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The New Top Easy Access Savings Discussion Area
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@soulsaver
West Brom BS Four Access Saver (Issue 5) 4.15%. Matures 30/4/27
Shawbrook Bank Bonus Easy Access Savings Account - Issue 5 (new customers only) 4.13% (includes 2.13% bonus for 12 months)
Kent Reliance Easy Access Savings Account - Issue 12 4.05%
Chetwood & Shawbrook at 4.04% shouldn't be on #9 of the rankings whilst I'm here but Ford's still available.7 -
Reminder that the rates cuts have now been applied...intalex said:Skipton rate cuts take effect 26 Jan:
https://www.skipton.co.uk/content/dam/sbs-sites/skipton-co-uk/documents/help-and-support/extra-support/base-rate/variable-account-changes.pdf
0.35% cut for the recent popular (NLA) ones....6 -
Looks like Bonus Saver 15 will now also have a (belated) rate cut from 4.00% to 3.75% effective 16 Feb...intalex said:
Reminder that the rates cuts have now been applied...intalex said:Skipton rate cuts take effect 26 Jan:
https://www.skipton.co.uk/content/dam/sbs-sites/skipton-co-uk/documents/help-and-support/extra-support/base-rate/variable-account-changes.pdf
0.35% cut for the recent popular (NLA) ones....2 -
Withdrawn funds from Skipton Bonus Saver Issue 12 arrived almost instantly first thing this morning.intalex said:
Reminder that the rates cuts have now been applied...intalex said:Skipton rate cuts take effect 26 Jan:
https://www.skipton.co.uk/content/dam/sbs-sites/skipton-co-uk/documents/help-and-support/extra-support/base-rate/variable-account-changes.pdf
0.35% cut for the recent popular (NLA) ones....
Had better homes for it than the Issue 15 at 4.0%. Which I've just received email informing me will become 3.75% wef 16:02:26. They clearly aren't looking to retain some of today's inevitable outflow!2 -
That is a shame - it was going to be home for some earlier Bonus Savers. I suppose it was inevitable when they introduced issue 16.intalex said:
Looks like Bonus Saver 15 will now also have a (belated) rate cut from 4.00% to 3.75% effective 16 Feb...intalex said:
Reminder that the rates cuts have now been applied...intalex said:Skipton rate cuts take effect 26 Jan:
https://www.skipton.co.uk/content/dam/sbs-sites/skipton-co-uk/documents/help-and-support/extra-support/base-rate/variable-account-changes.pdf
0.35% cut for the recent popular (NLA) ones....1 -
NS&I Direct Saver and Income Bonds EA accounts dropping from 3.30% to 3.05% AER on Thursday 12th February.4
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I'm not seeing those rates in your links or on the NS&I corporate news site, do you have a reference?0
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NS&I probably have not updated the website yet. I got this email today:ColdIron said:I'm not seeing those rates in your links or on the NS&I corporate news site, do you have a reference?
We're reducing some of our interest rates.
This is to let you know in advance that we’re reducing the interest rates on some of our savings accounts on 12 February 2026.
Here are the changes:NS&I account Current rate (gross/AER) until 11 February 2026 New rate (gross/AER) from 12 February 2026 Direct Saver 3.30% 3.05% Income Bonds 3.26%/3.30% 3.01%/3.05% 3 -
the source is an email from them... as posted above.ColdIron said:I'm not seeing those rates in your links or on the NS&I corporate news site, do you have a reference?
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Which makes Issue 14 at 3.91% the best from that date. Anyone know if it is max £50k on that issue or £100k? I know it was £50k on Issue 12 but not sure when it changed.intalex said:
Looks like Bonus Saver 15 will now also have a (belated) rate cut from 4.00% to 3.75% effective 16 Feb...intalex said:
Reminder that the rates cuts have now been applied...intalex said:Skipton rate cuts take effect 26 Jan:
https://www.skipton.co.uk/content/dam/sbs-sites/skipton-co-uk/documents/help-and-support/extra-support/base-rate/variable-account-changes.pdf
0.35% cut for the recent popular (NLA) ones....
Asking for someone who likes to keep things simple, I don’t have enough money to keep >£50k in EAs.0
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