The New Top Easy Access Savings Discussion Area

wiseonesomeofthetime

Bridlington1 said:

Just a reminder the Skipton BS interest rate cuts come into effect tomorrow. Of note:

Members Bonus Saver (NLA) reduces from 5% to 4.75% on balances of £3k and under.
FA Bonus Saver (NLA) reduces from 4.7% to 4.45%.

My Members Bonus Saver (NLA) had already nose-dived to 3.30% due to end of bonus period, so has been ditched now.

That will become 3.05% post-bonus wef tomorrow.

Bridlington1

Just a reminder the YBS Interest rate cuts come into effect tomorrow. Of note:

YBS Rainy Day Acc Issue 2 drops from 4.55% to 4.3% on balances under £10k

Bridlington1

wiseonesomeofthetime said:

Bridlington1 said:

Just a reminder the Skipton BS interest rate cuts come into effect tomorrow. Of note:

Members Bonus Saver (NLA) reduces from 5% to 4.75% on balances of £3k and under.
FA Bonus Saver (NLA) reduces from 4.7% to 4.45%.

My Members Bonus Saver (NLA) had already nose-dived to 3.30% due to end of bonus period, so has been ditched now.

That will become 3.05% post-bonus wef tomorrow.

In my case I refreshed the Skipton Bonus Saver in April 2024 to push the interest payment into the next tax year so I'm clinging onto 4.75% for another month or so.

mebu60

Bridlington1 said:

Just a reminder the YBS Interest rate cuts come into effect tomorrow. Of note:

YBS Rainy Day Acc Issue 2 drops from 4.55% to 4.3% on balances under £10k

For the first time in a long while I have no active YBS accounts, just an old Internet Saver Plus Issue 11 sitting with a £1 in the hope that a worthwhile loyalty product might again appear sometime soon.

Malchester

Didn't realise that Hodge Bank have an easy access account (maybe it is new). It's not the best rate (4.29%) payable monthly but I opened one yesterday and was very impressed. Deposits and withdrawals were instant. 

Easy Access - Hodge Bank

Maybe this is one for the Instant True Easy Access Table @ircE

nottsphil

JamesRobinson48 said:

Family Building Society Online Saver (9) (4.60%) is NLA.

https://www.familybuildingsociety.co.uk/

That's a shame. I was just about to get into the 'Family way'.

ircE

Malchester said:

Didn't realise that Hodge Bank have an easy access account (maybe it is new). It's not the best rate (4.29%) payable monthly but I opened one yesterday and was very impressed. Deposits and withdrawals were instant. 

Easy Access - Hodge Bank

Maybe this is one for the Instant True Easy Access Table @ircE

Great catch @Malchester, thanks. I wonder why it doesn't seem to be listed on Moneyfactscompare.

Bridlington1

@soulsaver

GB Bank Easy Access Issue 2 Account 4.6%. £1k min to open but balance can be reduced to £1.

linz

If anyone has one, the Monument Easy Access account is going down from 4.55% to 4.29% on 26 March. Source: email.

@soulsaver

ircE

Chip's Instant Access Account @ 4.60% (3.50% underlying rate + 1.10% 6-month bonus rate)

New customers only. Note the 3.50% underlying rate tracks BR.