The New Top Easy Access Savings Discussion Area

dgpur

AndyTh_2 said:

I'm glad at least I had the Cynergy saver issue 84 open, which is sticking at 4.5% with the rest all 4.3%. They seem to do this for each issue that was the latest before the rate drop

I’m glad I opened one and made it my primary savings pot.

fabsaver

Bridlington1 said:

@soulsaver
Family BS Market Tracker Saver 4.50% £500 min slipping to 4.32% from 1/4/25

The minimum opening amount and ongoing balance has recently been reduced to £1.

I opened mine when it was £500 and was able to withdraw £499 a few days ago.

StayinAlive

Charter Easy Access Account. Just about to open but could someone advise, for the monthly option, when interest is paid. Is it a month after you open the a/c, end of the calender month or any other specific day?

Bobblehat

StayinAlive said:

Charter Easy Access Account. Just about to open but could someone advise, for the monthly option, when interest is paid. Is it a month after you open the a/c, end of the calender month or any other specific day?

Monthly after the day you first deposit.

Bridlington1

Just a reminder the Skipton BS interest rate cuts come into effect tomorrow. Of note:

Members Bonus Saver (NLA) reduces from 5% to 4.75% on balances of £3k and under.
FA Bonus Saver (NLA) reduces from 4.7% to 4.45%.

wiseonesomeofthetime

Bridlington1 said:

Just a reminder the Skipton BS interest rate cuts come into effect tomorrow. Of note:

Members Bonus Saver (NLA) reduces from 5% to 4.75% on balances of £3k and under.
FA Bonus Saver (NLA) reduces from 4.7% to 4.45%.

My Members Bonus Saver (NLA) had already nose-dived to 3.30% due to end of bonus period, so has been ditched now.

That will become 3.05% post-bonus wef tomorrow.

Bridlington1

Just a reminder the YBS Interest rate cuts come into effect tomorrow. Of note:

YBS Rainy Day Acc Issue 2 drops from 4.55% to 4.3% on balances under £10k

Bridlington1

wiseonesomeofthetime said:

Bridlington1 said:

Just a reminder the Skipton BS interest rate cuts come into effect tomorrow. Of note:

Members Bonus Saver (NLA) reduces from 5% to 4.75% on balances of £3k and under.
FA Bonus Saver (NLA) reduces from 4.7% to 4.45%.

My Members Bonus Saver (NLA) had already nose-dived to 3.30% due to end of bonus period, so has been ditched now.

That will become 3.05% post-bonus wef tomorrow.

In my case I refreshed the Skipton Bonus Saver in April 2024 to push the interest payment into the next tax year so I'm clinging onto 4.75% for another month or so.

mebu60

Bridlington1 said:

Just a reminder the YBS Interest rate cuts come into effect tomorrow. Of note:

YBS Rainy Day Acc Issue 2 drops from 4.55% to 4.3% on balances under £10k

For the first time in a long while I have no active YBS accounts, just an old Internet Saver Plus Issue 11 sitting with a £1 in the hope that a worthwhile loyalty product might again appear sometime soon.

Malchester

Didn't realise that Hodge Bank have an easy access account (maybe it is new). It's not the best rate (4.29%) payable monthly but I opened one yesterday and was very impressed. Deposits and withdrawals were instant. 

Easy Access - Hodge Bank

Maybe this is one for the Instant True Easy Access Table @ircE