The New Top Easy Access Savings Discussion Area

nottsphil

soulsaver said:

In the ToTP ranks, I've added an 'App Only' indicator 'AO' as requested in an earlier post. Let me know if I miss any...

1 Monument Bank Limited Access Saver `tri' 4.75% £25k min (overall) (30/01) AO

That's a good addition, although not relevant for me. Can I suggest another that is? For regular savers, you can peruse all the offerings to find out how deposits on non-working days are treated. This isn't the case for easy access, which perhaps would be much more relevant if £85,000 is being moved, or in my case the £25,000 minimum for Monument. I'm left wondering whether to open this account this evening (after 8.20 as coming from Santander) and risk it not earning interest until Monday. Similarly, for withdrawals; there is no list of cut-off times for same-day withdrawals, nor of those who don't even provide the facility (I'm looking at you YBS, with your so-called 'easy' access accounts!)

Aidanmc

Mr._H_2 said:

Apologies if I'm late to the party on this one, but is it common knowledge that Coventry now do same business-day withdrawals? Before today, all my previous withdrawals made from the Coventry were scheduled for the business day following the day I was making the request - e.g. open app on Monday to request a withdrawal and the withdrawal would be scheduled for Tuesday.

Now I see that they have updated the information on their website to say that if you make the request by 5pm on a working day, the withdrawal will go out the same working day. And indeed today I requested a withdrawal at about 10:45 and it was in the destination account by 14:00.

Yeah, i noticed that during the week when i made a withdrawal. Good to see.

Bridlington1

@soulsaver

Chip Easy Access `tri' 4.76%

This is in addition to Chip Instant Access Saver  which remains at 4.6% and is currently in your rankings.

friolento

Bridlington1 said:

@soulsaver

Chip Easy Access `tri' 4.76%

This is in addition to Chip Instant Access Saver  which remains at 4.6% and is currently in your rankings.

New CHIP customers only.

CuparLad

Mr._H_2 said:

Apologies if I'm late to the party on this one, but is it common knowledge that Coventry now do same business-day withdrawals? Before today, all my previous withdrawals made from the Coventry were scheduled for the business day following the day I was making the request - e.g. open app on Monday to request a withdrawal and the withdrawal would be scheduled for Tuesday.

Now I see that they have updated the information on their website to say that if you make the request by 5pm on a working day, the withdrawal will go out the same working day. And indeed today I requested a withdrawal at about 10:45 and it was in the destination account by 14:00.

It can be late in the day though. I made a withdrawl about two weeks ago at about 14:30 and the funds didn't arrive until after 20:00.

RedImp_2

Opening my Chase app this morning I was offered a 1.8% boosted savings account meaning 4.8% for 6 months.
Does seem a bit daft have to add a new account as now I have three savings accounts with them.

ToastLady

RedImp_2 said:

Opening my Chase app this morning I was offered a 1.8% boosted savings account meaning 4.8% for 6 months.
Does seem a bit daft have to add a new account as now I have three savings accounts with them.

Thanks for that, just checked and I've got the offer too. You can easily close savings accounts within the app if you wish. Makes sense for me to shift my monthly spend back to Chase for next 6 months now. 

exel1966

RedImp_2 said:

Opening my Chase app this morning I was offered a 1.8% boosted savings account meaning 4.8% for 6 months.
Does seem a bit daft have to add a new account as now I have three savings accounts with them.

I still have a Saver a/c though it's had a zero balance for a few months now.

I have been offered the boost, there is a 'get my boost' box on the Save and Invest page.

Realistically this is likely to become 4.55% on 15th May if the BoE base rate reduces.

janusd

Re: Chase 1.8% boosted saver - the terms & conditions for this new issue (4) can be found here.

sammy_zammy

Chase rewarding loyalty rather than solely new customers? What is this?!