The New Top Easy Access Savings Discussion Area

soulsaver

In the ToTP ranks, I've added an 'App Only' indicator 'AO' as requested in an earlier post. Let me know if I miss any...

1 Monument Bank Limited Access Saver `tri' 4.75% £25k min (overall) (30/01) AO

2 Atom Bank Rewards Instant Saver - 4.75% if no w/ds in mth, otherwise 3.0% (21/03) AO

3 Chase 6 mth svr  4.75% (21/03) new customers only, inc 1.75% 6mth bonus. AO

4 Vida Savings Defined Access Issue 1 `quad' 4.63% £10 min (30/01) 

5 Chip Instant Easy Access Saver 4.60% (15/04) 'new customers, 3 mths' ***DYOR*** AO

6 Charter EA Iss58 4.59% (21/03) Replaces Iss57 4.53% 

7 Oxbury Bank Easy Access Account Limited Edition 2 4.58% £20k min.(05/03) -> 4.32% wef 08/05

8 Chetwood Bank Easy Access  4.52% (03/03)

9 Buckinghamshire BS Online Single Access Saver 4.51% £10k min (01/04)

10 Saffron BS E-Saver Account (Issue 21) 4.50% £10 min (26/03)

11 Principality Online Bonus Triple Access Iss 6 4.50% inc 1 year bonus wef 13/03 

12 Harpenden BS Online Single Access (Issue 1) 4.50% £100 min (07/04)

13 Coventry BS 4 Access Saver (2) quad 4.50% (24/04)

14 Kent RBS Iss80 4.50% £1k min   (Replaces Iss79 (11/04)) 

Note: Links and rates quoted are correct at 12.00 24/04/2025. 

For up-to-date info. and lots more, follow the link in my signature box to the 'No Chat' thread.

soulsaver

Oxbury Bank Easy Access Account Limited Edition 2 4.58% £20k min.-> 4.32% wef 08/05

slinger2

The Oxbury Personal Easy Access Account (Issue 1) is also dropping from 4.04% AER to 3.78% from 8 May. Min £1k

soulsaver

Not really on topic here but Halifax Rewards renewals are coming due (for me?) by May 31st
so a reminder over in Banking& Budgeting...
https://forums.moneysavingexpert.com/discussion/6603389/halifax-rewards-renewal-due/p1?new=1

schiff

I anyone has the Coventry Easy Access Saver (7) - Annual would you say what the interest rate is. TIA

flaneurs_lobster

schiff said:

I anyone has the Coventry Easy Access Saver (7) - Annual would you say what the interest rate is. TIA

2.45% Gross.

NanookOfTheNorth

schiff said:

I anyone has the Coventry Easy Access Saver (7) - Annual would you say what the interest rate is. TIA

2.45%

Easy Access Saver (7)

2.45 %

AER* (Variable)

10.12.2019 - 20.12.2024

£1 - £250,000

https://www.coventrybuildingsociety.co.uk/member/savings/closed-accounts.html

Mr._H_2

Apologies if I'm late to the party on this one, but is it common knowledge that Coventry now do same business-day withdrawals? Before today, all my previous withdrawals made from the Coventry were scheduled for the business day following the day I was making the request - e.g. open app on Monday to request a withdrawal and the withdrawal would be scheduled for Tuesday.

Now I see that they have updated the information on their website to say that if you make the request by 5pm on a working day, the withdrawal will go out the same working day. And indeed today I requested a withdrawal at about 10:45 and it was in the destination account by 14:00.

nottsphil

soulsaver said:

In the ToTP ranks, I've added an 'App Only' indicator 'AO' as requested in an earlier post. Let me know if I miss any...

1 Monument Bank Limited Access Saver `tri' 4.75% £25k min (overall) (30/01) AO

That's a good addition, although not relevant for me. Can I suggest another that is? For regular savers, you can peruse all the offerings to find out how deposits on non-working days are treated. This isn't the case for easy access, which perhaps would be much more relevant if £85,000 is being moved, or in my case the £25,000 minimum for Monument. I'm left wondering whether to open this account this evening (after 8.20 as coming from Santander) and risk it not earning interest until Monday. Similarly, for withdrawals; there is no list of cut-off times for same-day withdrawals, nor of those who don't even provide the facility (I'm looking at you YBS, with your so-called 'easy' access accounts!)

Aidanmc

Mr._H_2 said:

Apologies if I'm late to the party on this one, but is it common knowledge that Coventry now do same business-day withdrawals? Before today, all my previous withdrawals made from the Coventry were scheduled for the business day following the day I was making the request - e.g. open app on Monday to request a withdrawal and the withdrawal would be scheduled for Tuesday.

Now I see that they have updated the information on their website to say that if you make the request by 5pm on a working day, the withdrawal will go out the same working day. And indeed today I requested a withdrawal at about 10:45 and it was in the destination account by 14:00.

Yeah, i noticed that during the week when i made a withdrawal. Good to see.