The New Top Easy Access Savings Discussion Area

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  • soulsaver
    soulsaver Posts: 6,543 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 25 April at 1:34AM
    Not really on topic here but Halifax Rewards renewals are coming due (for me?) by May 31st
    so a reminder over in Banking& Budgeting...
    https://forums.moneysavingexpert.com/discussion/6603389/halifax-rewards-renewal-due/p1?new=1
  • schiff
    schiff Posts: 20,226 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I anyone has the Coventry Easy Access Saver (7) - Annual would you say what the interest rate is. TIA
  • flaneurs_lobster
    flaneurs_lobster Posts: 6,039 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    schiff said:
    I anyone has the Coventry Easy Access Saver (7) - Annual would you say what the interest rate is. TIA
    2.45% Gross.
  • schiff said:
    I anyone has the Coventry Easy Access Saver (7) - Annual would you say what the interest rate is. TIA
    2.45%

    Easy Access Saver (7) AER*
    (Variable)
    10.12.2019 - 20.12.2024 £1 - £250,000



  • nottsphil
    nottsphil Posts: 667 Forumite
    Part of the Furniture 500 Posts Name Dropper
    edited 25 April at 8:06PM
    soulsaver said:
    In the ToTP ranks, I've added an 'App Only' indicator 'AO' as requested in an earlier post. Let me know if I miss any... :+1:

    Monument Bank Limited Access Saver `tri' 4.75% £25k min (overall) (30/01) AO

    That's a good addition, although not relevant for me. Can I suggest another that is? For regular savers, you can peruse all the offerings to find out how deposits on non-working days are treated. This isn't the case for easy access, which perhaps would be much more relevant if £85,000 is being moved, or in my case the £25,000 minimum for Monument. I'm left wondering whether to open this account this evening (after 8.20 as coming from Santander) and risk it not earning interest until Monday. Similarly, for withdrawals; there is no list of cut-off times for same-day withdrawals, nor of those who don't even provide the facility (I'm looking at you YBS, with your so-called 'easy' access accounts!)
  • Aidanmc
    Aidanmc Posts: 1,237 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Mr._H_2 said:
    Apologies if I'm late to the party on this one, but is it common knowledge that Coventry now do same business-day withdrawals? Before today, all my previous withdrawals made from the Coventry were scheduled for the business day following the day I was making the request - e.g. open app on Monday to request a withdrawal and the withdrawal would be scheduled for Tuesday.

    Now I see that they have updated the information on their website to say that if you make the request by 5pm on a working day, the withdrawal will go out the same working day. And indeed today I requested a withdrawal at about 10:45 and it was in the destination account by 14:00.

    Yeah, i noticed that during the week when i made a withdrawal. Good to see.
  • Bridlington1
    Bridlington1 Posts: 3,552 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    @soulsaver

    Chip Easy Access `tri' 4.76%

    This is in addition to Chip Instant Access Saver  which remains at 4.6% and is currently in your rankings.
  • friolento
    friolento Posts: 2,228 Forumite
    1,000 Posts First Anniversary Name Dropper Photogenic
    @soulsaver

    Chip Easy Access `tri' 4.76%

    This is in addition to Chip Instant Access Saver  which remains at 4.6% and is currently in your rankings.

    New CHIP customers only.
  • CuparLad
    CuparLad Posts: 142 Forumite
    100 Posts First Anniversary Name Dropper
    Mr._H_2 said:
    Apologies if I'm late to the party on this one, but is it common knowledge that Coventry now do same business-day withdrawals? Before today, all my previous withdrawals made from the Coventry were scheduled for the business day following the day I was making the request - e.g. open app on Monday to request a withdrawal and the withdrawal would be scheduled for Tuesday.

    Now I see that they have updated the information on their website to say that if you make the request by 5pm on a working day, the withdrawal will go out the same working day. And indeed today I requested a withdrawal at about 10:45 and it was in the destination account by 14:00.
    It can be late in the day though. I made a withdrawl about two weeks ago at about 14:30 and the funds didn't arrive until after 20:00.
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