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The New Top Easy Access Savings Discussion Area
Comments
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Virgin Money Double Take E-Svr Iss18; 4.16% - 2 w/d/yr plus closure now NLA - replaced by Issue 19 at same rate and withdrawal conditions.
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Isn't that what I said???
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No. You didn't mention the AER.
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They could just say 5% on first 3k
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Newcastle BS Base Rate Tracker - 4.15% £1 min - branch/online opening; tracks Base Rate + 0.40% until 28th May 2027; monthly or annual interest; unlimited penalty-free withdrawals.
also, whilst logged into DF Capital yesterday, I think I would have been able to open an Issue 7… went through initial steps as a test, but didn't complete the application (as already have Issue 2)… so possibly available for existing customers?
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DF has been still on MF for a week after going NLA so I thought that must be cos it appears available for existing customers.
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@soulsaver Cynergy Easy Access Issue 96 4.22% for 12 months (then 2.22%) if no further rate changes.
Easy Access Savings Account | Free Withdrawals | Cynergy Bank
no limits on withdrawals. Interest paid annually on the anniversary of the initial deposit.
New since Friday 10th 4pm.
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I've just found out a limitation with LHV - strictly, the limitation is on their current account, but since you have to use their current account to transfer money in and out of the savings account, it's effectively the same.
You can only transfer up to 10k per day out - this is lower than with some accounts, but not unheard of - but more importantly, you can only transfer out 20k per month (calendar month, or previous 30 day period? I'm not sure), which has just stopped me funding an ISA in full, having already used some of the 20k for other purposes.
Which does put an annoying limit on it (and I can't see anything about either limit in the current account terms and conditions).
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LHV Bank
You can only transfer up to 10k per day out - this is lower than with some accounts, but not unheard of - but more importantly, you can only transfer out 20k per month (calendar month, or previous 30 day period? I'm not sure), which has just stopped me funding an ISA in full, having already used some of the 20k for other purposes.
Which does put an annoying limit on it (and I can't see anything about either limit in the current account terms and conditions).
Not in the terms but on their website here
To protect your money and prevent financial crime, we set limits on the amount you can transfer and withdraw from your current account.Payment transfer limitsDaily£10,000Monthly£20,000Larger withdrawal requests can be made by contactinghelp@lhv.com.1 -
Have you checked whether Cahoot's system actually prevents you from applying online for a second SDS, or does it let you through to completion?
From what I've seen with similar restrictions at other providers, the T&Cs often say one thing but their systems don't always enforce it properly. If castle96's experience shows they're not actively closing multiple accounts even when they spot them, it might be more of a guideline than a hard rule they're bothering to police.
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