
Money Spent
1st April
Kids
£249.65
+£270 added
-£207.02 spent
£312.63
Holiday
£551.00
-£96 camping
-£27.80 coach trip
£427.20
Car/Home Insurance
£980.24
-£303.46 Home Ins
£676.78
Emergency Fund
£4100
+£250
£4350
I suspect that the easter holidays will deplete the kids/hols pots further but that's what its there for.
Happy with the EF progress.
*Edited to reduce Kids pot by another £5.29 just brought some much needed, brand new M&S school shirts on Vinted bargain 😊
Current Balance £14,300
MFW 2026 #31 £8,700 / £17,000 OP
MFIT - T7
Emergency Fund £4,400 / £5,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £130 / £365
Declutter 4 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum3 -
Morning all,
A quick update…
A busy but enjoyable day was had with the kids yesterday. I went to the gym first thing and then, spent most of the day out with friends.
The kids fund took another £32.37 hit between a MacDonald's lunch and a few needed spends.
I did also make the planned £2,300 OP new balance £14,300 and sent another £50 to EF which is now £4400.
Looking forward to the weekend to just relax, although l do have a baby shower to go to.
Really want to get some things listed on Vinted l always find sales are good during the school holidays.
Right, better crack on with my work.
Current Balance £14,300
MFW 2026 #31 £8,700 / £17,000 OP
MFIT - T7
Emergency Fund £4,400 / £5,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £130 / £365
Declutter 4 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum2 -
You are on fire.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0
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