The New Top Easy Access Savings Discussion Area

Diaz09

Have you checked whether Cahoot's system actually prevents you from applying online for a second SDS, or does it let you through to completion?

From what I've seen with similar restrictions at other providers, the T&Cs often say one thing but their systems don't always enforce it properly. If castle96's experience shows they're not actively closing multiple accounts even when they spot them, it might be more of a guideline than a hard rule they're bothering to police.

friolento

https://forums.moneysavingexpert.com/discussion/comment/81960819#Comment_81960819

The easiest, safest, and smartest way to answer your question is to try it out yourself, and keep the answer to yourself.

hoppy2

If you go to upgrades in your Cahoot account click on SDS and the account numbers will show which are available to upgrade so I don't think you're doing anything underhand or it would have been picked up a long time ago by them, I've now got 12.

intalex

Anyone know the reality of a withdrawal from a West Brom 3-access?

• In linked current account same day if requested online by a certain time?
• Any options to pre-request a withdrawal?

Thanks in advance

CuparLad

https://forums.moneysavingexpert.com/discussion/comment/81961009#Comment_81961009

Before 3PM for next working day.

https://www.westbrom.co.uk/help/savings/withdrawals

EthicsGradient

@soulsaver Cynergy Easy Access Issue 97 4.27% inc 2% bonus for a year (seems to replace Issue 96, which was 4.22%)

Easy Access Savings Account | Free Withdrawals | Cynergy Bank

EthicsGradient

@soulsaver also: Cahoot Simple Saver issue 16 4.17% variable for 12 months

https://www.cahoot.com/products-and-services/cahoot-simple-saver

mebu60

@soulsaver

From 'no chat': Cynergy EA Iss 97 4.27% (variable) for 1st year then 2.22% if no rate change (11/04)

Should read 2.27%. (and (14/04)).

mebu60

On the subject of Cynergy, it would seem their 7pm cut-off time for same-day deposits is actually 6pm. I sent three payments, one just before 6pm the other two just after. The first payment appeared pretty quickly. The subsequent two have not (now past 7pm). So tomorrow now before I can close and transfer my issue 94 into an issue 97.

Cynergy not doing what they say. Who'd have thunk it!!

friolento

https://forums.moneysavingexpert.com/discussion/comment/81963002#Comment_81963002

Wild guess: are they operating on Cyprus time (1 hour ahead of UK, GMT right now)? Cynergy used to be called Bank of Cyprus. May be their systems are running in Cyprus?