We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

The final countdown to June 2026

1202122232426»

Comments

  • HelenaPinky
    HelenaPinky Posts: 55 Forumite
    Third Anniversary 10 Posts Photogenic Name Dropper

    I don't think life after mortgage will be too different...our monthly payments are only 475 (actually, our monthly payments are £41! But I OP to keep it at what it used to be), and we will be intending to buy a slightly bigger house in 3 years or so, so i will be just redirecting the 475 to a limited access savings account!

    Bit boring! But I dont think i'll lose the frugality!

    What is an EF?

    Mortgage when saw the MSE light 💡: £85,000 (end date 2045)
    2019: £65,638
    💰 2024 Increased mortgage for house move:  £112,000 (end date 2054)
    Current end date: May 2026

    2025MFW #75
  • Humdinger1
    Humdinger1 Posts: 2,821 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper

    EF is emergency fund @HelenaPinky. Fab name by the way! Onwards and upwards love Humdinger xx

Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.7K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.8K Work, Benefits & Business
  • 603.2K Mortgages, Homes & Bills
  • 178.2K Life & Family
  • 260.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.