The New Top Easy Access Savings Discussion Area

mattojgb

ColdIron said:

soulsaver said:

I may add this as an addendum to ToTP, as it's quite useful for best rate chasers...

What's the best rate EA(ish) account that you can still pay in to, even if it's NLA?

I would read it but a few thoughts

1. Most people with the accounts already know about them, I'm not sure how much use it would be
2. It could end up with a few dinosauric legacy account that just go on and on and on
3. Most importantly it would be extra work for you. If you're up for it, go for it

Useful to me. I'd forgotten about the Coventry account 👍

10_66

slinger2 said:

My new Chip easy access account now says 4.84% AER. This includes a 0.77% boost which starts today and lasts for a year. A triple access account which tracks the BoE base rate.

Where can I find the link to open this, please?  I have their Instant Access with £1 in, but the only 4.84% account (0.77% boost) that there's a link to (for me) is for their 4.84% ISA.

barafear799

soulsaver said:

I may add this as an addendum to ToTP, as it's quite useful for best rate chasers...

What's the best rate EA(ish) account that you can still pay in to, even if it's NLA?

Immediate thoughts

Santander Edge     7.00 (£4k max x 2) if you extended NLA.
Santander Edge     6.00 (£4k max x 2) not in addition to above... unless you know better?)
Cahoot Simple svr Iss1/2  5.12 NLA
Barclays RDS        5.12 (£5k max) needs Blue Rewards at additional cost £3 or £5 (?) pm.
Cynergy iss 69       5.00 (inc bonus until 11 March 2025 - depends on opening date?) Maybe earlier issues still payable. NLA
Cov BS online triple   4.95

Skipton Member Saver (5.25% up to £3k) - Skipton Base Rate Tracker (Base rate minus 0.19) ??

allegro120

pfpf said:

allegro120 said:

pfpf said:

pfpf said:

pfpf said:

just opened a cahoot savings account.
i seem to remember a bit of chat about existing login/issues regarding getting online

iv'e never had an account with them but wondered what issue i may run in to? could i have had a product with another company that may now be cahoot?  would my Santander login in some way be a problem/usable?

just want to be on the ball and not wait a week to then find something could have been done now.
thank you.

all gone smoothly opening the Sunny Day Saver.
thought i may as well open the Simple Saver. can't be opened directly through account while logged in?

it also states they can't match all my details so i need to print off and fill in a form and photocopy ID and POST it to them. how can the details not match?
i can't be bothered with all that, anyone else get this? is there any chance they may just put the new account with my existing login without all the faff?

so....yesterday i received 2 letters with login details, bare in mind i did NOT send the ID they requested. just used them to login and my new Simple Saver is there.

will they merge the 2 accounts in to one login? 

Yes, one login for all your Cahoot accounts.

will it automatically happen and do you have any idea of timescale? i have a login for Sunny and a separate one for Simple. thank you.

I’ve never had two logins for cahoot, but I assume when you login for one of them all your accounts should show on the same page?  Is this not the case?

slinger2

10_66 said:

slinger2 said:

My new Chip easy access account now says 4.84% AER. This includes a 0.77% boost which starts today and lasts for a year. A triple access account which tracks the BoE base rate.

Where can I find the link to open this, please?  I have their Instant Access with £1 in, but the only 4.84% account (0.77% boost) that there's a link to (for me) is for their 4.84% ISA.

I opened it through the app. See: https://www.getchip.uk/savings-accounts/easy-access-saver for some details. Not clear to me when the 12 months bonus/boost starts.

10_66

slinger2 said:

10_66 said:

slinger2 said:

My new Chip easy access account now says 4.84% AER. This includes a 0.77% boost which starts today and lasts for a year. A triple access account which tracks the BoE base rate.

Where can I find the link to open this, please?  I have their Instant Access with £1 in, but the only 4.84% account (0.77% boost) that there's a link to (for me) is for their 4.84% ISA.

I opened it through the app. See: https://www.getchip.uk/savings-accounts/easy-access-saver for some details. Not clear to me when the 12 months bonus/boost starts.

I could find it on the website, but there's no mention of the Easy Access Saver in the app for me.  I messaged them earlier, but the reply's not likely to be today.

ColdIron

soulsaver said:

What's the best rate EA(ish) account that you can still pay in to, even if it's NLA?

Skipton FA Bonus Saver Issue 1 - 4.95%

Bridlington1

@soulsaver
Vanquis Bank Easy Access Account (Issue 3) 4.75% (£1k min)

slinger2

10_66 said:

slinger2 said:

10_66 said:

slinger2 said:

My new Chip easy access account now says 4.84% AER. This includes a 0.77% boost which starts today and lasts for a year. A triple access account which tracks the BoE base rate.

Where can I find the link to open this, please?  I have their Instant Access with £1 in, but the only 4.84% account (0.77% boost) that there's a link to (for me) is for their 4.84% ISA.

I opened it through the app. See: https://www.getchip.uk/savings-accounts/easy-access-saver for some details. Not clear to me when the 12 months bonus/boost starts.

I could find it on the website, but there's no mention of the Easy Access Saver in the app for me.  I messaged them earlier, but the reply's not likely to be today.

Update the app? long shot since I've no idea whether this could possibly be an issue.

10_66

slinger2 said:

10_66 said:

slinger2 said:

10_66 said:

slinger2 said:

My new Chip easy access account now says 4.84% AER. This includes a 0.77% boost which starts today and lasts for a year. A triple access account which tracks the BoE base rate.

Where can I find the link to open this, please?  I have their Instant Access with £1 in, but the only 4.84% account (0.77% boost) that there's a link to (for me) is for their 4.84% ISA.

I opened it through the app. See: https://www.getchip.uk/savings-accounts/easy-access-saver for some details. Not clear to me when the 12 months bonus/boost starts.

I could find it on the website, but there's no mention of the Easy Access Saver in the app for me.  I messaged them earlier, but the reply's not likely to be today.

Update the app? long shot since I've no idea whether this could possibly be an issue.

Thank you, I had tried doing that, I deleted the app and then reinstalled it but, unfortunately, it didn’t make any difference.