The New Top Easy Access Savings Discussion Area

EthicsGradient

pearl123 said:

SeriousHoax said:

The 4th of July Cynergy issue 68 goes from 5.15% to 5% according to the email I received.

Can anyone tell me if there's a further reduction in rate on Cynergy issue 68 this month? I've been hunting through my emails, but can't find it. 

It is, as far as I know, still on 5%, but remember that includes a 1.15% bonus that only lasts a year from when you opened it, and anniversaries will start coming up soon for many.

AndyTh_2

EthicsGradient said:

pearl123 said:

SeriousHoax said:

The 4th of July Cynergy issue 68 goes from 5.15% to 5% according to the email I received.

Can anyone tell me if there's a further reduction in rate on Cynergy issue 68 this month? I've been hunting through my emails, but can't find it. 

It is, as far as I know, still on 5%, but remember that includes a 1.15% bonus that only lasts a year from when you opened it, and anniversaries will start coming up soon for many.

This is why I set up some new ones every few months so I could ladder them still, and still get the compounding from closing them.

Bridlington1

@soulsaver
Cahoot Sunny Day Saver Issue 2 5%, £3k mak

janusdesign

Bridlington1 said:

@soulsaver
Cahoot Sunny Day Saver Issue 2 5%, £3k mak

before anyone asks if you can have both issues at the same time...

You can have a maximum of two cahoot Sunny Day Saver accounts – one in your sole name and one that you hold jointly with someone else. 

t1redmonkey

Bridlington1 said:

@soulsaver
Cahoot Sunny Day Saver Issue 2 5%, £3k mak

Pleasantly surprised that they chose to not reduce the existing issue and that it's still at 5.2%.

allegro120

janusdesign said:

Bridlington1 said:

@soulsaver
Cahoot Sunny Day Saver Issue 2 5%, £3k mak

before anyone asks if you can have both issues at the same time...

You can have a maximum of two cahoot Sunny Day Saver accounts – one in your sole name and one that you hold jointly with someone else. 

I've just opened it, e-mail confirmation with account number arrived immediately.  So you can definitely open it, but  they might switch it to a cahoot Savings Account, we'll see what happens.

SaveTheEuro

This from Hampshire Trust Bank:

“We recently decreased the rate on our Easy Access Account for new customers to 4.65% AER gross variable. As an existing customer, we will keep your current rate of 4.90% AER gross variable until 3 October. After this date, the rate on your account will be reduced to 4.65% AER gross variable.”

BestSeagull

Email from Monument. Rates increasing from today. Current rates Gross % AER % 4.67 4.77   Rates from 03 September 2024 Gross % AER % 4.71 4.81

EthicsGradient

SaveTheEuro said:

This from Hampshire Trust Bank:

“We recently decreased the rate on our Easy Access Account for new customers to 4.65% AER gross variable. As an existing customer, we will keep your current rate of 4.90% AER gross variable until 3 October. After this date, the rate on your account will be reduced to 4.65% AER gross variable.”

I received the email on 14th Aug, saying the reduction will happen on 16th Sept. Depends on when you opened the account, perhaps?

friolento

t1redmonkey said:

Bridlington1 said:

@soulsaver
Cahoot Sunny Day Saver Issue 2 5%, £3k mak

Pleasantly surprised that they chose to not reduce the existing issue and that it's still at 5.2%.

Very nice indeed - but IIRC, the rate only lasts for 12 months from account opening. I have diaried mine for expiry sometime in Jan 25