The New Top Easy Access Savings Discussion Area

friolento · 30 April at 1:24PM

https://forums.moneysavingexpert.com/discussion/comment/81982693#Comment_81982693

I haven't investigated them further after reading they are a money transfer company, and I wouldn't touch them for savings, especially as we have other 5% and higher paying alternatives. How much money do you have to save?

SnowMan · 30 April at 1:42PM

It has been announced at midday that Bank Base Rate will be maintained at 3.75%

https://www.bankofengland.co.uk/monetary-policy-summary-and-minutes/2026/april-2026

At its meeting ending on 29 April 2026, the Monetary Policy Committee (MPC) voted by a majority of 8–1 to maintain Bank Rate at 3.75%. One member voted to increase Bank Rate by 0.25 percentage points, to 4%

Next decision: Thursday 18th June 2026

ToastLady · 30 April at 3:21PM

https://forums.moneysavingexpert.com/discussion/comment/81982577#Comment_81982577

This morning when I tried to close, only option I had was to linked account. Very strange.

gt94sss2 · 30 April at 4:37PM

https://forums.moneysavingexpert.com/discussion/comment/81982693#Comment_81982693

Savings appear to be held with Clear bank like a number of other electronic money institutions.

https://lemfi.com/en-gb/savings

janusd · 30 April at 5:30PM

https://forums.moneysavingexpert.com/discussion/comment/81982693#Comment_81982693

@soulsaver - Lemfi Instant Access 5.00% boosted rate for 6 months (£1 min) now top of Moneyfacts table - as with Chip previosly, might be worth mentioning a DYOR.

"You can move money between a wallet and savings account - funds must be transferred through your wallet (not directly to or from an external bank account)".