The New Top Easy Access Savings Discussion Area

Bridlington1

@soulsaver
YBS Rainy Day Saver 5.00% to £10K then 3.90% on balance over (14/09) NLA

Branch/post version is still available though at the same rate (though will reduce to 4.8% from tomorrow and the account, once opened, can be managed online)

schiff

Santander Easy Access Saver interest credited today - £600 plus, takes me well over £1000 for the current year.
An indication of how much I used it when the interest rate was 5.20%.

wiseonesomeofthetime

schiff said:

Santander Easy Access Saver interest credited today - £600 plus, takes me well over £1000 for the current year.
An indication of how much I used it when the interest rate was 5.20%.

Nice.

I selected the monthly option, and today's interest deposit was the grand sum of 9p 

An indication of how much I didn't use it, when the rate dropped 

Bridlington1

@soulsaver
West Brom Four Access Saver (Issue 1) 4.81% £1 min

https://www.westbrom.co.uk/savings/easy-access/four-access-saver-issue-1

SaveTheEuro

Finally, an announcement from Leeds Building Society:

https://www.leedsbuildingsociety.co.uk/savings/savings-account-changes/

Bridlington1

SaveTheEuro said:

Finally, an announcement from Leeds Building Society:

https://www.leedsbuildingsociety.co.uk/savings/savings-account-changes/

Of note from 27/9/24 the following rates will change:

LIMITED ISSUE ONLINE ACCESS ACCOUNT (ISSUE 49) from 4.75% to 4.5%

LIMITED ISSUE ONLINE ACCESS ACCOUNT (ISSUE 50) from 5.1% to 4.85%

LIMITED ISSUE ONLINE ACCESS ACCOUNT (ISSUE 51) from 4.85% to 4.6%

LIMITED ISSUE ONLINE ACCESS ACCOUNT (ISSUE 52) from 5% to 4.75%

LIMITED ISSUE ONLINE ACCESS ACCOUNT (ISSUE 53, 54 & 55) from 5.1% to 4.85%

LIMITED ISSUE ONLINE ACCESS ACCOUNT (ISSUE 56, 57, 58, 59 & 60) from 4.85% to 4.6%

poppystar

I had the notice from Paragon re the interest rate changes on 16 September to my existing triple access accounts. I was intending to change both the ISA and access accounts to double access ones. On the site, however, I can only see one rate for each account which is, I assume, the rate from now to 16th Sept - anyone have these accounts and know what the rates post this change date will be? Or can point me to the bit of their website with that info which I’ve failed to find! Thanks 

poppystar

Bridlington1 said:

@soulsaver
West Brom Four Access Saver (Issue 1) 4.81% £1 min

https://www.westbrom.co.uk/savings/easy-access/four-access-saver-issue-1

As their rate changes are set to happen on 16th September is this already set to fall then?

Bridlington1

poppystar said:

Bridlington1 said:

@soulsaver
West Brom Four Access Saver (Issue 1) 4.81% £1 min

https://www.westbrom.co.uk/savings/easy-access/four-access-saver-issue-1

As their rate changes are set to happen on 16th September is this already set to fall then?

It isn't listed in their list of interest rate cuts from 16/9/24 document so I doubt it is set to fall then.

pfpf

pfpf said:

pfpf said:

just opened a cahoot savings account.
i seem to remember a bit of chat about existing login/issues regarding getting online

iv'e never had an account with them but wondered what issue i may run in to? could i have had a product with another company that may now be cahoot?  would my Santander login in some way be a problem/usable?

just want to be on the ball and not wait a week to then find something could have been done now.
thank you.

all gone smoothly opening the Sunny Day Saver.
thought i may as well open the Simple Saver. can't be opened directly through account while logged in?

it also states they can't match all my details so i need to print off and fill in a form and photocopy ID and POST it to them. how can the details not match?
i can't be bothered with all that, anyone else get this? is there any chance they may just put the new account with my existing login without all the faff?

so....yesterday i received 2 letters with login details, bare in mind i did NOT send the ID they requested. just used them to login and my new Simple Saver is there.

will they merge the 2 accounts in to one login?