The New Top Easy Access Savings Discussion Area

SnowMan

Cynergy have eventually now updated their historical interest rate document. Go to this link, click on the 'historical interest rates' tab and then you can download it.
https://www.cynergybank.co.uk/support/rates
The interesting one there is that the online easy access account issue 84 (no longer available) appears to be staying at 4.5% AER.
The issue 83 (no longer available) rate reduced to 4.3% AER from 4.55% on 4th March, so the issue 84 now pays a higher rate than the issue 83.

The issue 85 which is available also pays 4.3% AER.

Bridlington1

@soulsaver
Charter EA Iss 56 4.57% NLA

Replaced by Issue 57 at 4.53%.

Bridlington1

@soulsaver
Family BS Market Tracker Saver 4.50% £500 £1 min slipping to 4.32% from 1/4/25

EDIT: Minimum balance has been reduced to £1. Thanks @fabsaver.

shirley999

Tesco Internet Saver 4.41% variable for 12 months, falling to 4.31% on 19th March, this is up from 4.30% (4.20%).  It’s a good account for feeding regular savers as withdrawals are unlimited.

https://www.tescobank.com/savings/flexible/

AndyTh_2

I'm glad at least I had the Cynergy saver issue 84 open, which is sticking at 4.5% with the rest all 4.3%. They seem to do this for each issue that was the latest before the rate drop

dgpur

AndyTh_2 said:

I'm glad at least I had the Cynergy saver issue 84 open, which is sticking at 4.5% with the rest all 4.3%. They seem to do this for each issue that was the latest before the rate drop

I’m glad I opened one and made it my primary savings pot.

fabsaver

Bridlington1 said:

@soulsaver
Family BS Market Tracker Saver 4.50% £500 min slipping to 4.32% from 1/4/25

The minimum opening amount and ongoing balance has recently been reduced to £1.

I opened mine when it was £500 and was able to withdraw £499 a few days ago.

StayinAlive

Charter Easy Access Account. Just about to open but could someone advise, for the monthly option, when interest is paid. Is it a month after you open the a/c, end of the calender month or any other specific day?

Bobblehat

StayinAlive said:

Charter Easy Access Account. Just about to open but could someone advise, for the monthly option, when interest is paid. Is it a month after you open the a/c, end of the calender month or any other specific day?

Monthly after the day you first deposit.

Bridlington1

Just a reminder the Skipton BS interest rate cuts come into effect tomorrow. Of note:

Members Bonus Saver (NLA) reduces from 5% to 4.75% on balances of £3k and under.
FA Bonus Saver (NLA) reduces from 4.7% to 4.45%.