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The final countdown to June 2026

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Comments

  • V3cash
    V3cash Posts: 424 Forumite
    Ninth Anniversary 100 Posts Name Dropper Photogenic

    definitely agree it’s better in your account than theirs.

    I’m with fuse so pay as bills come in so i keep my extra in savings that would have normally sat in their account. However I’m guilty of being lazy as my exported energy is still with octopus and they wanted me to take a reading so they could give accurate up to date bill, basically what they owe me. I’m not really sure how to so have just avoided it, must do it though as we are coming into more export season. They have about £150 of my money sat there which I can’t get until up to date bill generated 🙄

    Your journey has inspired me as you are doing amazing!!

    My insurance has come down but have not noticed if the excess has gone up. Again being lazy have not compared but think maybe i should if all premiums have gone down. Think it’s the shock as everything else has gone up. I will check the excess though now so thanks 🙏

    MFW August 2026

    £25.06 left to pay from 10% 
    overpayment allowance, (May 26).
    End fix on 2.79% End July 27 

    Mortgage  free Aim August 2026
    August 25 £56,400
    September £55,850/£55,800
    October £55,195
    November £54,600, £54,562.
    December £54,000
    January 2026 £53,450
    February £52,880
    March. £52,320, £52,300
    April
    May
    June
    July
    August





  • carboot_karaoke
    carboot_karaoke Posts: 615 Forumite
    500 Posts Second Anniversary Photogenic Name Dropper

    Evening all,

    Thanks @V3cash 😊

    Today l took the opportunity to do some "life admin".

    Phoned up the home insurance company, decreased the policy excesses and asked for a discount. The member of staff was very helpful, but said he couldn't reduce the price, however he said l could get £15 cashback 60 days after the policy renews. Happy with that outcome, total spent £303.46 from the insurance/car pot.

    I also made a dentist appointment while the kids are on holiday.

    Investigated some low spend family activities, l discovered that octopus (my energy provider) offer a family day pass for national trust for £8, or I'm sure there will be free passes available later in the year.

    National express are offering 50% off coach trips (until tomorrow). So I've booked us an old fashioned day trip to London for the Easter holidays, total spent £27.80 for the four of us. It would cost more than that to drive plus parking costs. I'm actually really excited about it, feeling nostalgic from my childhood 😊. Just need to add a robust packed lunch. Can't decide which pot will pay for it, probably the holiday one.

    Heading to bed shortly, feeling tired, somehow I've clocked up 17,500 steps, waaay more than normal.

    Current Balance £17,400
    MFW 2026 #31 £5600 / £17,000 OP
    MFIT - T7  

    Emergency Fund £4,240 / £5,000


    0%CC May 2027-  £5,000

    0% Loan £600.00  - paid ✅️

    Money made £130 / £365

    Declutter 4 /52 

    Grocery Challenge 2025 £4885.78
    Grocery Challenge 2026 Jan, 

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


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