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Comments

  • MichaelAP
    MichaelAP Posts: 152 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 27 June 2025 at 5:21PM
    I need to move away from chip, it's going down to 3.77% in July. A bit of a pain but it is what it is.
    Agree. I’m moving my contents to both 
    1. Atom - Instant Saver Reward: 4.75% AER 4.65% Gross
    2. Snoop - Easy Access Saver: 4.60% AER / 4.50% Gross
    Plus Snoop pays daily on Mon/Tue/Wed/Thur/Fri. Sat&Sun paid Mon.
  • crumpet_man
    crumpet_man Posts: 820 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    edited 28 June 2025 at 10:13AM
    MichaelAP said:
    I need to move away from chip, it's going down to 3.77% in July. A bit of a pain but it is what it is.
    Agree. I’m moving my contents to both 
    1. Atom - Instant Saver Reward: 4.75% AER 4.65% Gross
    2. Snoop - Easy Access Saver: 4.60% AER / 4.50% Gross
    Plus Snoop pays daily on Mon/Tue/Wed/Thur/Fri. Sat&Sun paid Mon.
    I hadn't noticed those accounts before and I habe opened them now.

    There's also a £5 Amazon gift card available for new Snoop users if you know where to look.

    Snoop does seem to live up to it's name, I linked an otherwise unused current account as I don't want it going through my finances and giving me "advice" on various products.
  • MichaelAP said:
    I need to move away from chip, it's going down to 3.77% in July. A bit of a pain but it is what it is.
    Agree. I’m moving my contents to both 
    1. Atom - Instant Saver Reward: 4.75% AER 4.65% Gross
    2. Snoop - Easy Access Saver: 4.60% AER / 4.50% Gross
    Plus Snoop pays daily on Mon/Tue/Wed/Thur/Fri. Sat&Sun paid Mon.
    I hadn't noticed those accounts before and I habe opened them now.

    There's also a £5 Amazon gift card available for new Snoop users if you know where to look.
    Make sure you are aware of the rate with Atom when you make a withdrawal.
  • crumpet_man
    crumpet_man Posts: 820 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    MichaelAP said:
    I need to move away from chip, it's going down to 3.77% in July. A bit of a pain but it is what it is.
    Agree. I’m moving my contents to both 
    1. Atom - Instant Saver Reward: 4.75% AER 4.65% Gross
    2. Snoop - Easy Access Saver: 4.60% AER / 4.50% Gross
    Plus Snoop pays daily on Mon/Tue/Wed/Thur/Fri. Sat&Sun paid Mon.
    I hadn't noticed those accounts before and I habe opened them now.

    There's also a £5 Amazon gift card available for new Snoop users if you know where to look.
    Make sure you are aware of the rate with Atom when you make a withdrawal.
    Indeed, if I need to withdraw I think I will withdraw nearly everything, deposit the funds I do not require to another account (e.g. Snoop) and deposit back to Atom the next (calendar/statement) month.
  • MichaelAP
    MichaelAP Posts: 152 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    MichaelAP said:
    I need to move away from chip, it's going down to 3.77% in July. A bit of a pain but it is what it is.
    Agree. I’m moving my contents to both 
    1. Atom - Instant Saver Reward: 4.75% AER 4.65% Gross
    2. Snoop - Easy Access Saver: 4.60% AER / 4.50% Gross
    Plus Snoop pays daily on Mon/Tue/Wed/Thur/Fri. Sat&Sun paid Mon.
    I hadn't noticed those accounts before and I habe opened them now.

    There's also a £5 Amazon gift card available for new Snoop users if you know where to look.
    Make sure you are aware of the rate with Atom when you make a withdrawal.
    Indeed, if I need to withdraw I think I will withdraw nearly everything, deposit the funds I do not require to another account (e.g. Snoop) and deposit back to Atom the next (calendar/statement) month.
    Exactly how I play it. Just make sure you do any transfers In/Out of Snoop before 11AM otherwise it rolls on to the next day.
  • 20122013
    20122013 Posts: 678 Forumite
    500 Posts First Anniversary Name Dropper
    I've managed to open the 5% & 4.5% bush kangaroo accounts. Nice to see Skippy offering some decent rates.

    For the  'bush kangaroo accounts', would you mind sharing the name of this bank so I can find out more about it, please?
  • schiff
    schiff Posts: 20,319 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Kangaroo nick name Skippy
  • DRS1
    DRS1 Posts: 2,428 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    20122013 said:
    I've managed to open the 5% & 4.5% bush kangaroo accounts. Nice to see Skippy offering some decent rates.

    For the  'bush kangaroo accounts', would you mind sharing the name of this bank so I can find out more about it, please?
    Skipton Building Society.
  • DRS1
    DRS1 Posts: 2,428 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    You may not qualify for the Member account but here is a link to the other one
    Bonus Saver
  • superleeds27
    superleeds27 Posts: 51 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Guessing Atom is still the best to go with at the minute?
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