The New Top Easy Access Savings Discussion Area

mon3ysav3r

Talking of rates going up, I have just received an email to say the Buckinghamshire Building Society Online Single Access Saver Account is increasing on April 1 to 4.51% Gross pa / AER, it only recently went down to 4.35% from 4.6% last month. Their website is still showing Online Single Access Saver currently at 4.35%, perhaps this will be updated in April.

Just a note to say I have had many issues trying to open an account using their website, in particular it hangs part way through the application - it displays the text below, I click the "confirm" button and the website never responds.

"Signature Required - You will now be redirected to our secure Adobe platform to provide a digital signature for your application."

They then email me many days later to say my application is declined because the application is incomplete as I didn't sign (the digital signature). I have replied to explain the issue with the website, but no response yet.

happybagger

Re: Kent Reliance, had the following email today, key point being "real time" withdrawals, are on the cards:

Hi Happy Bagger,
We’re making some updates to our Online Services. As you already manage your savings online with us, this email explains what is changing and what you need to do.
 What’s changed?
As well as updating our website in line with customer feedback, we’ve recently launched a new Online Services system which will bring a range of benefits, including:

• Enhanced security and protection for your accounts.

• A faster account opening and funding experience

• Real-time payments, send and receive money instantly

• Ability to update your personal and contact information – saving you the need to contact us

• Seamless online maturity process with no paperwork

• Timely SMS notifications and monthly statements to keep you informed.

• Easy access to important account documents whenever you need them

When can you use our new Online Services
We’re currently working to make all our accounts and products accessible through our new Online Services. We’ll update you through the course of the year with further information, as each becomes available.
 As a first step, if you open a new Fixed rate bond online, you’ll need to register for our new Online Services.
 For now, if you want to open any other type of savings’ account, and for any existing accounts you have with us, you’ll need to continue to manage them separately on our pre-existing system, using your current login details.

SeriousHoax

Hi, does Kent Reliance have an app?

flaneurs_lobster

SeriousHoax said:

Hi, does Kent Reliance have an app?

10 seconds on my Android says "no".

Middle_of_the_Road

flaneurs_lobster said:

SeriousHoax said:

Hi, does Kent Reliance have an app?

10 seconds on my Android says "no".

Forum might be a lot quieter if everyone looked things up 🤔

SeriousHoax

flaneurs_lobster said:

SeriousHoax said:

Hi, does Kent Reliance have an app?

10 seconds on my Android says "no".

Thank you earthling 

mebu60

Bridlington1 said:

@soulsaver

Kent RBS Iss78 4.59% £1k min  NLA Replaced by Issue 79 at 4.64%

For goodness sake! Only opened the 78 last night and transferred the bulk bar £1 which didn't get done until this morning as after 3:30 yesterday. Not set up new payee for the 78 or requested closure of the 77. Will open the 79 now then do all the doings Monday, before 3:30. 

AndyTh_2

Cynergy Online Easy Access Account issue 84 (NLA) is dropping to 4.3% 14th April to match other issues (currently is 4.5%)

source from email they sent me today

On 14 April 2025, the underlying interest rate on your Online Easy Access Account will reduce from 3.00% AER*/Gross** to 2.80% AER/Gross.
For Online Easy Access Accounts where a fixed bonus for the first 12 months applies, your new rate, inclusive of the fixed bonus, will be 4.30% AER/Gross.

happybagger

Family BS - Having been used to instant or next day withdrawals, this is very slow. Opened the Online Saver 4.6% a/c as a replacement for Gatehouse. w/d request yesterday afternoon, yes I guessed it may be past cut off, but even then expected it to be done today. Shoulda read all t&c's regarding withdrawals I guess... lesson learned.

w/d after 3pm Thursday won't be looked at until today, and actioned on Monday by the end of the day (so possibly not useable until Tuesday)

Debited yesterday from my FBS account though so 5 days lost in the ether. Can't be doing with that.

mon3ysav3r

happybagger said:

Family BS - Having been used to instant or next day withdrawals, this is very slow. Opened the Online Saver 4.6% a/c as a replacement for Gatehouse. w/d request yesterday afternoon, yes I guessed it may be past cut off, but even then expected it to be done today. Shoulda read all t&c's regarding withdrawals I guess... lesson learned.

w/d after 3pm Thursday won't be looked at until today, and actioned on Monday by the end of the day (so possibly not useable until Tuesday)

Debited yesterday from my FBS account though so 5 days lost in the ether. Can't be doing with that.

They do seem rather behind the times compared to some BS, they issue paper certificates and tell you to keep them somewhere safe! They also have a maximum withdraw of 25K a day on some accounts.