The New Top Easy Access Savings Discussion Area

friolento

pecunianonolet said:

friolento said:

Alicon88 said:

Hi All,
gonna ask something probably stupid.
I got a chip account (opened only in June with a boosted rate that at time was 4.56% but now sadly it's only 4.06%)

If I completely close the account and then reopen a new one will I be considered a new client or this doesn't do really work (my question is about chip but also to the others major banks really)

Thank you for your help!

In my experience, Chip remember if they have given you a bonus rate, and you won't get a second one.

However, why not ditch Chip altogether and go with the Zopa 4.75% one? If you are new to Zopa, you might also qualify for some extra cash, on top of the good savings rate.

Should work without problem. Similar chat and further info about the conversation and this topic in the ISA thread.

Sure, you can open another Chip account. Using the same email address etc. I have done it. But you don't get the same bonus twice.

winkowinko

friolento said:

pecunianonolet said:

friolento said:

Alicon88 said:

Hi All,
gonna ask something probably stupid.
I got a chip account (opened only in June with a boosted rate that at time was 4.56% but now sadly it's only 4.06%)

If I completely close the account and then reopen a new one will I be considered a new client or this doesn't do really work (my question is about chip but also to the others major banks really)

Thank you for your help!

In my experience, Chip remember if they have given you a bonus rate, and you won't get a second one.

However, why not ditch Chip altogether and go with the Zopa 4.75% one? If you are new to Zopa, you might also qualify for some extra cash, on top of the good savings rate.

Should work without problem. Similar chat and further info about the conversation and this topic in the ISA thread.

Sure, you can open another Chip account. Using the same email address etc. I have done it. But you don't get the same bonus twice.

Maybe not the same bonus as the first time you had a Chip account, but they change their rates all the time, and I have received their (current) top paying ISA interest rates twice now. All it required was a different email address. My home address, phone number and NI number (obviously) all stayed the same.

topyam

Has anyone ever been offered a boost on their Starling savings account? The rate is poor atm.