The New Top Easy Access Savings Discussion Area

flaneurs_lobster

Bobblehat said:

AndyTh_2 said:

well, at least that solves the argument of not putting it in the instant true easy access account list

Until they offer a custard cream boost 

I'm waiting on the HobNob.

Bridlington1

flaneurs_lobster said:

Bobblehat said:

AndyTh_2 said:

well, at least that solves the argument of not putting it in the instant true easy access account list

Until they offer a custard cream boost 

I'm waiting on the HobNob.

I never went for the account myself largely due to to the rate not quite being high enough for me to put funds in. I'm hoping that if they launch a version at a higher rate that excludes those who hold the 4.75% version I'll end up being one of those jammy dodgers who held out for a bit.

RedImp_2

Expotter said:

Is it standard practice for Cahoot to ask for proof of ID and address every time you open a new account, even for existing customers? I have two accounts already and also a Santander current account and they're once again asking me to upload documents. 

I’ve just opened my very first Cahoot account and not been asked to upload anything.

topyam

Bridlington1 said:

flaneurs_lobster said:

Bobblehat said:

AndyTh_2 said:

well, at least that solves the argument of not putting it in the instant true easy access account list

Until they offer a custard cream boost 

I'm waiting on the HobNob.

I never went for the account myself largely due to to the rate not quite being high enough for me to put funds in. I'm hoping that if they launch a version at a higher rate that excludes those who hold the 4.75% version I'll end up being one of those jammy dodgers who held out for a bit.

But there are no accounts with higher rates? Was this not the best option?

Bridlington1

topyam said:

Bridlington1 said:

flaneurs_lobster said:

Bobblehat said:

AndyTh_2 said:

well, at least that solves the argument of not putting it in the instant true easy access account list

Until they offer a custard cream boost 

I'm waiting on the HobNob.

I never went for the account myself largely due to to the rate not quite being high enough for me to put funds in. I'm hoping that if they launch a version at a higher rate that excludes those who hold the 4.75% version I'll end up being one of those jammy dodgers who held out for a bit.

But there are no accounts with higher rates? Was this not the best option?

All my non-ISA savings are now in regular savers paying north of 5% with the exception of some money in Santander's Edge Saver at 6%. For any other EA savings I've not needed to go over the £3k limit on the Cahoot Sunny Day Saver.

shirley999

Skipton Member Bonus Saver 2 A

Anyone having the Skipton Member Bonus Saver 2 A, it should be paying 4.75% on balances up to £5,000 but I've just noticed my rate has dropped to 2.55%.  This is what I would expect after 12 months when the fixed bonus of 2.20% ends, but it's only been available since June.  I've queried it with them and they've referred it to their Savings Team.  Check yours!

soulsaver

shirley999 said:

Skipton Member Bonus Saver 2 A

Anyone having the Skipton Member Bonus Saver 2 A, it should be paying 4.75% on balances up to £5,000 but I've just noticed my rate has dropped to 2.55%.  This is what I would expect after 12 months when the fixed bonus of 2.20% ends, but it's only been available since June.  I've queried it with them and they've referred it to their Savings Team.  Check yours!

4.75% showing on the app just now..

mon3ysav3r

shirley999 said:

Skipton Member Bonus Saver 2 A

Anyone having the Skipton Member Bonus Saver 2 A, it should be paying 4.75% on balances up to £5,000 but I've just noticed my rate has dropped to 2.55%.  This is what I would expect after 12 months when the fixed bonus of 2.20% ends, but it's only been available since June.  I've queried it with them and they've referred it to their Savings Team.  Check yours!

Thanks for the warning, just checked online, my Skipton Bonus Saver Iss 2 Annual IS showing 4.75% on £5,000

Bobblehat

shirley999 said:

Skipton Member Bonus Saver 2 A

Anyone having the Skipton Member Bonus Saver 2 A, it should be paying 4.75% on balances up to £5,000 but I've just noticed my rate has dropped to 2.55%.  This is what I would expect after 12 months when the fixed bonus of 2.20% ends, but it's only been available since June.  I've queried it with them and they've referred it to their Savings Team.  Check yours!

All OK online for me too.

happybagger

Bobblehat said:

All OK online for me too.

And no problems with mine too: 4.75%