The New Top Easy Access Savings Discussion Area

soulsaver

https://forums.moneysavingexpert.com/discussion/comment/81858747#Comment_81858747

Note revised min -

Vida Defined Access Iss4 (Quad) 3.90% £500 min (29/01)

keiran

Re topcashback giving £25 for opening Santander/Cahoot accounts

How many is it safe to open?

At what level would topcashback get concerned re abuse, etc ?

Thanks

BigBlueSky

The T&C's on Topcashback say they only pay out for the first one of each opened via TCB.

OwnedByACat

https://forums.moneysavingexpert.com/discussion/comment/81859907#Comment_81859907

The Cahoot accounts are also on Quidco, though that pays less. Perhaps there's scope for doing both, if you also open joint accounts?

gpman

https://forums.moneysavingexpert.com/discussion/comment/81859842#Comment_81859842

To clarify, the £500 min is only required as an initial deposit to open the account (within 21 days of application)

Once opened, the account can be operated with a minimum balance of £5 (like previous issue)

ETA: Previous issues of the account will see rates drop to match wef 13-Feb-2026

Also Easy Access Issue 1 & 2 (both NLA) will see rates drop from 4.00% to 3.80% wef 13-Feb-2026

Easy Access Issue 3 already at 3.80%

wiseonesomeofthetime

https://forums.moneysavingexpert.com/discussion/comment/81859911#Comment_81859911

Received my £25 from TBC today.

nomorekids

West Bromwich Triple Access Saver,

anyone been charged to withdraw from this account? Confused by their £10 charge mentioned for electronic payments. I want to withdraw into my nominated account and was going to do in two smaller chunks to stay under the payment transfer limits my nominated account has but also thought withdrawals were free to nominated account?

Anyone with knowledge or experience?

fuzzzzy

I have withdrawn once from this account to my nominated account with no charges.

CuparLad

https://forums.moneysavingexpert.com/discussion/comment/81863753#Comment_81863753

The £10 charge is for a CHAPS transfer. Faster Payments are free of charge.

BlackthornU

https://forums.moneysavingexpert.com/discussion/comment/81863823#Comment_81863823

Although there is nothing fast about payments from WestBrom. On their website you log a request for a member of staff to process the payment by sending them a message. They will do this within 2 working days - not necessarily the next day.